📌 Please Share Your Way to Store Card Details & Track Rewards. 💳💰

[Mayurk]

Reward tracking : using savesage app now and manually add points to it every sunday

Storage : samsung pay > samsung pass > private info
Reward tracking : using savesage app now and manually add points to it every sunday
Milestoneyracking: still a challenge. Hence will call cust care and confirm. Why should we do all the work 😉
Benefits tracking : savesage is mostly updated, but not perfect sinve card benefits keep changing (mainly getting devalued evry other day, so its even hard for them to track I suppose)
Also i have the befits and all updated in a google sheet.
For expory amd fee reminder and amt : i use easybills reminder app (on android)

Reward tracking : using savesage app now and manually add points - How do you do it?? I dont find that option. can you please share.. along with the Google Sheet as Templete 🙂

 

[Satyarthi]

To store cc details i have may my own android app.

 

[drvirag]

Storage : samsung pay > samsung pass > private info
Reward tracking : using savesage app now and manually add points to it every sunday
Milestoneyracking: still a challenge. Hence will call cust care and confirm. Why should we do all the work 😉
Benefits tracking : savesage is mostly updated, but not perfect sinve card benefits keep changing (mainly getting devalued evry other day, so its even hard for them to track I suppose)
Also i have the befits and all updated in a google sheet.
For expory amd fee reminder and amt : i use easybills reminder app (on android)

Can u plz share ur google sheet here or dm. I was also thinking to make it. It will be great help

 

[chinnodu]

Samsung Pass for storage of cards.
Magnify for tracking benefits on points and miles by manually feeding points and miles balance.

 

[raghumahajan]

Storage - Any app that has lock, I shared my card with my family, so at any point of time, I have already sent them over WhatsApp. SO starred those messages. But here only those cards, which we prefer to use online most of the time like SBI CB, HDFC Millenia etc.

I have made few google sheets too to track rewards for the cards which are not showing well in their statements, eg: I have well maintained sheet for Axis Airtel, HDFC Millenia & Tata Neu. Other cards are either show rewards or not used enough to do tracking.

Tried to automate if there are excel statements available, or convert PDF to excel, but banks do not use excel to generate statements (Fintech Background). So not worth extracting texts from them and automate using scripts or codes. Cred is doing it as a company. They have a large team and resources 😛

Most of my cards are not milestone based, but there is a way to track milestones & fee waivers. EG: HDFC, ICICI, SBI shows in their App.

What to manage in expiry, banks/NCBFs sends new card automatically on expiry.

Fees is what you need to remember, I only have one paid card. So not worried about it.

You can't get all features in single app at least not for free. CRED has most of the features, it even has started showing rewards accumulated.

 

[rafzy]

Link to sheet

Can u plz share ur google sheet here or dm. I was also thinking to make it. It will be great help

Theres the sheet
Also for rewards and spends tracking along with milestone spends etc, checkout @Aadi55 trackcards app

 

[Drayden]

I use BitWarden to store credit card details and a simple online Excel sheet to write down what is the bill generated and did I pay it or not. Summing these values gives me annual spends.

Highly recommend Bitwarden, I use it for for accessing CCs on desktop, laptop, phone.. a great password manager and stores secure notes too..

 

[abhishek]

💳 Managing 20+ Credit Cards Efficiently? Here's My Proven System!

I've been managing 20-25 credit cards for the past 4-5 years using a reliable and simple system that ensures on-time payments and zero late fees. Here's how I do it:

🔄 Due Date Strategy
I align my cards to keep due dates grouped between:
1st to 5th or 25th to 31st
This makes tracking and batching payments much easier.

📲 CRED App
All my cards are added to CRED, which I use for:

Smart payment reminders
Real-time tracking of the total outstanding amount
As I pay, the amount adjust manually—always keeping me updated!

❌ Milestone Trackers?
For most cards, not worth the effort.

------------------------------------------------------------

📊 My Dynamic Google Sheet – (The Game-Changer only for me. 🤣 )
To double-check due dates and payment history, I built a dynamic Google Sheet that I can access anytime, anywhere – on PC, mobile, iOS, Android – just by logging into my Google account. No card data stored on third-party apps! ✅
Screenshot attached below.

Key Features:
ROW 8: Highlights cards (slight red background color) with annual fee dates approaching within 2 months.
COLUMN G (Dark Red): Indicates cards due in ≤ 5 days.
COLUMN H: Auto-clears red highlight of COLUMN G once marked as Paid.
COLUMN P: Just a quick note on monthly milestones or movie offers.

