AU Kiwi Credit Card Application

[SSquad]

3 bar rejected.
2 times flipkart axis
1 time myzone.
Last application myzone ka tha, physical kyc bhi hua tha, usi time pe agent ne libarty account khulwa diya tha.

Then 3 months tak myzone fd wala card use Kiya. Cibil hit hua tha but dispute ke baad remove ho gaya.
Pehle 30k maintain karta tha, abhi 50k hai and 15k ka fd bhi continue kar raha hoon

Bro, did you close axis basic savings deposit account or that was some other cat?

 

[sovon]

Bro, did you close axis basic savings deposit account or that was some other cat?

It was my basic savings account, which I closed earlier.
Then I opened the libarty account on January

 

[SSquad]

It was my basic savings account, which I closed earlier.
Then I opened the libarty account on January

Don't give much importance to Axis bank, once you get the CC close the account.

It's my primary bank account from end of 2023, got CC with 1.2 lac limit after one year (lowest among all cards).

No personal loan, credit line nothing. I need the bank to provide me instant access to funds in crunch situation whatever the interest even 14%.

Maybe I'll switch to IDFC or HDFC soon.

 

[sovon]

Don't give much importance to Axis bank, once you get the CC close the account.

It's my primary bank account from end of 2023, got CC with 1.2 lac limit after one year (lowest among all cards).

No personal loan, credit line nothing. I need the bank to provide me instant access to funds in crunch situation whatever the interest even 14%.

Maybe I'll switch to IDFC or HDFC soon.

I know bro and that's exactly my plan to do with axis.
I will continue with SBI, HDFC and BOB

 

[SSquad]

I know bro and that's exactly my plan to do with axis.
I will continue with SBI, HDFC and BOB

Even RBL Bank is better, I'm going to apply for Enterprise DC soon.

 

[sovon]

Even RBL Bank is better, I'm going to apply for Enterprise DC soon.

But I saw few posts saying that RBL is not reliable 🫠

 

[SSquad]

But I saw few posts saying that RBL is not reliable 🫠

Let me experience, because need a mid size private bank.

I'm satisfied with the IndianOil xtra card, alerts and communication is quite good.

 

[SSquad]

Does kiwi provide option to choose between Yes and AU for credit card application?

 

[sovon]

Does kiwi provide option to choose between Yes and AU for credit card application?

I'm not sure about that, I guess primarily They are pushing the Yes bank variant, also in maximum cases AU is not serviceable

 

[SSquad]

I'm not sure about that, I guess primarily They are pushing the Yes bank variant, also in maximum cases AU is not serviceable

I'll contact kiwi support, to be sure. I don't want CC from AU bank.

Another option is to convert airtel axis to rupay variant (1% is decent).

 

[sovon]

I'll contact kiwi support, to be sure. I don't want CC from AU bank.

Another option is to convert airtel axis to rupay variant (1% is decent).

What about Super card Pro?