🚀 CIBIL Score Flex! Let’s See Yours! 🚀

[SJM]

Just checked my CIBIL score, and it’s looking 🔥809! 🎉💰 Hard work, smart credit usage, and on-time payments are paying off!

Show off yours! Drop a screenshot of your CIBIL score in the comments and let’s celebrate those high numbers together. 📊💪

Who’s got the highest score here? Let’s brag a little! 😎🔥



Leaderboard:
🥇 Gold - @Lordkk 811
🥈 Silver - @HellsFury 810
🥉 Bronze - @SJM 809


Other 800 Club Members:
808 - @realSP, @naveenjoshi
807 - @Prem03, @sanzz
806 - @percolate
805 - @iamdhamo
804 - @TechnoFino, @MilesMinter
803 - @Jatayu
801 - @srinadhjyothi, @great, @MartianManhunter
800 - @iamvk, @Yugi, @SSV, @shu_sha_



P.S. You can check your credit scores for free:

• CIBIL: GPay, Paisabazaar, Cred, OneScore and once a year in CIBIL official site/app.
• CRIF: Cred (some accounts), Airtel Thanks, Mobikwik, MoneyControl and once a year in CRIF official site/app.
• Equifax: Paisabazaar, Tata Nue and once a year in Equifax official site/app.
• Experian: Paisabazaar, One Score, BankBazaar, PhonePe, PayTM and daily in Experian official site/app.

 

[sri_cc]

My Cibil History is 5 years old but my Cibil always up and down between 770 to 779 from last 2 years
I did not see it above 779 ????
What to do ????

just follow this

Thread 'CIBIL Score - A Practical Guide'

Jul 18, 2024

CIBIL Score - A Practical Guide

Discalimer: This is mainly for regular Credt Card users who pay all their dues before due date and wondering why their score is not increasing..
Here we dont discuss the cases where there were defaults and / or delayed payments..that is for another day..​

Ladies and Gentelmen,

Here is the much awaited post on CIBIL Score and how it works and what we should do to improve it over the period of the time..

Here I won't go in detail about how the score is constructed as there were numerous posts on the internet in explaining the CIBIL score...

• SSV
• cibil score
• Replies: 602
• Forum: Informative Threads

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[sri_cc]

I am at 792 too for a long time. How did it jump 10 points for you in one month, after being 787-792 for a long time?

I closed 2 credit cards within a week of each other, I guess that might have triggered it

 

[CyberPsych]

CRED shows my total credit limit is far more than what actually is. It actually adds individual cards limits (example: I have 3 ICICI cards with shared limit but it considers 3x 2.1L). Can I ignore this? Or is it same in CIBIL also?

 

[sri_cc]

CRED shows my total credit limit is far more than what actually is. It actually adds individual cards limits (example: I have 3 ICICI cards with shared limit but it considers 3x 2.1L). Can I ignore this? Or is it same in CIBIL also?

View attachment 109198

you can check this by looking at the number of accounts reported by ICICI in CIBIL

the 13 cards mentioned here, are they 13 if you count your 3 cards as seperate or if you count your cards as 1?