------------------------------------------------------------

🔐 Why It Works?
✅ 100% control
✅ No reliance on random reminders
✅ Card details safe within Google
✅ Access from any device
✅ Nearly 950+ on-time payments reflected in CIBIL 📈

Try this combo of tech + habit. It’s been a lifesaver for me! 💡

 

[Aadi55]

Have a look at TrackCards -> https://trackcards.netlify.app
Check out the link at my signature for managing credit cards all at a single place.
Let me know for any doubts or clarifications.

 

[Garry]

is it safe to store credit card details on bitwarden?

 

[abhishek]

is it safe to store credit card details on bitwarden?

Better to avoid third-party apps.

 

[Garry]

Better to avoid third-party apps.

how to manage card info safely in your recommendation.?

 

[drvirag]

how to manage card info safely in your recommendation.?

I made password protected excel sheet. Easy to copy paste.

 

[abhishek]

how to manage card info safely in your recommendation.?

Use google sheet!

 

[Yugi]

how to manage card info safely in your recommendation.?

Use BitWarden app, secure and easy to use. You can create folders and store cards according to categories if you want.

 

[Garry]

Use BitWarden app, secure and easy to use. You can create folders and store cards according to categories if you want.

My first question was this.

Post in thread '📌 Please Share Your Way to Store Card Details & Track Rewards. 💳💰'

Yesterday at 11:12 AM

is it safe to store credit card details on bitwarden?

• Garry

 

[CyberPsych]

I use bitwarden for storage, google sheets for tracking cashback, spends etc.

My first question was this.

Post in thread '📌 Please Share Your Way to Store Card Details & Track Rewards. 💳💰'

Yesterday at 11:12 AM

is it safe to store credit card details on bitwarden?

• Garry

Bitwarden's server runs in an isolated container, and is fully encrypted. I am using it for more than 1 year and it is easy to use. The only way someone gets access to the contents inside is when you do not have login PIN or password and someone else uses your device.

Nothing can be certified as 100% safe.

 

[Drayden]

is it safe to store credit card details on bitwarden?

It's primarily a password manager and source code is free and open. It also regularly gets audited. You can even host the server locally to access passwords anywhere you want, if you don't trust where it's currently hosted. Thing is if you can trust it for managing passwords, CCs should be good too..
Personally been using the free version for 5+ years now..

The business plans are paid with more support and services..
As I recall, the free version gets hosted on MS Azure, but again as mentioned above, it is encrypted in its own containers, so safety comes from designs like this. You can change the keys, algorithm used for encryption and even the kdf iterations to your liking..

A general note on passwords: Human and social engineering is almost always the weak link. Direct breaking of encryption is next to impossible (even quantum resistant algorithms are being ratified).. So this is as secure as it gets..

 

[Garry]

It's primarily a password manager and source code is free and open. It also regularly gets audited. You can even host the server locally to access passwords anywhere you want, if you don't trust where it's currently hosted. Thing is if you can trust it for managing passwords, CCs should be good too..
Personally been using it for 5+ years now..

The business plans are paid with more support and services..
As I recall, the free version gets hosted on MS Azure, but again as mentioned above, it is encrypted in its own containers, so safety comes from designs like this. You can change the keys, algorithm used for encryption and even the kdf iterations to your liking..

A general note on passwords: Human and social engineering is almost always the weak link. Direct breaking of encryption is next to impossible (even quantum resistant algorithms are being ratified).. So this is as secure as it gets..

Thanks for detailed explanation. Further I wanna know If a common user like me who don't know how to change keys, algorithms, kdf etc. and want to use it then is it ok to use as it comes pre setup.?

 

[Drayden]

Thanks for detailed explanation. Further I wanna know If a common user like me who don't know how to change keys, algorithms, kdf etc. and want to use it then is it ok to use as it comes pre setup.?

Yes of course. Sorry if the details were bit overwhelming, it was a comment in general for anyone interested to research further. Most of the details have defaults, so a regular user doesn't need to worry.
The basic plan for personal use is free and pretty straightforward to use. You use an email id to create an account and just remember the master password which decrypts your entire vault. Remember password cannot be reset once set as it is zero knowledge, you pretty much have to delete the vault to reset your password. You can set pin and biometric wherever supported too instead of typing master password everytime like browser extensions and mobile apps.