Amazon Business vs Personal account w.r.t. GST invoice & Apay ICICI cashback

[big_bull]

I am an Amazon Business account user, which has multiple limitations like non-applicability of shopping voucher, prime voucher, etc. However, business account has benefits of GST invoice/GST input credit for every purchase. My question is -

1. Do you guys receive GST input/invoice while you purchase something from Amazon personal account?
2. Does orders placed from Amazon business account (Prime user) via ICICI Apay Credit card receive 5% cashback? (Assuming ICICI card won't get blocked for infrequent transactions.)

P.S. Few years back my Apay ICICI card got blocked due to few lacs purchase from Amazon business account, after receiving cashback over 13-14 months. Now, again ICICI sending email with preapproved card but I am not sure whether Amazon business account would turn useless with that card & whether Amazon personal account user GST invoice or not.

 

[Itsoldsport]

Been using both accounts for a while now,.

1. There is no option to get GST Invoicing on a personal account, it's only applicable to business accounts where it also shows you pricing without taxes.
2. Yes, Apay card provides 5% cashback for all eligible purchases. Although most purchases are of smaller amounts but it accumulate to few lakhs combined each year. Sometimes there are electronic items like phones, tablets, etc, where I get the GST invoice along with 5% Cashback on apay cards.

However, I have often noticed that pricing for certain items or some deals gives different pricing on both accounts. On business accounts, prices are higher by 10-15 percent on sometimes. Although, been rare instances but have noticed.

 

[hedgehog2122]

GST inputs on personal accounts are possible if there are very limited GST spends, it should not look like business expenses. This is based on personal experience

 

[big_bull]

Been using both accounts for a while now,.

1. There is no option to get GST Invoicing on a personal account, it's only applicable to business accounts where it also shows you pricing without taxes.
2. Yes, Apay card provides 5% cashback for all eligible purchases. Although most purchases are of smaller amounts but it accumulate to few lakhs combined each year. Sometimes there are electronic items like phones, tablets, etc, where I get the GST invoice along with 5% Cashback on apay cards.

However, I have often noticed that pricing for certain items or some deals gives different pricing on both accounts. On business accounts, prices are higher by 10-15 percent on sometimes. Although, been rare instances but have noticed.

Thanks for the input.

So, can you confirm again that you are getting 5% cashback in your Amazon business account for purchases through Apay ICICI.

Reason for double confirmation is the terms in Amazon page which follows as, collected from https://www.amazon.in/b?ie=UTF8&node=15430917031

Exclusions for cashback (as reward points):​

a) Payment for transactions through EMI made using the card or purchases converted to EMI post facto.
b) Amazon Business transactions made on amazon.in/business.

 

[Itsoldsport]

Thanks for the input.

So, can you confirm again that you are getting 5% cashback in your Amazon business account for purchases through Apay ICICI.

Reason for double confirmation is the terms in Amazon page which follows as, collected from https://www.amazon.in/b?ie=UTF8&node=15430917031

Exclusions for cashback (as reward points):​

a) Payment for transactions through EMI made using the card or purchases converted to EMI post facto.
b) Amazon Business transactions made on amazon.in/business.

Although, this apay card is linked to this account and was recieved before converted to business account. These are recent cashback on the apay cc.

These are not emi transactions but full payment btw.

 

[big_bull]

Although, this apay card is linked to this account and was recieved before converted to business account. These are recent cashback on the apay cc.

These are not emi transactions but full payment btw.

Got it. Let's see, will give a try from my business account

 

[habibmy]

Been using both accounts for a while now,.

1. There is no option to get GST Invoicing on a personal account, it's only applicable to business accounts where it also shows you pricing without taxes.
2. Yes, Apay card provides 5% cashback for all eligible purchases. Although most purchases are of smaller amounts but it accumulate to few lakhs combined each year. Sometimes there are electronic items like phones, tablets, etc, where I get the GST invoice along with 5% Cashback on apay cards.

However, I have often noticed that pricing for certain items or some deals gives different pricing on both accounts. On business accounts, prices are higher by 10-15 percent on sometimes. Although, been rare instances but have noticed.

Business account sometimes show business price that is less than the price on personal account.

 

[akiratoriyama]

They are giving the cashback for amz pay icici card in business account transactions for now. Since it's in their tnc they might stop it anyday.

 

[hundredth]

Although, this apay card is linked to this account and was recieved before converted to business account. These are recent cashback on the apay cc.

These are not emi transactions but full payment btw.

When creating business account they give two options - convert, or use a different email. I understand that you selected the first option and converted your personal account to business account.

So can you only make business purchases from your account now? Is there any option to buy personal items without getting GST Invoice? Did your prime membership continue as is after conversion to business account?

I am confused which option to opt, convert or use different email. If I use different email will I need to buy separate prime membership for business account?

Anyone with knowledge on this, please share.

 

[habibmy]

So can you only make business purchases from your account now? Is there any option to buy personal items without getting GST Invoice? Did your prime membership continue as is after conversion to business account?

Yes after conversion to Business Account prime membership continues.

I am confused which option to opt, convert or use different email. If I use different email will I need to buy separate prime membership for business account?

If you use different email you will need to have buy separate prime membership. You will also need a different phone number if you want to use UPI. I have a single phone number linked to my business and personal account and i can only use UPI in only one account. You cannot use prime voucher in business account, but you can convert a personal account to business account and vice versa within minutes.

 

[hundredth]

Yes after conversion to Business Account prime membership continues.


If you use different email you will need to have buy separate prime membership. You will also need a different phone number if you want to use UPI. I have a single phone number linked to my business and personal account and i can only use UPI in only one account. You cannot use prime voucher in business account, but you can convert a personal account to business account and vice versa within minutes.

Thanks for the info.

1. Are you still getting 5% for business purchases on amazon pay icici card?
2. How do you make personal purchases (for which you don't want to claim ITC) after account is convered to business.
3. Does subscribe and save continue to work?
4. If account can be converted either way in minutes, then we can simply convert back to personal account to use prime voucher and convert back to business, right?
5. Does business account work for amazon sales and card offeres like personal account?
6. Any regret after converting your personal account to business?

Please share your invaluable experience.