Axis Bank Liberty Savings Account Benefits

[Deleted member 2540]

Axis Liberty Savings Account is the Best Savings for those who can

Spend 10,000 INR Per month On Food, Entertainment, Shopping and Travel via Axis Liberty Debit Card
and
Spend 15,000 INR Per Month at any Merchant ** via UPI or Axis Liberty Debit Card.

If we Fulfill Above Spending Criteria We get following Benifits in return with Maximized Savings:-

★ A Zero Balance Account.

Condition:-
Merchant Spends** of 25k/Month is required to get NMC Waiver for that Particular Month.

★ A Voucher of 750 INR per Quarter.

Condition:-
Merchant Spends** of 60k/Quarter is Required.

Redemption Link:- https://www.gyftr.com/rewards/axisbankspendscampaign/

★ 5% upto 500 INR Cashback Per Month (Weekends Only)

For Birthday Month Cashback Amount is 5% upto 1,000 INR.



Condition:-
● Spends* Done at Selected Merchant Categories mentioned above will only be Considered.
● Txns Done on Saturday and Sunday will only be Considered.

★ Redemption can be done via Internet Banking 👇

Menu》Services》Other》Debit Card Cashback

Or

Via Mobile App 👇

Menu》Service Request》Cards and Forex》Debit Card Cashback

★ *Find Eligible MCCs for Weekend 5% Cashback at Below Link* 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-cashback-tnc.pdf

★ One Domestic Lounge Access Per Quarter.

★ ** Find Excluded Spends/MCCs for NMC waiver and 750 GV at Below Link** 👇

https://www.axisbank.com/docs/default-source/default-document-library/liberty-savings-account-lifestyle-benefits-terms-and-conditions.pdf

Note:- Now, You can Open Liberty Account Digitally and You will get a Virtual Debit Card as well along with the Physical Liberty Debit Card.

But Beware, the Virtual Debit Card issued with Digital Axis Liberty Account is not an E-debit Card which is issued by Axis Bank with other Digital Account Variants.

OVERALL Benifits
1000*01
500*11
750*04

Total- 9,500 INR.

Consolidated Charges:-

1. Sms Charges:- 17.7*4
Total 71 INR (including GST)

2. Liberty Debit Card Annual Fee:-
354 INR (including GST)

Net Annual Savings:- ₹9075 INR

 

[tharun]

If I book a FD of 1L for 12months in Oct 25

Good

NMC waiver will applied for only Oct 25 or will it applied for Oct 25 to Sept 26

Only for oct 2025

*Keep a note that instead of 1lakh and 1year better deposit ₹1,00,001 for 1year 1day

 

[Lalsingh22]

Good

Only for oct 2025

*Keep a note that instead of 1lakh and 1year better deposit ₹1,00,001 for 1year 1day

If I done a transaction of 25K on Local Merchant QR through UPI, Is it comes under 25K Spending criteria ?

 

[tharun]

If I done a transaction of 25K on Local Merchant QR through UPI, Is it comes under 25K Spending criteria ?

Idk
In my case I just hold 25k exactly and leave it there and only use for quarterly voucher

 

[Vas2398]

so paying cc bill via amazon wont be qualified--- ? Transaction shows as "P2M/UPI/amazon....."

 

[AllThatStuff]

Is the cc bill payment txns. via cred using Axis upi / netbanking still eligible for quarterly 750 voucher ??

 

[6ix9ine]

Is the cc bill payment txns. via cred using Axis upi / netbanking still eligible for quarterly 750 voucher ??

 

[SSV]

Is the cc bill payment txns. via cred using Axis upi / netbanking still eligible for quarterly 750 voucher ??

It is until now for the last 2 years or so...
Let's see if the new rules have impacted or or not in the next voucher time

 

[uipolo]

It is until now for the last 2 years or so...
Let's see if the new rules have impacted or or not in the next voucher time

Do they give Pre-approved cc offer in this account variant,?
I also opened Liberty saving account 2 months ago , Maintained 0 balance in Last 2 month( waived by spending criteria) but now after gerting Millennia cc I have moved my all funds from HDFC account to Axis account and planning to get AXIS AIRTEL CC.

Any tips to get Pre-approved cc offer easily and earlier and also with high limit like 100k.

 

[uipolo]

Axis bank charged my LIBERTY saving account for POS DECLINE FEE of amount Rs29.50 including gst . I am planning to write an email to Axis Bank to refund this charge as a gesture of goodwill.
But I don't know on which email Id should I request. If anyone knows please provide Email ID where I can send email and request refund 🙏

 

[Strange]

Axis bank charged my LIBERTY saving account for POS DECLINE FEE of amount Rs29.50 including gst . I am planning to write an email to Axis Bank to refund this charge as a gesture of goodwill.
But I don't know on which email Id should I request. If anyone knows please provide Email ID where I can send email and request refund 🙏

pno@axisbank.com
.
.

 

[saber.mbt]

Axis quarterly ₹750 gift voucher:

Spending ₹20,000/month or 60000/Quarter through your account (via debit card, UPI, or internet banking) only on eligible merchants


MAB waiver:

Spend or Maintain an Average Monthly Balance (MAB) of ₹25,000 or more in your account.

Or

Investing ₹1,00,000 or more in a Fixed Deposit (FD) of 12 months or more. This also waives the MAB requirement for that month.

 

[SSV]

1. Maintaining a Monthly Average Balance (MAB) of ₹25,000 in your account

Just this is not enough to get 750 voucher.
Need to spend 60k on eligible transactions..

 

[tharun]

eligible transactions..

Emphasis on eligible transactions

 

[iimadarsh]

Cred, Amazon count hoga :/

 

[saber.mbt]

Just this is not enough to get 750 voucher.
Need to spend 60k on eligible transactions..

Yes just read axis broucher. Only spends eligible. 25K MAB waives only non maintenance charges👍🏻