App to track all credit card expenses [Since Activation] in one place

[rafzy]

I have migrated the database to production db, which is officially marked as the Production release of TrackCards.
Along with this, I have enhanced multiple security aspects of the website.
In this release ability to delete user account including all data is also added.

I have onboarded Cashback SBI Credit Card as well.
With this new card, I have added a new feature, ability to edit rewards during statement upload.
This was required as some credit card statements do not provide reward breakup per transaction.
For example Airtel Axis, Swiggy HDFC, Cashback SBI.
Hence per transaction reward calculation may come wrong in very rare cases.
To handle such scenarios, ability to edit reward was required.

Note: The edit option will be available only for such cards where total monthly rewards are mentioned in the statement and per transaction rewards are not mentioned

I have also explored the cost to purchase a domain, and registered emails. The cost is not too high.
But I don't want to add any paid subscription based usage plan in TrackCards.
I want to keep it free as long as I don't have to spend money on it.
So we'll continue on Netlify server as we are currently doing.

Next Card to be Onboarded: HDFC Regalia Gold

If anyone is interested to support/contribute towards Track Cards and wants to share their CC statement, please DM me.

Good job bro.
Can you add more mainstream cards such as YES Marquee, AMEX cards, Axis Atlas, the OG Regalia (not regalia first or regalia gold), BOB HP Energie, Axis IOCL. Happy to share the statements for these cards. Just let me know how to redact personal info and share the pdfs. Thanks

I tested your tool with HDFC TNI and all orks well except the reward points.

 

[Aadi55]

Good job bro.
Can you add more mainstream cards such as YES Marquee, AMEX cards, Axis Atlas, the OG Regalia (not regalia first or regalia gold), BOB HP Energie, Axis IOCL. Happy to share the statements for these cards. Just let me know how to redact personal info and share the pdfs. Thanks

I tested your tool with HDFC TNI and all orks well except the reward points.

Really happy to see you liked the app and want to contribute towards onboarding new cards. Let me ping you in DM regarding this.

 

[Aadi55]

@Aadi55 website not working properly

what is the issue you are facing?

 

[Aadi55]

Many new cards are onboarded in Track Cards app.

Currently supported cards list as follows -

• ICICI Platinum Chip Credit Card
• Amazon Pay ICICI Credit Card
• Flipkart Axis Credit Card
• Zomato RBL Edition Classic Credit Card (stopped issuing)
• IDFC FIRST Select Credit Card
• Axis MY Zone Credit Card
• ICICI Coral Credit Card
• Airtel Axis Credit Card
• Swiggy HDFC Credit Card
• ICICI Sapphiro Credit Card
• Standard Chartered Smart Credit Card
• Snapdeal Bank of Baroda Credit Card

Thanks to my friends for sharing the statements for the following cards

• SBI Cashback Credit Card
• HDFC Regalia Gold Credit Card
• HDFC Regalia Credit Card
• Times Titanium HDFC Credit Card

Thanks to @rafzy for sharing statements for the following cards

• Tata Neu Infinity HDFC Credit Card
• YES Marquee Credit Card
• Axis Atlas Credit Card
• Bank of Baroda HPCL Energie Credit Card
• Axis IndianOil Credit Card (under development)
• American Express Platinum Travel Credit Card (under development)
• American Express Membership Rewards Credit Card (under development)

 

[rafzy]

Many new cards are onboarded in Track Cards app.

