1% Cashback returns on HDFC Platinum Debit Card

[panu24]

Is there a max limit for Autopay? I know from a cashback perspective we have a cap of 750, meaning 75000 CC bill.

However if I have a Axis CC bill of 1.4 lac, will the Autopay work fine if I select payment full amount during Autopay setup?

Or should I indicate max amount of 75000 while setting up the Autopay?

You have to set bill to pay in Full amount only. Check this thread old pages if anyone got success with that much huge amount of bill.

 

[Dobbiee]

Is there a max limit for Autopay? I know from a cashback perspective we have a cap of 750, meaning 75000 CC bill.

However if I have a Axis CC bill of 1.4 lac, will the Autopay work fine if I select payment full amount during Autopay setup?

Or should I indicate max amount of 75000 while setting up the Autopay?

The auto pay wont happen if bill is above Rs 1 lac. Above this amount there is a re-confirmation needed. And this system of re-confirmation is not working properly with HDFC. So no use. Wont get rewards.

Also reward comes on full payment on auto-mode without OTP. So dont set limit on any biller.

 

[Farhad sekh]

You should get refund in 3 working day from day of bill payment. You also get Reward points and they get reversed also in case of refund as per my experience.

Ok , thank you 😊

 

[Kalpit15]

Any verification call came? I heard there will be verification call for some autopay payments?

No verification call. Last month they called for 24K but this month no call for 42K.

 

[desiviru]

No verification call. Last month they called for 24K but this month no call for 42K.

Some Banking systems are designed in such a way that they call for 5K txn but don't for 1L+ txn. In past I had a Rs.6450 txn and HDFC CC called me twice to confirm the same whether it was me. Few days later tickets booking of Rs.1.53L and no call at all. It was like we will call/alert you only when amount is low.

It simply means their system believes when holder use it txns size would be high while when fraudster use it it will be below 10K. 🤣

 

[MaiGulluTaxiDriver]

I requested platimum debit card upgrade to millenia, and it is in transit. Shall I discard upgrade as millenia can only get 400 cashback and platinum can get 750?

 

[Kalpit15]

I requested platimum debit card upgrade to millenia, and it is in transit. Shall I discard upgrade as millenia can only get 400 cashback and platinum can get 750?

I think it is late to do this now because your current card will stop working in a couple of days once you receive the new one. If you will request ESP back, you won't get CB on bill payment since this DC's benefits are now changed in the newer version.