Generally bank discounts and deals are not applicable on gold coins, but they are applicable in the ongoing Ajio sale. Additionally, AU Bank is offering a Rs. 250 cashback on transactions over Rs. 3000 today. So if you buy a 24k 999 1g gold coin today, you get it at a very good price.
Illustration:
Reliance Jewels 1g 24K 999 Gold Coin on Ajio: Rs. 6598
Instant discount with AU Bank Debit card: 659.8
Net payable: Rs. 5938.20
Additional cashback expected in AU account in 90 days: Rs. 250
Effective price: Rs. 5688.20
In addition to this, Ajio will also give some cashback etc. in its on-site wallet, but since it has to be spent on Ajio and has some expiry, I am not considering it.
Edit:
Ajio offer terms: https://www.ajio.com/bank-au-tnc
AU Bank offer "deal of the day" terms: https://offers.aubank.in/offers/off...6-4700-b7a2-fc8c8b3ee5be/all/deals-of-the-day
Illustration:
Reliance Jewels 1g 24K 999 Gold Coin on Ajio: Rs. 6598
Instant discount with AU Bank Debit card: 659.8
Net payable: Rs. 5938.20
Additional cashback expected in AU account in 90 days: Rs. 250
Effective price: Rs. 5688.20
In addition to this, Ajio will also give some cashback etc. in its on-site wallet, but since it has to be spent on Ajio and has some expiry, I am not considering it.
Edit:
Ajio offer terms: https://www.ajio.com/bank-au-tnc
AU Bank offer "deal of the day" terms: https://offers.aubank.in/offers/off...6-4700-b7a2-fc8c8b3ee5be/all/deals-of-the-day
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