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Axis Bank Liberty Savings Account Benefits

VISHESH_BANSAL

TF Pioneer
Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-


A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.


A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/


5% upto 500 INR Cashback Per Month.

For Birthday Month Cashback Amount is 5% upto 1,000 INR.


Screenshot_2024-02-02-21-29-44-415-edit_com.google.android.gm.jpg

Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
●Txns Done on Saturday and Sunday will only be Considered.


Redemption can be done Only Via Internet Banking 👇

Menu-Services-Other-Debit Card Cashback

*Find Eligible MCCs for Weekend 5% Cashback at Below Link* 👇





One Domestic Lounge Access Per Quarter.



** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link** 👇



Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:-9,075 INR
 
Last edited:

VISHESH_BANSAL

TF Pioneer
Read kiya hoon bro par 2022 par jo tha vo av hain ki nehi kiya mallom...
Post Amended hai.

Post 2022 ki hai but Amended as per latest Changes
25k per month wallet reload keru tho koi MAB nehi rakhna peraga tho please reply
It is not excluded as per tncs but I do not recommend to do wallet Load for wavier.
 

silentkiller

TF Buzz
Big players in TF are struggling to take a full benefit form one card

and

you are talking about two card

itna julm kaise sahenge
nahi vai mai ajj branch gaya tha upgrade karne too branch wale bole ki 2 ac liberty upgrade karoge too benefit nahi milta jo DBM hai o bhi janta hai is offer ki ware mai sb kuch 😝 too usne bataya ek mai karwaou islie mai confirmation ke liye pucha ki kisi ko milta hai ki nahi .... or offer accomplished rasta pata hai mujhe but mai nahi batayunga devalue kar doge Tum 12 no ke jaasoos ho 😁😂
 

P B R G

TF Ace
There was an offer on my Axis app, 1250 edge reward points on opening a new account. So I had opted for Liberty Savings account and did the VKYC and initial funding of 250 rupees. (They asked only 250 for DC issuance).

After a week, finally yesterday they have refunded the 250 rupees and deprived me of their great savings account scheme. I kinda feel myself lucky that they have rejected my savings account request.

Probably 8 year old Dormant account me (-) balance dekh kar dar Gaye honge.
 

DarthYoda

TF Premier
After one year, axis finally gave pre-approved offer.
Balance was mostly nil (sometimes 4-5k for one or two days)
Some Queries -
1- which card to take?
2- March m airtel reject hogya tha bcz i didn't share itr, toh kya abi apply krna chahiye is list m se? Cooldown problem?
3- Is Airtel treated as core card? Iske baad indian oil ya Neo via cc k thru leskte hkya?
4- Axis preaprvd m inquiry krta hkya?
Posted here bcz this thread is very much active, or should i post it in suggest me a cc?
TIA Axis PreAprvd.jpeg
 

SSV

TF Pioneer
Contributor
VIP Lounge
After one year, axis finally gave pre-approved offer.
Balance was mostly nil (sometimes 4-5k for one or two days)
Some Queries -
1- which card to take?
2- March m airtel reject hogya tha bcz i didn't share itr, toh kya abi apply krna chahiye is list m se? Cooldown problem?
3- Is Airtel treated as core card? Iske baad indian oil ya Neo via cc k thru leskte hkya?
4- Axis preaprvd m inquiry krta hkya?
Posted here bcz this thread is very much active, or should i post it in suggest me a cc?
TIA Axis PreAprvd.jpeg
1) depends on spend patterns
2) no cool down
3)yes, you can take other cards as well
4) No CIBIL hit
 

SSV

TF Pioneer
Contributor
VIP Lounge
I'm thinking to go with Airtel then the way you mentioned previously from cc to ask for indian oil or neo.
Indian oil is generally ltf or with fees?
Yes, go with Airtel and then neo.
IOCL is not that great according to a some users
May be after 90 days.. yes it will be free for you after 90 days as well
 
I have opened Axis liberty savings account 2 days ago after reading this forum. I deposited 32500 as initial deposit and have paid cc bills for 5100 and they have also charged around rs. 250 for debit card fee.

My confusion is : If I pay cc bill through postpe, Amazon, mobikwik or paytm using liberty debit card are these transactions elligible for
1. 5% cashback if payment made on weekends.
2. Rs. 750 quarterly voucher if I met the eligible spend every quarter.
3. 25k MAB waiver if I pay cc bills for more than 25k every month

Please let me know how all 3 points can be achieved, it will be greatly appreciated.
R u receiving cashback and voucher for Creditcard bill payments?
 
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