💳 Share & Brag your Credit Cards portfolio Here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

---

We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

---

I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[cardy]

i have splitted into 50k each. but i will close all the sbi cards except cashback card. no benefits. every card should return atleast 2.5 k per month

But isn't there a limit of 3 card in sbi
Please details on the 4th card please

 

[hellowo₹ld]

But isn't there a limit of 3 card in sbi
Please details on the 4th card please

Post in thread '💳 Share & Brag your Credit Cards portfolio Here! 🤑'

Jun 24, 2025

How you got 4SBI card? What is limit of each sbi card can you share? I have 3 Aurum, TATA & Cash back. I want Krsihflier but not getting.

bro only 3 sbi cards are allowed . i have one add on card

• nandhakumarn

@nandhakumarn do update that as addon to avoid further questions on the same.

 

[StanRoute66]

NICE 🙂 Car 🚗 and Cards collection

haha thanks buddy !

 

[nandhakumarn]

But isn't there a limit of 3 card in sbi
Please details on the 4th card please

Yes only 3 sbi card is allowed maximum. I have closed 4th one Paytm sbi card. Also i hold 3 only . 4 th card is add on card from my wife.

 

[nikhil_118]

I have the following cards in my portfolio

SBI Cashback - 4L limit ( My primary and go to card for all the online spends + buying Apay vouchers for utility bills )
Apay ICICI - 10L limit ( Just for amazon spends )
ICICI Sapphiro - LTF - 10L limit ( Got it with my salary account. Mainly using it for BOGO on BMS )
HDFC Swiggy - LTF - 1L limit ( for ordering food + dining out )
AU Ixigo - LTF - 3L limit ( for international spends + train, bus bookings )
Yes Kiwi - 3L limit ( for UPI )
IDFC wealth - 5L limit ( Not used much )

Planning to add one more card mainly for free domestic lounge access which is missing in my existing cards. Got FYF offer today for ICICI MMT which offers this but not sure how useful this card for me after 1 year.

Let me know if you guys have any feedback on this or on my CC portfolio. Thanks

 

[cardy]

I have the following cards in my portfolio

SBI Cashback - 4L limit ( My primary and go to card for all the online spends + buying Apay vouchers for utility bills )
Apay ICICI - 10L limit ( Just for amazon spends )
ICICI Sapphiro - LTF - 10L limit ( Got it with my salary account. Mainly using it for BOGO on BMS )
HDFC Swiggy - LTF - 1L limit ( for ordering food + dining out )
AU Ixigo - LTF - 3L limit ( for international spends + train, bus bookings )
Yes Kiwi - 3L limit ( for UPI )
IDFC wealth - 5L limit ( Not used much )

Planning to add one more card mainly for free domestic lounge access which is missing in my existing cards. Got FYF offer today for ICICI MMT which offers this but not sure how useful this card for me after 1 year.

Let me know if you guys have any feedback on this or on my CC portfolio. Thanks

You have good limits except hdfc.

Though not sure about mmt but ICICI in general introduced 75k spend in previous quarter for lounge access. So must check before applying

 

[nikhil_118]

You have good limits except hdfc.

Though not sure about mmt but ICICI in general introduced 75k spend in previous quarter for lounge access. So must check before applying

Thanks for the feedback. I checked in both ICICI website and MMT app. It doesn't have spend based criteria as of now but might get in future.

Yes HDFC offered very low limit not sure why 😕 but so far it's not a blocker for me because my swiggy spends are around 5-6K only.

 

[hellowo₹ld]

I have the following cards in my portfolio

SBI Cashback - 4L limit ( My primary and go to card for all the online spends + buying Apay vouchers for utility bills )
Apay ICICI - 10L limit ( Just for amazon spends )
ICICI Sapphiro - LTF - 10L limit ( Got it with my salary account. Mainly using it for BOGO on BMS )
HDFC Swiggy - LTF - 1L limit ( for ordering food + dining out )
AU Ixigo - LTF - 3L limit ( for international spends + train, bus bookings )
Yes Kiwi - 3L limit ( for UPI )
IDFC wealth - 5L limit ( Not used much )

Planning to add one more card mainly for free domestic lounge access which is missing in my existing cards. Got FYF offer today for ICICI MMT which offers this but not sure how useful this card for me after 1 year.

Let me know if you guys have any feedback on this or on my CC portfolio. Thanks

Thread 'ICICI Credit Cards Major Devaluation'

S

Devaluation Thread 'ICICI Credit Cards Major Devaluation'

Oct 10, 2024

Sapphiro -
spa discontinued
75k spends in quarter for lounge access.
All cards affected - attached pdf

• sousnake
• cards credit cards devaluation domestic lounge access icici icici apay icici credit card spa utility bills
• Replies: 97
• Forum: Credit Card - General

• 
• 

except emeralde they didn't leave any cards without spend based lounge.

 

[nikhil_118]

Thread 'ICICI Credit Cards Major Devaluation'

S

Devaluation Thread 'ICICI Credit Cards Major Devaluation'

Oct 10, 2024

Sapphiro -
spa discontinued
75k spends in quarter for lounge access.
All cards affected - attached pdf

• sousnake
• cards credit cards devaluation domestic lounge access icici icici apay icici credit card spa utility bills
• Replies: 97
• Forum: Credit Card - General

• 
• 

except emeralde they didn't leave any cards without spend based lounge.

Not sure why I am getting like this in MMT

 

[hellowo₹ld]

Not sure why I am getting like this in MMT

maybe mmt giving u not icici