🚀 CIBIL Score Flex! Let’s See Yours! 🚀

[SJM]

Just checked my CIBIL score, and it’s looking 🔥809! 🎉💰 Hard work, smart credit usage, and on-time payments are paying off!

Show off yours! Drop a screenshot of your CIBIL score in the comments and let’s celebrate those high numbers together. 📊💪

Who’s got the highest score here? Let’s brag a little! 😎🔥



Leaderboard:
🥇 Gold - @HellsFury 810
🥈 Silver - @sjmajumder 809
🥉 Bronze - @realSP, @naveenjoshi 808


Other 800 Club Members:
807 - @Prem03, @sanzz
806 - @percolate
805 - @iamdhamo
804 - @TechnoFino, @MilesMinter
803 - @Jatayu
801 - @srinadhjyothi, @great
800 - @iamvk, @Yugi, @SSV



P.S. You can check your credit scores for free:

• CIBIL: GPay, Paisabazaar, Cred, OneScore and once a year in CIBIL official site/app.
• CRIF: Cred (some accounts), Airtel Thanks, Mobikwik, MoneyControl and once a year in CRIF official site/app.
• Equifax: Paisabazaar, Tata Nue and once a year in Equifax official site/app.
• Experian: Paisabazaar, One Score, BankBazaar, PhonePe, PayTM and daily in Experian official site/app.

 

[kuchbhikuchbhi is verified member.]

I was in Australia before for more than. 12 years. I am an Australian cirizen.. so less Indian cibil history

Do you have any Australian cards as of yet?

 

[SSV]

Do you have any Australian cards as of yet?

No .. I was not a vivid CC user then.. I closed my only Australian CC ( ANZ bank) after few years I started living in India..

 

[SSV]

Do you have any Australian cards as of yet?

No .. I was not a vivid CC user then.. I closed my only Australian CC ( ANZ bank) after few years I started living in India..

Here it is:

 

[PrinceHeart]

Here it is:

View attachment 102038

My anz atm card look different than this. It was before 2005. And St.george bank also. I tried looking but couldnt find those cards. It was a long time ago. Sweet memories...sigh !

 

[SSV]

My anz atm card look different than this. It was before 2005. And St.george bank also. I tried looking but couldnt find those cards. It was a long time ago. Sweet memories...sigh !

It is not an ATM card... it is a ANZ CC..

 

[SSV]

My anz atm card look different than this. It was before 2005. And St.george bank also. I tried looking but couldnt find those cards. It was a long time ago. Sweet memories...sigh !

It is not an ATM card... it is a ANZ CC..

Here is the ATM card... ie. using eftpos...

 

[MangoRush]

Congratulations 🎊!!

Do you have any Home loan either current or past?

Yeah, 1Cr+ Home Loan, availed this year

 

[PrinceHeart]

Here is the ATM card... ie. using eftpos...

View attachment 102041

I got few old boxes i will look later. I remember mine was different color. I think the logo was different also.

I didnt got any cc from australia, only bank acc.

 

[SSV]

Yeah, 1Cr+ Home Loan, availed this year

Thanks for confirming.. without HL your score would have been 10 less… HL plays a decent role for a stable CIBIL score…
All the best

 

[iamdhamo]

OCI card holder. Get it updated in CIBIL data also. OCI card timely payments. 🤣

What is oci

 

[hender]

What is oci

Overseas Citizen of India - It is an immigration status that allows foreign nationals of Indian origin to live and work in India indefinitely. The OCI card was introduced to provide certain benefits and privileges to people of Indian descent who are citizens of other countries.

 

[SSV]

What is oci

Overseas Citizen of India - It is an immigration status that allows foreign nationals of Indian origin to live and work in India indefinitely. The OCI card was introduced to provide certain benefits and privileges to people of Indian descent who are citizens of other countries.

This is my OCI.
OCI is like a permanent Visa. However the following restrictions apply to me as a OCI holder.
I
1) can't contest as a MP, MLA etc.. and hence can't be a CM / PM
2) can't Vote
3) can't own agricultural land
4) can't hold public office as a govt employee..

Other than above i can do almost everything else as a normal Indian citizen..

 

[PrinceHeart]

This is my OCI.
OCI is like permanent Visa. However the following restrictions apply to me as a OCI holder.
I
1) can't contest as a MP, MLA etc.. and hence can't be a CM / PM
2) can't Vote
3) can't own agricultural land
4) can't hold public office as a govt employee..

Other than above i can do almost everything else as a normal Indian citizen..

View attachment 102069

Taj mahal staff doesnt accept oci. You still have to pay Rs1300 as a foreigner, as per your passport, for entry ticket.

 

[SSV]

Taj mahal staff doesnt accept oci. You still have to pay Rs1300 as a foreigner, as per your passport.

Yes, there are some restricted places where permission is required to vist, not just paying the fee in some cases.


That is why I said " almost everything else"..

Other than above i can do almost everything else as a normal Indian citizen..

 

[PrinceHeart]

Yes, there are some restricted places where permission is required to vist, not just paying the fee in some cases.


That is why I said " almost everything else"..

Na na.. i was just pulling ur leg buddy 😀

Will do oci for my wife this year. But we already visited taj mahal haha. But she already said lets go again after oci. I have read some article that oci people are still charged.