Bank Of Baroda Eterna Credit Card Review

[AsB]

How does this LTF kinda thing works. Because the customer care doesnt know anything about LTF on basis salary whereas I see lot of people posting eterna as LTF basis salary.

Emailing only. Customer care do not no anything regarding this.

 

[helloworld]

How does this LTF kinda thing works. Because the customer care doesnt know anything about LTF on basis salary whereas I see lot of people posting eterna as LTF basis salary.

Might help you this, check once and let us know your thoughts.

LTF Sapphiro/Emerald credit card

I would like to know what is the criteria for getting LTF Sapphiro/Emerald credit card. I don't have any prior relationship with ICICI bank.

www.technofino.in

 

[Cccc]

Emailing only. Customer care do not no anything regarding this.

Earlier they were issuing LTF Eterna based on salary. Now there is no such offer.

 

[raniphore]

Earlier they were issuing LTF Eterna based on salary. Now there is no such offer.

I applied recently for Eterna and got it LTF. I didn't know that it was LTF. On dropping a mail to customer care for joining fee reversal clause they told that mine is LTF

 

[Rahul92]

I applied recently for Eterna and got it LTF. I didn't know that it was LTF. On dropping a mail to customer care for joining fee reversal clause they told that mine is LTF

What mail did you sent ?

 

[raniphore]

What mail did you sent ?

I read from the eterna official page that on spending 25000 in the first 60 days the joining fee will be waived off. So I spent and dropped a mail if they will reverse the fee after deducting or will they not charge the fee at all. Then I got the response that my card is LTF and there are no joining and annual charges.

 

[Sandeepmbm]

Good card

 

[HIMANSHU76888]

Hi. I want to apply for this Credit Card for my Father. I want to apply for an LTF Version. I father has had no relationship with BOB and he also doesn't have any other Credit card. His ITR is >40Lacs. Can someone help me with the process to apply for LTF Eterna with minimum chances of getting rejected?

Bro i applied for my mother on their website,at the card selection page they said joining fee was 2499 but it has not been charged in the first two statements. I think when you apply with a high itr they automatically convert into a ltf account. My mother’s itr is 45L+.

 

[rohant]

To get LTF Eterna, only 30L+ ITR works, or any other proof is acceptable? (payslips / bank statements etc)

This card was LTF in the begining somehow!

 

[shashank08]

Does this card still provide accelerated rewards points on insurance payments?

 

[sidboss]

Does this card still provide accelerated rewards points on insurance payments?

No . This card died long back.

 

[helloworld]

Does this card still provide accelerated rewards points on insurance payments?

Its purely online shopping card and we must make sure MCC should never be Travel &/ Bill Payments. If there is any change in MCC, reward rate changes from 3.75% to 0.375% and we can't do anything about it.

 

[CardCraftsman.]

I applied recently for Eterna and got it LTF. I didn't know that it was LTF. On dropping a mail to customer care for joining fee reversal clause they told that mine is LTF

Was your income > 30 laks?

 

[raniphore]

Was your income > 30 laks?

in that range

 

[CardCraftsman.]

in that range

On what basis did you apply? Income proof or c2c?

 

[raniphore]

On what basis did you apply? Income proof or c2c?

Applied online, don't remember what document they asked to upload

 

[deepcards]

is there any way to get BOB cards LTF?