American Express Card Application now open

[psycho2711]

I just completed my application for AmEx Gold Card from their website, and the process got completed. Instantly approved, and further processing is going on. Others may also start applying.

 

[demblahblah]

Tried doing VKYC. They had an issue with my current and permanent addresses being different (I am from UP, but current address is rented in Gurgaon). They say they need utility bills in my name/voter ID with current address (it's in my landlord's name). Any workaround? Not accepting rent agreement.

 

[vaibhav111]

good luck everybody , feel like we're all waiting but now would apply if offer comes and will use my dad's referral link so fees come to 1500 or 1000 not sure though and if not then in 2023..

 

[Vedansh Koranne]

i have ITR of 4.65 lakh and its criteria is 6 lakh and above i am self employed is there chances i get approval based on card to card and not ask ITR

 

[Gautham]

Tried doing VKYC. They had an issue with my current and permanent addresses being different (I am from UP, but current address is rented in Gurgaon). They say they need utility bills in my name/voter ID with current address (it's in my landlord's name). Any workaround? Not accepting rent agreement.

Oh damn. This is my problem too. Other banks don't care. But Amex creating problems.

 

[amit]

Just wait and watch, dont jump into now, on current price it's expensive.

 

[Hrraj]

Just wait and watch, dont jump into now, on current price it's expensive.

It's really hard to wait for those who have been waiting for so long....Upcoming days will see some good offer

 

[akshayhs]

Good. My company doesn't allow replying to external mail IDs.

This is exactly why my Amazon pay ICICI credit card application got rejected.

 

[Slayer]

It's really hard to wait for those who have been waiting for so long....Upcoming days will see some good offer

Diwali will have good offers maybe 30X on rewards multiplier

 

[Bigde]

Anyone can comment @Bigde @bhavyegoel @TechnoFino @churn @ChurningNoob

I read somewhere on Twitter that referral offer may start in November.

 

[psycho2711]

This is exactly why my Amazon pay ICICI credit card application got rejected.

You had to reply from office mail ??

 

[akshayhs]

You had to reply from office mail ??

In my case yes. They asked me for my employment ID/number that had to be sent from my office email id.

 

[Slayer]

In my case yes. They asked me for my employment ID/number that had to be sent from my office email id.

Same actually

 

[Slayer]

any fee waiver for gold charge?

You have to call CC and negotiate
My father has never paid any annual fees for the last 4 years of his Plat Travel and Reserve

 

[vaibhav111]

You have to call CC and negotiate
My father has never paid any annual fees for the last 4 years of his Plat Travel and Reserve

Yeah amex is very supportive if your spending is good , even my dad hasn't paid any fees in years .. just call them and request. I have to experience myself too hopefully sooner than later

 

[Slayer]

Yeah amex is very supportive if your spending is good , even my dad hasn't paid any fees in years .. just call them and request. I have to experience myself too hopefully sooner than later

Which premium card are you holding now?

 

[Slayer]

that is good but I want to know is there any official fee waiver for Gold charge card like MRCC waived if spends >1.5L like that, I couldn't find in their website?

Nope

 

[rakesh goud p]

i have ITR of 4.65 lakh and its criteria is 6 lakh and above i am self employed is there chances i get approval based on card to card and not ask ITR

no way itr need to be 6lks and above

 

[SamPtnk]

i have ITR of 4.65 lakh and its criteria is 6 lakh and above i am self employed is there chances i get approval based on card to card and not ask ITR

Amex doesnt support C2C
Had personally asked them before ban

 

[dhruvmahajan2406]

Applied for the gold charge card. Already have Smart Earn and MRCC. No income documents were asked. Instant Conditional Credit Approval. Video KYC completed. Was told that further processing would take 3-4 days.

 

[Zesty]

Hey everyone! Provided a non-serviceable location which is my permanent/present address. I'm 23 and already have 2 ITRs filed. This year I joined an MNC with an annual salary of 16L + Company stocks (in USD). CIBIL: 791

After filling out the form for AMEX MRCC, getting this error.

Any leads on this?

Also, if my current address is a problem, how do I mitigate this, as my office location is in Bangalore, and I live in a city in West Bengal?