1% Cashback returns on HDFC Platinum Debit Card

[desiviru]

The RBI rule is to re-confirm for payment above Rs 1 lac for CC.
I faced this issue last month.

Yes I know about 1L but this was ~5 times less for the person who reported.

 

[indianets]

What is RBI limit for such payment?

From personal experience, when you breach the 1L mark in a month combining all SmartPay payments, they send this mail to authorize. I paid around 50K+25K this month from 2 cards, and added another card which is due on 4th thinking it will be debited on 1st June, but I got scheduling email from HDFC for 30th (actual payment in 31st) followed by authorization link. Other than that I never got this, so it was just above 1L in a month which needs explicit authorization IMO.

 

[NishanthSN]

I missed setting up Frderal wave credit cart for autopay. I setup exactly on statement generation (last Friday) day. Hdfc not scheduling it now.

There is one option to schedule on pay now . If u select schedule date 3 days before and click pay now will it go into scheduled ? Will it work for cb?

 

[John123]

Same issue, SBI card bill was not fetched
I paid it manually through phonepe
As the due date is near avoid re adding
pay it manually for this month

So, I was away from Technofino for a while. SBI card is still not working as auto payments? What are the alternative options to pay sbi card bills?

 

[VSC]

Axis card bill generated on 12th
Added to billpay on 10th
Amount deducted today at 6:01AM, next day after the scheduled date as mentioned in the mail received after bill generation.
Let's see.

 

[2025]

Axis card bill generated on 12th
Added to billpay on 10th
Amount deducted today at 6:01AM, next day after the scheduled date as mentioned in the mail received after bill generation.
Let's see.

Please specify the due date. 1st or 2nd June?

 

[desiviru]

From personal experience, when you breach the 1L mark in a month combining all SmartPay payments, they send this mail to authorize. I paid around 50K+25K this month from 2 cards, and added another card which is due on 4th thinking it will be debited on 1st June, but I got scheduling email from HDFC for 30th (actual payment in 31st) followed by authorization link. Other than that I never got this, so it was just above 1L in a month which needs explicit authorization IMO.

Can be possible as with insurance payments many banks have this rule of 1L too which needs authorization. Maybe it is cumlative at Smartpay.

Utilities cumlative have 50K in CC.

 

[VSC]

Please specify the due date. 1st or 2nd June?

1st June .

 

[Fini7777]

So, I was away from Technofino for a while. SBI card is still not working as auto payments? What are the alternative options to pay sbi card bills?

Use sbi vdc through phonepe
It's fetching rewards

 

[kalki]

guys is this method still working? If yes, what are the exact steps?

 

[VSC]

guys is this method still working? If yes, what are the exact steps?

See the first post and follow the steps exactly. I did the same thing and the amount was debited today. Should get the points, will update here.

 

[Dazzwilliams]

Use sbi vdc through phonepe
It's fetching rewards

Any other portals for using SBI VDC

 

[VSC]

Any other portals for using SBI VDC

Phonepe, freecharge, paytm to name a few

 

[NishanthSN]

Has any one tried Schedule option manually selecting date ? It’s getting into scheduled list same as auto pay . Has anyone tried this and worked?

 

[Dazzwilliams]

Phonepe, freecharge, paytm to name a few

Paytm is adding surcharge/convenience fee

 

[ahtsham]

Has any one tried Schedule option manually selecting date ? It’s getting into scheduled list same as auto pay . Has anyone tried this and worked?

I am manually scheduling since last two months. It's working perfectly fine for me. But this manually schedule option is not available everytime. It's available on some cards while not on some others.

 

[2025]

I am manually scheduling since last two months. It's working perfectly fine for me. But this manually schedule option is not available everytime. It's available on some cards while not on some others.

1. Which cards did u scheduled manually?
2. Have u got points for those?

 

[NishanthSN]

I am manually scheduling since last two months. It's working perfectly fine for me. But this manually schedule option is not available everytime. It's available on some cards while not on some others.

Thanks for the reply bro. I scheduled 4 days before due date same as auto pay. Even if we schedule next day after bill generation it’s working?

 

[ahtsham]

I

1. Which cards did u scheduled manually?
2. Have u got points for those?

I have scheduled Axis, Yes, SBI. For SBI, sometimes it accepts and sometimes it doesn't.
Yes I have got points for these

 

[ahtsham]

Thanks for the reply bro. I scheduled 4 days before due date same as auto pay. Even if we schedule next day after bill generation it’s working?

Yes, it's working. I schedule each bill manually as soon as bill get generated. But remember, the payment will be deducted on the next working day of scheduled date.