Axis Bank Credit Card Limit Enhancement Offer November 2023

[TechnoFino]

Axis Bank is sending another batch of limit enhancement offers to their eligible customers.
Check your Axis Bank mobile app for the offer.
Axis Mobile app > Credit Cards > Offers

 

[RajMahadik]

Card age? And usage?

Card age 8 month... spend heavy as aggregate limit with fk... almost 60 percent every month online... while ace having utilization about 10 percent... though got LE for the same

 

[card-shard]

people who are getting LE on Axis, do you guys also have salary accounts with Axis?

I didnt get LE offer, and my salary account is in different bank. My only relationship with Axis is one CC. 🤞🤞

 

[tn_72]

people who are getting LE on Axis, do you guys also have salary accounts with Axis?

I didnt get LE offer, and my salary account is in different bank. My only relationship with Axis is one CC. 🤞🤞

I am self employed and got LE today. I don't keep much balance or have high transactions in savings account. I don't think LE is based on savings account but rather based on credit card transactions.

 

[SSV]

. I don't think LE is based on savings account but rather based on credit card transactions.

Correct..After you got CC, it depends upon it's usage..
before any CC of that Bank, based on sb activity

 

[D₹V]

I believe those who use less / not frequently / extra limit* is on that card is of no use , got limit enhancement.

* - meaning one got LE in MYZONE or Airtel card in lacs but it's of no use because either card is shit or rewards is capped.

Hope you all got my POV.

 

[Akashn]

I believe those who use less / not frequently / extra limit* is on that card is of no use , got limit enhancement.

* - meaning one got LE in MYZONE or Airtel card in lacs but it's of no use because either card is shit or rewards is capped.

Hope you all got my POV.

You are right my friend. 🥲

 

[D₹V]

You are right my friend. 🥲

Idhar bhi LE nahi aayega, dukhi mat ho 🤣

 

[SamPtnk]

I believe those who use less / not frequently / extra limit* is on that card is of no use , got limit enhancement.

* - meaning one got LE in MYZONE or Airtel card in lacs but it's of no use because either card is shit or rewards is capped.

Hope you all got my POV.

Yes abs right
I spend 3000 Rs yearly in Myzone , always get LE once a year
4L yearly on Ace no Le since 2021

 

[D₹V]

Yes abs right
I spend 3000 Rs yearly in Myzone , always get LE once a year
4L yearly on Ace no Le since 2021

Hmm.

Same here 😂, using regularly.

Will stop using now or once in a month.

 

[vega]

Nothing for me

It's been more than 6 months holding these axis cards with shared limit of ₹15k

1. Flipkart Axis ( PAID )
- Issued on 28 March 2023
- 7 months 12 days old, utilisation under 30% always
2. Axis Myzone ( LTF )
- issued on 03 May 2023 through customer support
- 6 months 6 days old
- Utilisation under 30% , never did more than that
3. Axis IOCL Rupay ( PAID )
- issued on 4 May 2023 through customer support
- 6 months 5 days old
- utilisation under 30% since card issuance

* Also I've onecard secured with fd of ₹6500 issued on 17dec 2022 as my first card, having an emi on it for a product, which is going to end in dec or jan
* Having Tata Neu+ Card with Very low ₹10k limit

* Bajaj Finserv Insta Emi Card with 1.25L limit issued on 01 October 2023

- My all dues are clear on Axis Cards with no late payments

So What to do ?

- Should i close any axis card and reapply for better limit ?

NOTE : Can't provide income docs as i recently changed my job and it's going to be 1 month on 13 November

I'm frustrated with these low limits, help Technofino Members

Your suggestions are appreciated!

Thanks

Did you get CIBIL hit while applying through customer support?

 

[D₹V]

Did you get CIBIL hit while applying through customer support?

No CIBIL hit for applying over call

 

[vsharad]

Did you get CIBIL hit while applying through customer support?

Nope, applying through customer support is without cibil hit, they provide shared limit.

 

[Lord Of Darkness]

I got a whooping credit increase from 6 lakhs to 15 lakhs for my Magnus ! Since I am not a burgundy customer, wondering what to do with this new limit, sigh !

 

[NShah]

Idhar bhi LE nahi aayega, dukhi mat ho 🤣

Idhar to card hi nahi milraha🥲 aur tum log le ke lie dukhi ho rahe ho

 

[mgforce]

In my family, 5 people have Axis Card.

2 of them got LE, rest all got EMI / Loan offer.

The revised limit is unbelievable, like 3-4X, waiting for LE to be completed.

Got confirmation for the LE

One is now at 18L (from 3L) and another at 19 (from 6L)

As few said, this high LE, unless the card is like Magnus or so is irrelevant and same is case for these 2 cards.

But hopefully shall help in CIBIL improvement in long term.

 

[vinrey287]

I got a whooping credit increase from 6 lakhs to 15 lakhs for my Magnus ! Since I am not a burgundy customer, wondering what to do with this new limit, sigh !

I'm on the same boat.. doubt if I'll spend even 1L in coming year

 

[D₹V]

Idhar to card hi nahi milraha🥲 aur tum log le ke lie dukhi ho rahe ho

Ab lene ko bacha hi kya hai?

 

[NShah]

Ab lene ko bacha hi kya hai?

Wohi n jab Tak mujhe card milenga sab kuch devalue ho jayega🤣

 

[Aquarab]

So should i try this on my main card ( Axis Flipkart ) or the IOCL card which i am going to close very soon!?

Thanks for the suggestions

Mail at pno@axisbank.com ask to match limit with existing cc having increased limit. They will do it. Moreover they might themselves do it within a month or two after limit enhancement. It happened with me.

 

[mukesh01]

I got LE from 44k to 175k in Axis ACE(Sometimes use was more than 40k), 6 months old CC.
Only Axis CC another one is BoB Premier.