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Axis bank mobile app shows pre-approved offers for CC only holders

timva

TF Premier
VIP Lounge
Hey guys, I only have Airtel Axis which I procured 2 months ago. Till yesterday I used to get an error while checking for pre approved offers on Axis mobile app. But today I saw this- IMG_20240205_202425.jpg But I fear this is not pre approved portal as they are asking for Cibil enquiry consent. Is there any other way to check pre approved offers?
 

4uziaul

TF Pioneer
Contributor
Hey guys, I only have Airtel Axis which I procured 2 months ago. Till yesterday I used to get an error while checking for pre approved offers on Axis mobile app. But today I saw this- IMG_20240205_202425.jpg But I fear this is not pre approved portal as they are asking for Cibil enquiry consent. Is there any other way to check pre approved offers?
That's pre-approved offers only.
 

helloworld

TF Legend
Thanks guys....... I am getting 13 cards pre approved but sadly the only card I wanted is not in the list : Ace....... Also, I'm able to see Atlas as pre approved, should I take it until it's devaluation is announced?

Some maths to check whether you need Ace or not?

You can earn 5% onlly upto 1.2L, in that case if you pay annual fee. Total return: 4.5%

Or if you go with 2% to fill remaining 80k, in that case no annual fee. Total return: 3.8%

Ideal case (most of the public in my mind), 6000 per month on 5% and 10k per month (offline) on 2% then Total return: 1.97%

Note: you can always find good deal with Broadband, DTH, and mobile recharges if you opt for 6 months or 12 months plan (atleast 10%). Swiggy and Zomato always had one or another offer, at worst purchase voucher using online 5% cards.

Above calculations assumed, ideally for a single family payments and not using the card online purposes but only GPay bill payments.
 

timva

TF Premier
VIP Lounge
Some maths to check whether you need Ace or not?

You can earn 5% onlly upto 1.2L, in that case if you pay annual fee. Total return: 4.5%

Or if you go with 2% to fill remaining 80k, in that case no annual fee. Total return: 3.8%

Ideal case (most of the public in my mind), 6000 per month on 5% and 10k per month (offline) on 2% then Total return: 1.97%

Note: you can always find good deal with Broadband, DTH, and mobile recharges if you opt for 6 months or 12 months plan (atleast 10%). Swiggy and Zomato always had one or another offer, at worst purchase voucher using online 5% cards.

Above calculations assumed, ideally for a single family payments and not using the card online purposes but only GPay bill payments.
Thank you for writing this....... I already have Airtel Axis for Airtel Recharges and utility bills & Rupay Platinum Dc for other operators....... I was just eyeing Ace for 2% on offline purchases only but after reading this I'm gonna drop my plan for Ace.... I'll better go with Atlas..... Thanks again
 

SANTOSHJ1983

TF Buzz
How many axis credit cards can a person have ? 3 or 4
I have 3 already cards, airtel/flipkart/iocl . Can i get axis Samsung (only signature is shown , infinity is stopped? ) as 4th card . It shows a list of card to apply in axis portal after entering details. S
Axis CC care who had called for informing about preapproved cards told can have 4 cards . Is it true ?
If i apply online will i get one more( 4th card) card from axis ?
 

NShah

TF Legend
Contributor
How many axis credit cards can a person have ? 3 or 4
I have 3 already cards, airtel/flipkart/iocl . Can i get axis Samsung (only signature is shown , infinity is stopped? ) as 4th card . It shows a list of card to apply in axis portal after entering details. S
Axis CC care who had called for informing about preapproved cards told can have 4 cards . Is it true ?
If i apply online will i get one more( 4th card) card from axis ?
If bank is providing pre approved then you can get 4th axis cc
 

SANTOSHJ1983

TF Buzz
If bank is providing pre approved then you can get 4th axis cc
Where do we get preapproved? i dont see any cards to apply by default in axis app.
Only when i apply for CC , with details it shows a list of cards . Are those cards pre approved ? Has anybody got 4th card thru online application ?
 

SAS

TF Buzz
Good news for axis credit card holders without savings account.
Axis Bank pre approved credit cards offers are showing in axis mobile app, including Ace and Magnus. Checked with many Axis Bank credit card users app. Check yours.
sir i too have 12 pre approved card offfers including atlas, airtel axis, ace, samsung, samsung infinity, neo (ltf), aura, indian oil , privilage, select, rewards credit card, myzone ...... these are the pre approvals i have .... now please suggest me the best card from this and also allthose cards have only 60k limit which is sharing with my existing credit cards (flip axis, myzone)
by the way i have recently applied for burgundy account ... so will you suggest me to wait till those pre approved offers or should i carry forward with these options ???
 
sir i too have 12 pre approved card offfers including atlas, airtel axis, ace, samsung, samsung infinity, neo (ltf), aura, indian oil , privilage, select, rewards credit card, myzone ...... these are the pre approvals i have .... now please suggest me the best card from this and also allthose cards have only 60k limit which is sharing with my existing credit cards (flip axis, myzone)
by the way i have recently applied for burgundy account ... so will you suggest me to wait till those pre approved offers or should i carry forward with these options ???
What's your requirement or area of usage? For Recharge/ Bill payment, Airtel Axis and Ace cards are best.
 
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