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Axis credit card application on hold

  • Thread starter Thread starter htc816boy
  • Start date Start date
  • Replies Replies 9
  • Views Views 907
Just for curiosity, i would like to know what is the backend process of approving a credit card after apply?? Who is handling this all. Human invention or all are system decide?
Every bank has a software designed for credit card application.
Like cibil , income , age, relationship, any default, etc ,etc ....
Now your application gets scanned through that software and this is done by human only officers sitting in credit card department.
If you fulfill all the criteria your card is approved with the limit shown in their system.
 
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