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1% Cashback returns on HDFC Platinum Debit Card

No I don't remove autopay. I schedule autopay manually before the system schedule it automatically. So, the system doesn't schedule it 2nd time. But if is scheduled by system, I just stop the scehduled autopay from schedued payments. Rest autopay stays on.
What’s the benefit of doing it manually vs letting it be done automatically?
 
What’s the benefit of doing it manually vs letting it be done automatically?
Most of my cards has due date of 10-15th of the month. I try to schedule as in first 2-3 days of month, so I can earn cb before they change mcc. Also if payment fails in starting of month, then I have another 7-10 days to schedule autopay again.
 
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Automatic will give you utility mcc = 1% cashback
Manual will give you 6540 = 0% cashback

Choice is yours.
Manual scheduling is different and paying manually instantly is different. If we manually schedule, then we are only changing the date, rest autopay happens as usual with utility mcc.
 
so what are the current methods expect HDFC AUTOPAY BILL PAYMENT for paying credit card bils using any DEBIT CARD

or which website or platform accepting DEBIT CARD for paying cc bills can any one share ???
 
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