Any pro tips to get HDFC card for imperia account at 19 age

[Heisenberg37]

Please share some tips to get a card for imperia customer at age 19. they are rejecting my application as i am below 21. i have amex, vi, atlas, select @TechnoFino

 

[Heisenberg37]

No

Might be imperia family banking account as well, in that case no need to maintain 10 L AMB but the lead account holder will need to.

it isn’t family banking
I’m maintaining 12-15L in it
Update: my card got approved with 3L limit at 19 age
Total limit across all cards is 11.43L

 

[SSV]

People have already replied in the earlier thread, and considering your young age, there's no need to rush into getting an HDFC card. Not many 19-year-olds even have a single credit card. Consider yourself lucky and keep using your HDFC account. In no time, you will start receiving pre-approved offers from them. By the way, here's another word of advice: initially, you might be offered the Moneyback card as pre-approved. Don't get too excited and apply for it. 🤣 Otherwise, you'll end up opening another thread in this forum asking about limit enhancement and card upgrades. 🤣 Wait for a few months, and you'll come across better offers like Millenia or DCB. I intentionally skipped mentioning Regalia because it's not a card worth holding. It's even better to downgrade to Millenia due to its superior reward system. 😂

Excellent prediction @4uziaul .
The exact scenario you predicted has panned out here after 20 days...

Can hdfc cancel Creditcard based on network change?

Hi there, I got approved for moneyback today morning It was on mastercard variant, i called cc and asked them to covert it to rupay Then i called them again to cancel the request They said they have raised the issue to cancel the previous request Can it lead to cancellation of my card...

www.technofino.in

How to convert moneyback plus to Regalia/DCB

is it possible to convert moneyback plus to regalia or dcb i have a limit of 3L i heard that hdfc upgrades card based on limit

www.technofino.in

Kudos to you....

 

[4uziaul]

Excellent prediction @4uziaul .
The exact scenario you predicted has panned out here after 20 days...

Can hdfc cancel Creditcard based on network change?

Hi there, I got approved for moneyback today morning It was on mastercard variant, i called cc and asked them to covert it to rupay Then i called them again to cancel the request They said they have raised the issue to cancel the previous request Can it lead to cancellation of my card...

www.technofino.in

How to convert moneyback plus to Regalia/DCB

is it possible to convert moneyback plus to regalia or dcb i have a limit of 3L i heard that hdfc upgrades card based on limit

www.technofino.in

Kudos to you....

This is not prediction actually, more of experience that comes with age. It goes only to prove that some people come here looking for shortcuts. When genuine advice is given to them, they tend to overlook it and then come running back seeking advice when they are in trouble. I did notice the threads created by the OP but chose to ignore them because I also know what their next reaction is going to be. 🤣

 

[SSV]

This is not prediction actually, more of experience that comes with age. It goes only to prove that some people come here looking for shortcuts. When genuine advice is given to them, they tend to overlook it and then come running back seeking advice when they are in trouble. I did notice the threads created by the OP but chose to ignore them because I also know what their next reaction is going to be. 🤣

Well said... Very true...👏👏

 

[simplegarv]

Please share some tips to get a card for imperia customer at age 19. they are rejecting my application as i am below 21. i have amex, vi, atlas, select @TechnoFino

Hello there! I'm also 19 years old and currently receive a monthly salary of INR 50,000. However, I only have an HDFC IndianOil credit card with a limit of INR 25,000. I would greatly appreciate any suggestions you might have on how I can progress further in my financial journey. I'm currently studying in a college that is affiliated with either the HDFC DCB Alumni List or the ICICI Alumni List, and I'm eager to explore opportunities that might be available through these affiliations. Thank you for any advice or guidance you can offer!