Applied BOB card from Rupay website but BOB approved Visa Card

[Sreedev]

I have changed my BoB Premier's card network from Visa to RuPay. Changing card networks within the same card does not change LTF card to a paid card. I already had a conversation with BoB customer care executive on a call regarding card network change and he said that the card will retain LTF status post network change.

when i ask them they told after 1 year only they can change

 

[Sahilhenzy]

For BOB yes , not sure about Kotak.

Kotak do add additional credit card accounts to Credit bureaus.

 

[ashwink]

Kotak do add additional credit card accounts to Credit bureaus.

Virtual too ?

 

[Sreedev]

Kotak do add additional credit card accounts to Credit bureaus.

Currently Rupay has more offer . So Applied for bob for Rupay card and they gave visa 😭

 

[Sahilhenzy]

Virtual too ?

Not virtual but yes for physical.

 

[Sahilhenzy]

Currently Rupay has more offer . So Applied for bob for Rupay card and they gave visa 😭

You can't do anything in this case. But surely later they will offer you the rupay one. For me I applied for Visa got rupay.

 

[Sahilhenzy]

Majority of the merchants have already stopped accepting CC UPI payments

Bro maybe because of RBI's new directive? card network se kya taklif ho sakti hai?

 

[Sreedev]

Not virtual but yes for physical.

when a seprate card number generate in a credit card account it will add as new account ( other than card replacement and network change)

 

[Sahilhenzy]

when a seprate card number generate in a credit card account it will add as new account ( other than card replacement and network change)

For me virtual card is not reported.

 

[ashwink]

Not virtual but yes for physical.

It's known by everyone 🤣
Bob adds additional virtual card as new account in credit bureaus

 

[Sreedev]

For me virtual card is not reported.

Kotak? card age ?

 

[Sahilhenzy]

It's known by everyone 🤣
Bob adds additional virtual card as new account in credit bureaus

I was referring to Kotak.

 

[Sahilhenzy]

Kotak? card age ?

3rd month running as of now.

 

[Sreedev]

3rd month running as of now.

i recieved offer on wahtsapp 2 months ago . any option to get offer now 😌

 

[Sahilhenzy]

i recieved offer on wahtsapp 2 months ago . any option to get offer now 😌

You will get it again wait for that. Good things takes time to come.

 

[Sreedev]

You will get it again wait for that. Good things takes time to come.

as it won't add as new account i will apply

 

[ashwink]

I was referring to Kotak.

In Bob one account in CIBIL for physical card and a new account will be added for virtual too

 

[Sreedev]

In Bob one account in CIBIL for physical card and a new account will be added for virtual too

any one changed bob network with in 1 year

 

[PayKaroAbhi]

when i ask them they told after 1 year only they can change

Yes try after one year

 

[Sreedev]

Yes try after one year

any possible way to convert before 1 year?

 

[PayKaroAbhi]

any possible way to convert before 1 year?

It's their policy bro, they won't do that