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Au bank credit card rejeted

Riyon

TF Buzz
Au bank credit card got rejected yesterday.
My cibil is 785 and my credit utilization is 5-6% max.
I hold nearly 14 credit cards, with a maximum limit of 3 lac, and most cards have 2-3 lac limit.
I dont know why it got rejected.
I got a random call from an agent and as he said he could provide zenith as LTF so i was interested.
Plesae let me know what to do and will i get zenith as ltf anyday?
 
Ye
If you are working MNC, this card is LTF. You have to mail them.

I don't see any benefits. May I know why you are interested this card?
Yes they are offering me vetta card but during application processing it's showing joining and annual fee 2999plus GST . So I skip it I am working in tcs right now. So I just want to know I skip the application
 
Ye

Yes they are offering me vetta card but during application processing it's showing joining and annual fee 2999plus GST . So I skip it I am working in tcs right now. So I just want to know I skip the application
Send Email to customer care with your application number and mention I'm working MNC. can you proceed with LTF?
 
Applied and got rejected successfully stating that my pincode is not serviceable.....


I have seen that in some post they are saying that the cibil enquiry was removed after contacting au customer care any idea on this unnecessary cibil hit 🙃🙃
Anyone done this before that cibil enquiry removal pls guide...
 
I too had applied for AU IXIGO credit card and it got rejected. I sent an email to their customer care complaining that despite having a 790 + cibil with 11% utilisation and no late payments how could they reject. I threatened to escalate to RBI in that email and they did respond. They said I have a high number of active credit cards and thats why they rejected. I do have 13 credit cards at the moment.
Sane here. Have u got any solution ? I have closed 4-5 card once for getting sbi cashback , cant do it again , for Au its not worth it. Let me know if u find any solution
 
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