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(All Users) Indian Bank RuPay Gift Card, RuPay Prepaid Card & RuPay NCMC Card (No Kyc Required) launched

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Abhishek012

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(All Users) Indian Bank RuPay Gift Card, RuPay Prepaid Card & RuPay NCMC Card (No Kyc Required) launched:

Link: https://www.indianbank.in/departments/prepaid-cards/

Apply Card - Play store - https://play.google.com/store/apps/details?id=com.card91.mobile.customerapp.new_flow_cust_app.ib

Apply Card - IOS store - https://apps.apple.com/in/app/ib-prepaid-app/id6741358219

View Virtual RuPay Reloadable Card or Virtual RuPay Gift Card details here - https://indianbank-ppicustomer.card91.io/

499704682_1029866789245236_4108302741468125605_n.webp

1) Indian Bank RuPay Gift Cards (No charges for virtual cards) -

Gift-300x192.webp

  • Our RuPay Gift Cards are accepted across all merchant establishments and online e-com portals
  • Gift cards can be availed through IB Prepaid Card mobile app or through branches.
  • Individuals and Corporates can avail the Gift cards for a maximum value of Rs.10,000/- per card.
  • On receiving the Gift card, beneficiary can visit https://giftcard.card91.io/ and link the card to their mobile number.
  • After linking the card, beneficiary can use the IB Prepaid Card mobile app to view the card details and transactions.
  • Issuance Fee: Rs.85/- plus GST for Physical card. No charges for virtual cards issued in Digital Form.
2) Indian Bank RuPay Reloadable Prepaid Cards (No charges for virtual cards) -

reloadable-300x189.webp

  • Reloadable prepaid cards are general purpose prepaid cards with option to load funds multiple times.
  • Individuals and Corporates can avail the reloadable prepaid cards.
  • Customers who do not have account with Indian Bank can choose full KYC cards or minimum KYC cards.
  • Full KYC cards can be availed after completing Video KYC process. Maximum balance permitted is Rs.2,00,000
  • Minimum KYC cards can be availed after completing Minimum KYC process using mobile number and any officially valid document.
  • Maximum balance permitted in Minimum KYC card is Rs.10,000 with a monthly limit of Rs.10,000 for loading and usage.
  • Issuance Fee: Rs.85/- plus GST for Physical card. No charges for virtual cards issued in Digital Form.
  • Annual Charges: Nil.
3) Indian Bank No KYC RuPay Prepaid Card for Mass Transit (National Common Mobility Card) -

NCMC-1-204x300.webp

  • This card can be used for offline payments across various modes of public transport such as metro, buses, rail, waterways, tolls
    and parking.
  • No KYC Prepaid Card for Mass Transit is compliant with National Common Mobility Card (NCMC) standards
  • This card can be availed through IB Prepaid Card mobile app or through selected branches. KYC verification is not required.
  • This card can’t be used for ATM cash withdrawal, POS purchase or online transactions.
  • Money can be loaded and re-loaded in the card through funds transfer from your Indian bank account (at the bank branch) or through
    online mode.
  • The amount outstanding in the card will not exceed Rs.2,000/- at any point of time.
  • Issuance Fee: Rs.50/- plus GST.
  • Annual Charges: Nil.

Here i Apply Indian Bank RuPay Reloadable Prepaid Cards (No charges for virtual cards) -

Apply through mini kyc - Voter id only (full kyc option also available) -

Also successfully spent Indian bank RuPay prepaid card on Mobikwik Wallet load -
rupay prepaid.webp

Here i Apply Indian Bank RuPay Gift Cards (No charges for virtual cards), No Kyc detail asked -

RuPay gift.webp


Payment option (Use app to pay via wallet, website page wallet option not working. So use IB Prepaid Card App) -

payment option.webp
 
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Abhishek012 said:
I had loaded Rs100 on this Indian bank RuPay Prepaid card app and on the same day, I spent Rs102 on Jiomart but received a Rs7 refund from Jiomart — all using the SBI Cashback credit card.

Today I noticed that Rs5 cashback has been credited.

In SBI’s AI (assistant), it is showing the 'Social' category for Indian bank RuPay Prepaid card app load transaction.