Currently supported cards list as follows -

• ICICI Platinum Chip Credit Card
• Amazon Pay ICICI Credit Card
• Flipkart Axis Credit Card
• Zomato RBL Edition Classic Credit Card (stopped issuing)
• IDFC FIRST Select Credit Card
• Axis MY Zone Credit Card
• ICICI Coral Credit Card
• Airtel Axis Credit Card
• Swiggy HDFC Credit Card
• ICICI Sapphiro Credit Card
• Standard Chartered Smart Credit Card
• Snapdeal Bank of Baroda Credit Card

Thanks to my friends for sharing the statements for the following cards

• SBI Cashback Credit Card
• HDFC Regalia Gold Credit Card
• HDFC Regalia Credit Card
• Times Titanium HDFC Credit Card

Thanks to @rafzy for sharing statements for the following cards

• Tata Neu Infinity HDFC Credit Card
• YES Marquee Credit Card
• Axis Atlas Credit Card
• Bank of Baroda HPCL Energie Credit Card
• Axis IndianOil Credit Card (under development)
• American Express Platinum Travel Credit Card (under development)
• American Express Membership Rewards Credit Card (under development)

Thanks a lot for your hard work @Aadi55
This is going to be so useful for all of us.

 

[drsanketmodh]

what is the issue you are facing?

I am not able to add credit card. Is there any tutorial avaliable?

 

[Aadi55]

I am not able to add credit card. Is there any tutorial avaliable?

Its pretty self explainatory. Explore the app after adding atleast 1 card with minimum 1 statement and you'll understand all the features. Its a very simple and small application with easy to understand features and user friendly UI. No rocket science inside it. I'll share a summary post in a few days regarding the capability of Track Cards in this thread. And how you can do the basic activities as most of us handle excels for the same.

For now, let me help you..
1. Sign up
2. Login and select Cards tab
3. Click Add Card button and you should see list of cards. You can select any of them.
4. Goto Statement tab and select Upload Statement button and select the statement pdf you want to upload.

Remember currently Track Card supports only the cards showed in the list of Add Cards. Also until user adds a card, they cant use anything on the app. And once statement is uploaded, all features can be used.

Share a screenshot in dm with any error you are facing.

 

[drsanketmodh]

Its pretty self explainatory. Explore the app after adding atleast 1 card with minimum 1 statement and you'll understand all the features. Its a very simple and small application with easy to understand features and user friendly UI. No rocket science inside it. I'll share a summary post in a few days regarding the capability of Track Cards in this thread. And how you can do the basic activities as most of us handle excels for the same.

For now, let me help you..
1. Sign up
2. Login and select Cards tab
3. Click Add Card button and you should see list of cards. You can select any of them.
4. Goto Statement tab and select Upload Statement button and select the statement pdf you want to upload.

Remember currently Track Card supports only the cards showed in the list of Add Cards. Also until user adds a card, they cant use anything on the app. And once statement is uploaded, all features can be used.

Share a screenshot in dm with any error you are facing.

Ho gaya. Added 1 statement. Will explore further

 

[Aadi55]

🚀 TrackCards — Your All-in-One Credit Card Management App​

Take full control of your credit card life. Upload. Track. Optimize. Repeat.

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🔐 Seamless Onboarding & Setup​

• Quick and secure sign-up with email and OTP verification.
• Easily add your cards under the Cards tab to get started.
• Upload your monthly statement PDFs using the Preview & Save flow — start using the full power of TrackCards instantly!

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🏠 Your Card Universe — Visually Organized in the Home Tab​

• See all your credit cards as image thumbnails under the Home tab — your entire wallet, beautifully displayed.
• Hover over any card image to flip the card and instantly view:
  • Key benefits (e.g., cashback, rewards, spend criteria)
  • Exclusion categories clearly listed — no surprises later!
• A sleek and interactive way to stay on top of your card features, perks, and limitations — all in one glance.

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💳 Complete Portfolio Visibility​

• See all your credit cards neatly organized with image previews and bank-wise grouping.
• View all card details like:
  • Joining & Annual Charges
  • Credit Limit
  • Lounge Access
  • Approval Date
  • Bill Generation Date
  • Card Status (Active/Closed)
• Edit the # values to sort display order of the cards

