ALL CREDIT CARD AUTOPAYMENT AT ONE PLACE

[Jaded]

I have added ALL our CC bills (except 2, which are not on BBPS) and other bills (electricity...) to HDFC's AutoPay feature in my SBMax SB account with HDFC Bank. For the last 3 years, they are fetching all those bills and paying them before 4 days of their respective due dates. So far, so good.

Only on 2 occasions, that auto feature failed n money debited came back. HDFC sends intimations of such rare failures (due to recieving bank's failures) about 3 days before the due dates n asks you to pay manually.

I use the same account/DC to pay such bills - so that all payments are in one place.

HDFC is good at doing this dirty work for me. And, I let them do it. Ha ha ha

I can't find this AutoPay option for other credit cards. I managed to add an HSBC card using HDFC MyCards, but can't see an option to enable Autopay. Can you please share the steps?

 

[MrKant]

Cred is working flawlessly but requires human intervention i just check the app on 15 and 28 of every morning as is dates cover my all credit which usually generate statements on 1,11,25 of every month

 

[RAMESH BABU N]

I can't find this AutoPay option for other credit cards. I managed to add an HSBC card using HDFC MyCards, but can't see an option to enable Autopay. Can you please share the steps?

Login to internet banking or the mobile App. Select BillPay. There, you add billers - plenty of billers - category-wise.... Enable auto pay while adding. Select the way to debit - either direct debit to SB account or by debiting via Debit Card. That's it.
Observe for 1 or 2 months. Then rest assured.... And, be happy.

 

[vine]

For BBPS enabled cards, apart from HDFC, I'd recommend Slice. HDFC pays the bills appropriately 4 days prior to due date. Slice pays just a day prior to due date.




If your CC issuing bank supports NACH, then NACH gets triggered only if it is not paid on the scheduled due date that may be different from actual due date. The amount that you prepay will be deducted from the due. If the due is nil, auto-pay won't be triggered.

Example: OneCard supports NACH auto-pay via multiple dates (before the actual due date). Axis supports NACH auto-pay, but never used.

ICICI doesn't support NACH.

For others, please check with the card issuing banks for the support of NACH auto-pay.

I am not sure how auto-pay in BBPS works (whether it deducts the prepaid amount or not). Needs to test it out in the coming months. If anyone already tested it, please share the details. Thanks.

This is what we need. Is this implemented by any app or site?