Axis Credit Limit Enhancement

[TheOnlyAnkush]

Can anyone please suggest me confirm way of LIMIT ENHANCEMENT with axis bank.
I am holding 3 credit cards with axis with most poor limit of Rs.1.4 Lac.
I have almost 8 yrs+ of relationship with AXIS credit card.
I dont know whether anyone else facing credit limit issues with Axis Bank?
Last time I asked for LE during year 2020 but it was rejected.
I want to get a limit of atleast 3-4 Lac with AXIS.
Guys please share ur suggestions.

 

[xfactcc]

Apply for new card (neo ltf or myzone ltf) as NTB

To apply as new to bank I have close all existing relationships right?

Having three cards now, FK, Myzone, Neo LTF and a basic savings account.

 

[Vasuki]

To apply as new to bank I have close all existing relationships right?

Having three cards now, FK, Myzone, Neo LTF and a basic savings account.

Once customer id created you are not new to bank

 

[Akashn]

To apply as new to bank I have close all existing relationships right?

Having three cards now, FK, Myzone, Neo LTF and a basic savings account.

I thought you only have FK card. So yes close any card and apply for new

 

[Trust Me]

Once customer id created you are not new to bank

Correct. And Axis maintain their records for ever! They even saved my customer ID beyond ~20 years of no relationship with them (from their UTI Bank days)!
.

 

[yb24]

3 months had been passed can I apply for limit enhancement manually because it didn't show on axis bank aha and what limit enhancement could I expect because I was doing internship I had get 3 months stipend and I had also payslip of them.
My stipend was 22k,18k,18k
My stipend has increased to 28k so should I wait for another 3 months or request now?

 

[Vasuki]

3 months had been passed can I apply for limit enhancement manually because it didn't show on axis bank aha and what limit enhancement could I expect because I was doing internship I had get 3 months stipend and I had also payslip of them.
My stipend was 22k,18k,18k
My stipend has increased to 28k so should I wait for another 3 months or request now?

Wait for it .
They might also say 6 month
SO both will work in your favour


How much is your limit?

 

[yb24]

Wait for it .
They might also say 6 month
SO both will work in your favour


How much is your limit?

You know 15k 🌚.axis neo Ltf ki limit bhi itti hi di h

 

[Vasuki]

You know 15k 🌚.axis neo Ltf ki limit bhi itti hi di h

15 k club .

Try it ..
If denied,
Then after 6 month

Try via Kia bot from netbanking ( faster)

 

[Infamous]

15 k club .

Try it ..
If denied,
Then after 6 month

Try via Kia bot from netbanking ( faster)

I got 50k limit on my Ace, recently got an uprade offer to Privilege, accepted it, they didn't increase the limit. Any tips for me to ask for LE? 5L spend requirement for fee waiver on Privilege with this limit doesn't make any sense when utilities, fuel, rent, wallet transactions don't count towards milestone.

I'm thinking of using it for 3-4 months, then ask for a LE if they don't offer any automatically. If I choose the ITR route, what can I expect with a 7L annual income?

 

[Transpointer]

I recently got a limit enhancement. From 95k to 425000. Only been 8 months since I got this card too.

 

[Infamous]

I recently got a limit enhancement. From 95k to 425000. Only been 8 months since I got this card too.

was that auto or did you ask for one?

@Vasuki any tips? lol

 

[Transpointer]

was that auto or did you ask for one?

@Vasuki any tips? lol

completely auto. My mom also got one about a month back from 72k to 205000. Axis is really good with LE's at least in my opinion. I have an Axis Priority account but not maintaining MAB. She has no account or relationship except Card. She used to have 3 cards when got the LE. I have two.

 

[manzparty]

Always recommended to have an Account in case of Axis, my initial offered limit was 7L (no income proof taken must be based on CIBIL and Relationship).



Now its almost 3x of that limit within 2 years of card issue.


They never asked for income docs always gives generous LE.


When I applied first time was asked if I have an account with the bank if not I will need to share my ITR and Salary slip.

 

[basant]

I only have axis credit card and no saving account. How to check limit enhancement. My card is older than 1 year

 

[SamPtnk]

yeah axis every year increases my Limit by exact 1.2L

Kuch or na mile bus ye pakka hai ki axis ka LE milega