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Any credit card with special benefits on birthday?
- Thread starter NikhilG
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- benefits credit card
Many Indian credit cards offer special benefits on your birthday, often in the form of accelerated reward points, gift vouchers, or discounts.
Here's a rundown of some prominent ones:
Credit Cards with Specific Birthday Offers:
* SBI Prime Credit Card: Offers 20 reward points per Rs. 100 spent on your birthday (one day before, on birthday, and one day after). This is capped at 2000 reward points per calendar year.
* IDFC FIRST Wealth Credit Card: Provides 10X reward points on your birthday. It's a lifetime free card with other premium features.
* IndusInd Select Credit Card: Offers double rewards during "Birthday Week" (three days preceding, the birthday, and three days succeeding) for spends at restaurants, bars, pubs, entertainment, and cinema categories. The maximum bonus points are usually restricted.
* American Express Platinum Charge Card: Known to offer a Rs. 10,000 Taj Hotels voucher on your birthday.
* AU Credit Cards (e.g., AU Vetta, Altura Plus, ixigo AU, LIT, Xcite, Xcite Ultra): You can earn bonus reward points (up to 2000 for every Rs. 100 spent) by using your AU Credit Card during your birthday month. This applies to retail and EMI transactions, excluding categories like fuel, telecom, utilities, rent, and wallet.
* HDFC Credit Cards: Some HDFC credit cards, like the HDFC Regalia Gold, may offer accelerated reward points (e.g., 10X reward points) on your birthday. You might receive personalized birthday wishes and offers via email.
General Rewards Cards that can be beneficial on Birthdays (due to high reward rates):
While not always explicitly "birthday offers," these cards offer excellent reward rates that can be maximized on special occasion spends, including birthdays:
* Axis Magnus Credit Card: Offers high reward rates on various categories.
* HDFC Regalia Gold Credit Card: Provides accelerated rewards on popular brands like Nykaa, Myntra, Marks & Spencer, and Reliance Digital, which can be useful for birthday shopping. It also offers a good base reward rate on other spends.
* ICICI Emeralde Credit Card (Amex): Has been known to offer gift vouchers (e.g., a Rs. 5,000 Tata Cliq Voucher).
Things to Keep in Mind:
* Terms and Conditions: Always check the specific terms and conditions of the birthday offer for your credit card. These can include spending caps, eligible categories, and validity periods.
* Activation: Some offers might require activation or specific steps to be taken to avail the benefits.
* Communication: Banks usually communicate birthday offers via email, SMS, or through their net banking portal.
* Changes: Credit card offers can change over time, so it's always good to verify the current benefits directly with the bank.
To get the most accurate and up-to-date information, it's best to check the official website of your credit card provider or contact their
customer service.
Here's a rundown of some prominent ones:
Credit Cards with Specific Birthday Offers:
* SBI Prime Credit Card: Offers 20 reward points per Rs. 100 spent on your birthday (one day before, on birthday, and one day after). This is capped at 2000 reward points per calendar year.
* IDFC FIRST Wealth Credit Card: Provides 10X reward points on your birthday. It's a lifetime free card with other premium features.
* IndusInd Select Credit Card: Offers double rewards during "Birthday Week" (three days preceding, the birthday, and three days succeeding) for spends at restaurants, bars, pubs, entertainment, and cinema categories. The maximum bonus points are usually restricted.
* American Express Platinum Charge Card: Known to offer a Rs. 10,000 Taj Hotels voucher on your birthday.
* AU Credit Cards (e.g., AU Vetta, Altura Plus, ixigo AU, LIT, Xcite, Xcite Ultra): You can earn bonus reward points (up to 2000 for every Rs. 100 spent) by using your AU Credit Card during your birthday month. This applies to retail and EMI transactions, excluding categories like fuel, telecom, utilities, rent, and wallet.
* HDFC Credit Cards: Some HDFC credit cards, like the HDFC Regalia Gold, may offer accelerated reward points (e.g., 10X reward points) on your birthday. You might receive personalized birthday wishes and offers via email.
General Rewards Cards that can be beneficial on Birthdays (due to high reward rates):
While not always explicitly "birthday offers," these cards offer excellent reward rates that can be maximized on special occasion spends, including birthdays:
* Axis Magnus Credit Card: Offers high reward rates on various categories.
* HDFC Regalia Gold Credit Card: Provides accelerated rewards on popular brands like Nykaa, Myntra, Marks & Spencer, and Reliance Digital, which can be useful for birthday shopping. It also offers a good base reward rate on other spends.
* ICICI Emeralde Credit Card (Amex): Has been known to offer gift vouchers (e.g., a Rs. 5,000 Tata Cliq Voucher).
Things to Keep in Mind:
* Terms and Conditions: Always check the specific terms and conditions of the birthday offer for your credit card. These can include spending caps, eligible categories, and validity periods.
* Activation: Some offers might require activation or specific steps to be taken to avail the benefits.
* Communication: Banks usually communicate birthday offers via email, SMS, or through their net banking portal.
* Changes: Credit card offers can change over time, so it's always good to verify the current benefits directly with the bank.
To get the most accurate and up-to-date information, it's best to check the official website of your credit card provider or contact their
customer service.
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