🚆 Best Discounts & Rewards for Railway Ticket Booking? 💳💰

[Rahul098]

bro charges kya lagte hai for using irctc gift cards?

Same like credit card 1.8% + gst

 

[Kushagra_]

As far as I know only HDFC irctc card can give 10%. Rest no, or maybe upto 5% promotional from smartbuy only. So better to use apay method using cashback, millennia, apay cc.

Infinia and diners pe 9.99%
Less than 10 but close enough

 

[raghumahajan]

don't have either card. Can I use millenia or APAY?

 

[nh124001]

Same like credit card 1.8% + gst

one more question bro, can we club irctc wallet with credit card payment, like booking a 500rs train ticket via 100rs irctc wallet and 400rs credit card?

 

[navdeep22]

one more question bro, can we club irctc wallet with credit card payment, like booking a 500rs train ticket via 100rs irctc wallet and 400rs credit card?

I don't think so, you can try on app

 

[Rahul098]

one more question bro, can we club irctc wallet with credit card payment, like booking a 500rs train ticket via 100rs irctc wallet and 400rs credit card?

No you can't

 

[nh124001]

fir jayda fayda nahi irctc wallet ka...

 

[Rahul098]

fir jayda fayda nahi irctc wallet ka...

Useful during tatkal

 

[2025]

one more question bro, can we club irctc wallet with credit card payment, like booking a 500rs train ticket via 100rs irctc wallet and 400rs credit card?

Yes, If you are talking about irctc gift card. I did it many times.

Only problem with gift card is the validity is 6 months. One year would have been better.