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11 Best Credit Cards For Digital Wallet Loads

Everyone is looking for the best credit cards list so is a complete article on the best credit cards for digital wallet loads. Only a handful of such cards exist nowadays since most banks are tightening their noose on rental payments and wallet loads using credit cards.


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With such a diverse list of cards and limited avenues to do such spending one thing is for sure that it doesn’t make any sense to get a card primarily for this purpose. So if you already have a card from the above list then reap its benefits to the core. If you don’t need a card for any specific purpose but only wallet spends then getting a Standard Chartered Smart makes a lot of sense with such a low annual fee and easy to achieve spends based waiver.

Else if you are already planning to get a premium card like BOB Eterna or Standard Chartered Ultimate then you can use them without any fuss even on rental payments and don’t need to bother getting any card listed down that list. If you are one of those who are eagerly waiting for AMEX onboarding to start then look nowhere since they will give you the best bang for your money. Also since AMEX has an offline acceptance issue so it would be better to use them aggressively on wallet loads.
 

xTheMaskx

TF Buzz
I Have Amex Reward Card from long time, is there a way to load money to a wallet and then transfer to bank or anywhere the amount is best used.

Help will be appreciated
 

harsha1

TF Buzz
Just use ICICI Amazon Pay credit card to add amount to payzapp wallet and pay bills (not credit card bill). you will get 1% cashback on your ICICI credit card.
Is it kind of Loan amount, when we fetch money from credit card to any wallet ( mobikwik, payzapp, freecharge etc )

So we need to pay interest as well on borrowed money?

Consider if we load 1000rs from credit card to wallet, and interest rate is 10% then will the credit card bill contains 1100 as to pay in return?

Sorry for silly question , I am newbie in CC stuff, so I started with AmazonPay ICICI CC as learning
 

cnu431

TF Buzz
VIP Lounge
Is it kind of Loan amount, when we fetch money from credit card to any wallet ( mobikwik, payzapp, freecharge etc )

So we need to pay interest as well on borrowed money?

Consider if we load 1000rs from credit card to wallet, and interest rate is 10% then will the credit card bill contains 1100 as to pay in return?

Sorry for silly question , I am newbie in CC stuff, so I started with AmazonPay ICICI CC as learning
Loading amount to wallet doesn't incur any interest.
Certain charges are levied on adding money to wallets it varies from app to app. Approximately 2.5% + GST is added extra to the amount you want load. (Mobikwik, phonepe etc..)
However, if you load money in payzapp there are no charges.Wallet money can be used to pay bill payments.

Coming to interest part banks charge interest if the bill is not paid in time. It's not like what you think that if you add money to wallet you need to pay with interest.If you repay the credit card bill in time then there's no interest charged.
 
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