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💳 Share & Brag your Credit Cards portfolio Here! 🤑

jatinkrmalik

TF Select
VIP Lounge
Update: Here's my updated cc portfolio ‼️



We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card. 😎

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I will go first, here's my collection, from least used to most used.

Slice Pay card
Amazon Pay ICICI bank card
Citi Cashback card
IDFC First Select card
AMEX Membership Rewards card
HDFC Diners Club Black card
Onecard Metal card
Axis Magnus card

cards.jpeg
 
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My portfolio:

HDFC Moneyback plus credit card
HDFC UPI credit card
HDFC Swiggy credit card
HDFC Tata Neu Infinity credit card
Flipkart Axis Bank credit card
Axis Neo credit card
Amazon pay ICICI credit card
Kiwi Yes Bank credit card
Federal Bank Imperio credit card

Closed cards :
Sbi Simply Save credit card

All credit card are Life time free. More than 5 years credit history.
Two more cards added to my portfolio,

SBI Cashback card
Axis Supermoney Pro card
 
My cards
1. ICICI Sapphiro dual cards
2. ICICI Rubyx Rupay
3. ICICI Amazon
4. HDFC Regalia Gold
5. Tata Neu Infinity
6. HDFC Swiggy
7. RBL World Safari
8. Amex MRCC
9. SBI cashback
10. BoB Onecard
11. Axis Airtel
12. AU Vetta
13. IDFC First Select
14. HSBC Platinum
15. HSBC Live+

HSBC Live, MRCC, Airtel and SBI cashback are chargeable. World Safari is FYF, trying to make it LTF but will close if that fails, and continue using OneCard as as a zero forex markup card instead.

Really regret getting AU Vetta, could have gotten Ixigo or the LTF Zenith instead but can't now. And I can't even close Vetta.

Planning to close Yes Marquee after devaluation as well as a few other cards(IndusInd Platinum, SC EazyTrip). Should get Axis Supermoney soon, trying to get Niyo Gold, but that seems difficult.
 
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1. Axis Airtel (PAID) 750k limit - I primarily use it for bigbasket, Airtel and Utility bills, have a total of two cards in my family which covers most of the Utility expenses
2. HDFC REGALIA GOLD (Paid): recently got it as a fyf card to climb the ladder to infinia, limit is only 100k
3. SBI Prime Paid : I mostly used it for offline transactions and upi on rupay for the 50k quarterly milestone
4. Sbi cashback (Paid) : goto card for online spends
5. Indusind EazyDiner signature (Paid) : for free movies and dinein discounts
6. ICICI Rubyx, coral, amazon pay - ALL Ltf, hardly used

Out of all these cards, I most probably wouldn't be getting annual free reversals on the indusind card and axis card, but I get much more value when compared to the fee that I pay for these.

SBI cashback fees reversal criteria is easy for me

SBI prime and regalia, I would have to choose one for the spends and ask the other's customer support for fee reversal

Is there any other card that is recommended? I will have to pay the college fees of 300k in August this year.

Also planning to get hsbc live+ for offline grocery and any idfc card for MCC lookup
 
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