Axis Bank Brutal Devaluation of Atlas/Reserve/M4B/Vistara/Samsung/Flipkart/Ace/Airtel/Myzone/IOCL & Other Credit Cards

[TechnoFino]

With effect from 20th April 2024, the following changes will be applicable on your favourite axis bank credit cards.

Magnus for Burgundy - https://www.axisbank.com/docs/defau...onditions-for-magnus-burgundy-credit-card.pdf
Magnus - https://www.axisbank.com/docs/defau...rms-and-conditions-for-magnus-credit-card.pdf
Atlas - https://campaign.axisbank.com/generic/axis-atlas-credit-card-terms-and-conditions.pdf
on atlas welcome benefit has been reduced to 2500 EM . Earlier it was 5000 EM

Vistara Platinum - https://www.axisbank.com/docs/defau...nditions-for-vistara-platinum-credit-card.pdf
Select - https://www.axisbank.com/docs/defau...rms-and-conditions-for-select-credit-card.pdf
Privilege - https://campaign.axisbank.com/generic/axis-privilege-credit-card-terms-and-conditions.pdf
Flipkart - https://campaign.axisbank.com/generic/flipkart-axis-bank-credit-card-terms-and-conditions.pdf
Ace - https://campaign.axisbank.com/generic/axis-bank-ace-credit-card-terms-and-conditions.pdf
Airtel - https://campaign.axisbank.com/generic/airtel-axis-bank-credit-card-terms-and-conditions.pdf
Indian Oil - https://www.axisbank.com/docs/defau...it-cards/indian-oil-axis-bank-credit-card.pdf

Domestic Lounge - https://www.axisbank.com/docs/default-source/default-document-library/credit-cards/dlg.pdf
Mile Transfer Program - https://campaign.axisbank.com/generic/miles-transfer-program-credit-card-terms-and-conditions.pdf

In short (what changed):

- Buy-one-Get-one free movie/non-movie ticket offer on BookMyShow will be discontinued.
- 24*7 complimentary concierge services will be discontinued (seems like no one using it).
- Complimentary airport meet & assist services reduced and/or discontinued.
- Gold/Jewelry, Govt. Services, Utilities not eligible for milestone, normal reward points - nothing.
- Domestic lounge access required 50,000 in previous 3 calendar months.
- and more..

For individual card related changes do refer respective pdfs.

 

[James]

Sooner or later I may join your club.. I am being patient and also my relationship with them is very basic only like below

1) SBLBR
2)Airtel cc
3) Myzone LTF
4) Neo LTF

I

Then talk to AXA .. do you need training / guidance for this as well??

LOL, I know. I used to do that. I thought the number will connect to the agent directly

 

[SSV]

I
LOL, I know. I used to do that. I thought the number will connect to the agent directly

After AXA, it will connect to the agent directly.. i
Speak to AXA for 30 seconds that’s it

 

[Riva]

Closing all was a big relief

Closed axis account as well?

 

[V360]

Closed axis account as well?

Yes Burgundy account

 

[OverdosingOnCopium]

After AXA, it will connect to the agent directly.. i
Speak to AXA for 30 seconds that’s it

With my priority account I don’t have to deal with axa. I can just press 2 and agent will connect

 

[SSV]

With my priority account I don’t have to deal with axa. I can just press 2 and agent will connect

Very good..
I don’t mind talking to Axa briefly than maintaining some lacs of MAB

 

[James]

@S S V @DocFixIt The service request for reward points can't be processed. I received email and SMS

Your Service Request no. for reward points offer could not be processed. Please visit https://ccm.axbk.in/s/Occ8qQdP for details - Axis Bank

 

[Vasuki]

@S S V @DocFixIt The service request for reward points can't be processed. I received email and SMS

Your Service Request no. for reward points offer could not be processed. Please visit https://ccm.axbk.in/s/Occ8qQdP for details - Axis Bank

What was your problem? Exactly

 

[SSV]

Yes Burgundy account

Kudos to you!!!
We need more of you for axes to come terms…
I am not sure if their DNA will let them understand the reality !!

 

[James]

What was your problem? Exactly

You said they will give 2.5k reward Points. I already 2.5k in Sep and 2k in Oct 9. So it should be exactly 6 months

 

[Vasuki]

You said they will give 2.5k reward Points. I already 2.5k in Sep and 2k in Oct 9. So it should be exactly 6 months

No idea .
So u got 2.5 on iocl card ?
2k retention point on what ??

Now u again want on iocl ? 🌝

 

[rafzy]

I just tried my luck with iocl cancellation they first offered me 2.5k er, but then she checked and came back saying since i have received in dec 2023, they cant credit since its a one-time offer. So i disconnected the cal. No point trying again since that'll be in the notes i suppose

 

[SSV]

I just tried my luck with iocl cancellation they first offered me 2.5k er, but then she checked and came back saying since i have received in dec 2023, they cant credit since its a one-time offer. So i disconnected the cal. No point trying again since that'll be in the notes i suppose

Every single call and transaction is recorded in their systems by an unique interaction id…

 

[OverdosingOnCopium]

I just tried my luck with iocl cancellation they first offered me 2.5k er, but then she checked and came back saying since i have received in dec 2023, they cant credit since its a one-time offer. So i disconnected the cal. No point trying again since that'll be in the notes i suppose

iocl is useless as a paid card. I have it LTF. Ask for ltf conversion on mail

 

[James]

No idea .
So u got 2.5 on iocl card ?
2k retention point on what ??

Now u again want on iocl ? 🌝

No, i got both 2.5k and 2k for Myzone. Now, they can't credit the reward points for IOCL

 

[Vasuki]

No, i got both 2.5k and 2k for Myzone. Now, they can't credit the reward points for IOCL

I will try on iocl

 

[rafzy]

iocl is useless as a paid card. I have it LTF. Ask for ltf conversion on mail

Mine is ltf

 

[James]

Mine is ltf

Mine is LTF so don't wanna lose it

 

[helloworld]

Mine is LTF so don't wanna lose it

one suggestion, now a days cards not even surviving 1 year to loose all benefits. If you want to spend on that bank but not with multiple cards, go for upgrade or switch when existing LTF not useful anymore. If you want to spend only 10%, recollect when do you use that bank offers in last 2 years and take your decision of keeping that card. If you dont want to spend on that bank but want to keep because its LTF, close it. Benefit for CIBIL and peace of mind.

 

[James]

one suggestion, now a days cards not even surviving 1 year to loose all benefits. If you want to spend on that bank but not with multiple cards, go for upgrade or switch when existing LTF not useful anymore. If you want to spend only 10%, recollect when do you use that bank offers in last 2 years and take your decision of keeping that card. If you dont want to spend on that bank but want to keep because its LTF, close it. Benefit for CIBIL and peace of mind.

It's LTF and Rupay card. It's be useful in future too. Who knows the future. So, no harm in keeping it. Now icici is offering discount on Flipkart for Rupay credit cards only.