Banks in which debit card is not compulsory

[Bob78900]

List of banks in which debit card is not compulsory to use net banking or mobile banking or any other basic services?

 

[Souvik]

Same
Some here told me that they are reluctant to pay DC, SMS, cheque book fees etc. 😀

Valid concerns, as cheques are not used much and Debit cards can be dispensable.

 

[fatehbajwa]

Well, I personally use cheque books a lot. And I wouldn't want to go to banks just to get money, so DC is a must for me.

But sure. Wish there was some solution everyone.

I guess it's a personal thing. I don't remember going to the branch since I last opened an account...that's like 5 years back.
I may have given 3-4 cancelled cheques but that's about it. The DC usage is minimal, maybe 2-3 times a year. This could be because a very large percentage of all expenses is done on CC. The lil bit of cash used is picked up by my wife from an ATM but as I said that would be an almost miniscule percentage.

 

[KumarS]

By the way way most banks do give complimentary cheque books per 6/12 months. So technically only SMS/DC charges are an issue.

IDFC gives free atm/debit card with 25k balance.

 

[TheTrickySid]

No.... Bob b3 plus account.... Dont require physical... It gives free virtual.. Its a zer0 balance account

Does this account have sms alert charges or that's free too??

 

[Batmanbaba]

Does this account have sms alert charges or that's free too??

No charges for sms.........