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📊 Smart Financial Tracking​

• Track total spends across all cards in a financial year — stay under ₹10L to avoid income tax scrutiny.
  (Cards tab → “Financial Year Spend” button)
• Check lounge eligibility by tracking your spend:
  • In last billing cycle
  • In last calendar quarter
    (Cards tab → “Last N Calendar Month” dropdown → ₹ button)
• Anniversary Spend Tracker— see if you've reached the annual fee waiver limit.
  • Review spend for current and past anniversary years.
  • Decide whether to retain or close your card based on spend analysis.
    (Cards tab → “N Anniversary Year” dropdown → ₹ button)

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🎁 Rewards & Benefits Transparency​

• View rewards earned for any period — Anniversary Year, or Calendar month wise.
• Three powerful buttons per card:
  • ₹ for spend amount
  • 🎁 for rewards
  • 👁️ to view actual transactions
• Hover over the Annual Charges to see remaining spend required for waiver (or whether it's already waived).
• Hover over ✅/❌ in the Lounge Access column to see card-specific lounge access criteria.

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🏦 Bank-Wise Card Insights​

• View a list of all banks you hold cards with under the Banks tab.
• Click the 👁️ icon next to a bank to see which cards you hold from them.

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📄 Detailed Statement Analysis​

• Statement Tab shows:
  • Start & End Date of billing cycle
  • Usage percentage of credit limit
  • Statement bill amount
  • Rewards earned per cycle
  • 👁️ icon to deep-dive into that statement's transactions
• Manual tracking of redeemed rewards — track real available points accurately.

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🔍 Transaction-Level Clarity​

• Filter and search transactions by:
  • Date range
  • Statement month & year
• View essential transaction details:
  • Date
  • Description
  • Type
  • Amount
  • Rewards

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📥 Smooth Statement Upload Process​

• Select card → click Upload Statement
• Fill in billing period, bill amount
• Upload password-protected PDFs
• Preview and optionally edit transaction details or rewards before saving

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🧠 Key One-Liner Benefits for Quick Grab​

• Instantly check anniversary year spend for renewal fee waiver eligibility
• Find any transaction in any statement in just a few clicks
• Snapshot view of all active/inactive cards with critical details at a glance
• Upload password-protected PDF statements with ease
• Tired of using TrackCards? Delete your account with all card, statement, transaction data anytime
  (Footer → “Delete Account” button)

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✅ Why Credit Card Users Love TrackCards​

• No more Excel sheets or guessing past spends.
• Smarter credit card usage = better rewards, fewer fees.
• Intuitive interface, meaningful insights, zero confusion.

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🤝 Want to Contribute to TrackCards? Help It Expand!​

• Have a credit card that's not yet supported on TrackCards?
• You can contribute to this growing tool by sharing your statement PDF (with sensitive data masked/removed, if needed).
• Help me onboard more cards and make TrackCards smarter for everyone! 🙌
• Currently Supported Cards:
  • Amazon Pay ICICI Credit Card
  • ICICI Coral Credit Card
  • ICICI Platinum Chip Credit Card
  • ICICI Rubyx Credit Card
  • ICICI Sapphiro Credit Card
  • Airtel Axis Credit Card
  • Axis Atlas Credit Card
  • Axis MY Zone Credit Card
  • Axis Neo Credit Card
  • Flipkart Axis Credit Card
  • Indian Oil Axis Credit Card
  • IDFC FIRST Select Credit Card
  • HDFC Regalia Credit Card
  • HDFC Regalia Gold Credit Card
  • Swiggy HDFC Credit Card
  • Tata Neu Infinity HDFC Credit Card
  • Times Titanium HDFC Credit Card
  • Standard Chartered Smart Credit Card
  • Bank of Baroda Premier Credit Card
  • HPCL Bank of Baroda Energie Credit Card
  • Snapdeal Bank of Baroda Credit Card
  • BPCL SBI Credit Card
  • SBI Cashback Credit Card
  • Kiwi YES Credit Card
  • YES Marquee Credit Card
  • American Express Membership Rewards Credit Card
  • American Express Platinum Travel Credit Card

📨 [Feel free to DM me to contribute or suggest any new feature you'd love to see in TrackCards!]