Now I'm confused about which transaction the Rs5 cashback is for.

@MrKant @Çàrdøhôlïç Do you guys check direct credit card load money transaction category and mcc code ?
Click to expand...
Still my KYC is not complete. 🥲
 
Upvote 0 Downvote
Abhishek012 said:
(All Users) Indian Bank RuPay Gift Card, RuPay Prepaid Card & RuPay NCMC Card (No Kyc Required) launched:

Link: https://www.indianbank.in/departments/prepaid-cards/

Apply Card - Play store - https://play.google.com/store/apps/details?id=com.card91.mobile.customerapp.new_flow_cust_app.ib

Apply Card - IOS store - https://apps.apple.com/in/app/ib-prepaid-app/id6741358219

View Virtual RuPay Reloadable Card or Virtual RuPay Gift Card details here - https://indianbank-ppicustomer.card91.io/

View attachment 100562

1) Indian Bank RuPay Gift Cards (No charges for virtual cards) -

View attachment 100563

  • Our RuPay Gift Cards are accepted across all merchant establishments and online e-com portals
  • Gift cards can be availed through IB Prepaid Card mobile app or through branches.
  • Individuals and Corporates can avail the Gift cards for a maximum value of Rs.10,000/- per card.
  • On receiving the Gift card, beneficiary can visit https://giftcard.card91.io/ and link the card to their mobile number.
  • After linking the card, beneficiary can use the IB Prepaid Card mobile app to view the card details and transactions.
  • Issuance Fee: Rs.85/- plus GST for Physical card. No charges for virtual cards issued in Digital Form.
2) Indian Bank RuPay Reloadable Prepaid Cards (No charges for virtual cards) -

View attachment 100564

  • Reloadable prepaid cards are general purpose prepaid cards with option to load funds multiple times.
  • Individuals and Corporates can avail the reloadable prepaid cards.
  • Customers who do not have account with Indian Bank can choose full KYC cards or minimum KYC cards.
  • Full KYC cards can be availed after completing Video KYC process. Maximum balance permitted is Rs.2,00,000
  • Minimum KYC cards can be availed after completing Minimum KYC process using mobile number and any officially valid document.
  • Maximum balance permitted in Minimum KYC card is Rs.10,000 with a monthly limit of Rs.10,000 for loading and usage.
  • Issuance Fee: Rs.85/- plus GST for Physical card. No charges for virtual cards issued in Digital Form.
  • Annual Charges: Nil.
3) Indian Bank No KYC RuPay Prepaid Card for Mass Transit (National Common Mobility Card) -

View attachment 100565

  • This card can be used for offline payments across various modes of public transport such as metro, buses, rail, waterways, tolls
    and parking.
  • No KYC Prepaid Card for Mass Transit is compliant with National Common Mobility Card (NCMC) standards
  • This card can be availed through IB Prepaid Card mobile app or through selected branches. KYC verification is not required.
  • This card can’t be used for ATM cash withdrawal, POS purchase or online transactions.
  • Money can be loaded and re-loaded in the card through funds transfer from your Indian bank account (at the bank branch) or through
    online mode.
  • The amount outstanding in the card will not exceed Rs.2,000/- at any point of time.
  • Issuance Fee: Rs.50/- plus GST.
  • Annual Charges: Nil.

Here i Apply Indian Bank RuPay Reloadable Prepaid Cards (No charges for virtual cards) -

Apply through mini kyc - Voter id only (full kyc option also available) -

Also successfully spent Indian bank RuPay prepaid card on Mobikwik Wallet load -
View attachment 100566

Here i Apply Indian Bank RuPay Gift Cards (No charges for virtual cards), No Kyc detail asked -

View attachment 100567


Payment option (Use app to pay via wallet, website page wallet option not working. So use IB Prepaid Card App) -

View attachment 100568
Click to expand...
Some recent changes to made in IB Prepaid card after update. These are the changes I noticed:

1) The card images have been updated

20250625_123123.webp

2) MCC codes are showing now which can be blocked or unblocked. Did not understand it properly. Maybe @Abhishek012 can help to decipher it

20250625_123222.webp 20250625_123247.webp 20250625_123301.webp

3) IB Prepaid app after update asks to download another app called Xoltt which has same interface has IB Prepaid App (don't know why it asks to update).

20250625_123316.webp 20250625_123325.webp Screenshot_20250625_123621_Google Play Store.webp
 
Upvote 0 Downvote
sayantandas said:
Some recent changes to made in IB Prepaid card after update. These are the changes I noticed:

1) The card images have been updated

View attachment 101525

2) MCC codes are showing now which can be blocked or unblocked. Did not understand it properly. Maybe @Abhishek012 can help to decipher it

View attachment 101526View attachment 101527View attachment 101528

3) IB Prepaid app after update asks to download another app called Xoltt which has same interface has IB Prepaid App (don't know why it asks to update).

View attachment 101529View attachment 101530View attachment 101531
Click to expand...
Oh, actually. im using website currently.

App is also installed but don't checked.
 
Upvote 0 Downvote
sayantandas said:
Some recent changes to made in IB Prepaid card after update. These are the changes I noticed:

1) The card images have been updated

View attachment 101525

2) MCC codes are showing now which can be blocked or unblocked. Did not understand it properly. Maybe @Abhishek012 can help to decipher it

View attachment 101526View attachment 101527View attachment 101528

3) IB Prepaid app after update asks to download another app called Xoltt which has same interface has IB Prepaid App (don't know why it asks to update).

View attachment 101529View attachment 101530View attachment 101531
Click to expand...
After update, they removed add money option and multiple card issuance option.

Faltu k update karwa diye tumne.
 
Upvote 0 Downvote
Abhishek012 said:
SBI Visa Cashback credit card na ?

try this trick - open direct olamoney wallet app, load Rs1 and tick mark saved card option.

Now try though Indian bank ruPay prepaid card app >> ola money >> login and enter SBI Visa Cashback credit card details and check.
Click to expand...
Yes Visa cashback. But not able to add and save as loading transaction is getting failed.
 
Upvote 0 Downvote
jk51 said:
Yes Visa cashback. But not able to add and save as loading transaction is getting failed.
Click to expand...
Hey can you send me old apk file ? @sayantandas ka comment padh k update kar diye.

After update, they removed add money option and multiple card issuance option.

Google files app hai toh woha se apk file share ka option raheta hai. Just upload to google drive or anywhere and share the download link.
 
Upvote 0 Downvote
Abhishek012 said:
Hey can you send me old apk file ? @sayantandas ka comment padh k update kar diye.

After update, they removed add money option and multiple card issuance option.

Google files app hai toh woha se apk file share ka option raheta hai. Just upload to google drive or anywhere and share the download link.
Click to expand...
jk51 said:
i O S here
Click to expand...
Ok, any Android user here ?

Rahe rahe kar ajib ajib kand hota raheta hai.

@MrKant
@Çàrdøhôlïç
@BhaiyaJi
@rajubhai
 
Upvote 0 Downvote
Abhishek012 said:
Hey can you send me old apk file ? @sayantandas ka comment padh k update kar diye.

After update, they removed add money option and multiple card issuance option.

Google files app hai toh woha se apk file share ka option raheta hai. Just upload to google drive or anywhere and share the download link.
Click to expand...
I am trying to search for old apk. Will update if I get it.
If anyone else finds it, please do share here.
I was just sharing the information with the community never thought that the features will be removed. I would have not updated or shared have I known this would happen @Abhishek012
 
Last edited:
Upvote 0 Downvote
rajubhai said:
u can use xoltt app, add momey option is there.
Click to expand...
sayantandas said:
Add money option is there for reloadable prepaid card and ncmc card in IB Prepaid app. Only gift card add money option is not there for which Xoltt app can be used.
Click to expand...
Ok, Add money option also available on website (however, wallet adding not working through website) - https://indianbank-ppicustomer.card91.io/

But the option to generate multiple RuPay gift cards is not available in the latest app, and on the website, there's only an option to apply for a physical card. There's no option to apply for a digital card.

Anyway, I’ve emailed the support team. Let’s see if they reply or not.
 
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