💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card.

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[AsB]

I had the eterna issued around one year back and this year I sent an email for LtF sharing the ITR and salary slips and it’s LTF now 😎

Keep us updated

 

[Shraaj]

My collection:

Card Name	Credit Limit	Fees
ICICI Amazon Pay	2,00,000	LTF
Flipkart Axis	50,000	LTF
HDFC Regalia	3,00,000	LTF
Zomato Edition Classic	50,000	LTF
IDFC First Select	3,00,000	LTF
HSBC Platinum	1,50,000	LTF
BoB Eterna	1,00,000	LTF
SBI Simply Click	1,50,000	500
IndusInd Legend	2,00,000	LTF
SC Ultimate	90,000	5,000

Other than the above, EazyDiner card is in process.

All are applied with Income Proof Right? I have just started earning ....and now has only ICICI Amazon Pay and BOB Select as LTF and SBI Max (500Rs)

 

[Bedanta]

My cards

1. Axis Flipkart - 1.46L - 500+Gst
2. Sbi Prime 1.36L - 2999+Gst
3. One Card (South Indian Bank) - 2L - LTF
4. HDFC Millennia - 1L - LTF ( add on method)
5. Icici Platinum 90k -LTF
6. Kotak 811 (FD) - 75k -LTF
5. UNI credit line - 1L
6. Slice credit line - 50K
7. BOB - got approval message yesterday. Not sure of the limit

View attachment 3326

Hey arvishnu, do you get any voucher after renewal fee payment on sbi card prime?

I m not talking about welcome benefits

 

[CCgeek]

How did you receive Infinia as LTF?

Got it as part of mass upgrades by HDFC during card issuance ban. I just happened to check the upgrade section on netbanking during that period, no targeted communication from HDFC.

 

[ARV]

Hey arvishnu, do you get any voucher after renewal fee payment on sbi card prime?

I m not talking about welcome benefits

I took the card one of month back, still not paid the joining fees yet. Not sure of the renewal fees. Please let me know how many days should i wait after fees payment

 

[Bedanta]

I took the card one of month back, still not paid the joining fees yet. Not sure of the renewal fees. Please let me know how many days should i wait after fees payment

I m talking about yearly renewal fees.
So if u get to know tell me...thnq.
Or this is ltf?

 

[ARV]

I m talking about yearly renewal fees.
So if u get to know tell me...thnq.
Or this is ltf?

No this is not LTF 2999+tax but if you spend 3L next year fees gets waived off. As far as i know SBI does not give LTF

 

[Pankajrathi]

1. AMEX Platinum Travel Card - 2,50,000
2. AMEX Membership rewards Card - 2,50,000
3. HDFC Regalia - 4,50,000
4. Zomato RBL Edition card - 2,10,000
5. CitiBank Indian Oil Card - 75,000

 

[DISHANT]

You can get LTF Eterna, if you have 30L plus ITR

Dada me. 11 sal se bobcard use kar raha hu. Tab titanium card tha. Bad me muje easy card mila jab sab change hua. Mera 1st bank aur card dono bob hai. Bob me balance minimum hi maintain rehta hai. Aur Easy ki limit 65000 hai
Muje eterna mil sakta hai kya ITR 6.5 lac hi hai. @TechnoFino

 

[TechnoFino]

Dada me. 11 sal se bobcard use kar raha hu. Tab titanium card tha. Bad me muje easy card mila jab sab change hua. Mera 1st bank aur card dono bob hai. Bob me balance minimum hi maintain rehta hai. Aur Easy ki limit 65000 hai
Muje eterna mil sakta hai kya ITR 6.5 lac hi hai. @TechnoFino

Aapke limit 2L hone k baad aapko upgrade mil sakta hai. Try to apply for eterna c2c (if you have other card with 2L+ limit)

 

[Rohit75]

ONE CARD (BOB FINANCIAL)	1,80,000
AXIS SELECT	1,11,000
AXIS WORLD PRIVILEDGE	SAME AS SELECT AGGREGATE LIMIT
HDFC REGALIA	3,00,000
RAZORPAY CORPORATE CARD	25,000
AMAZONPAY ICICI	3,00,000
SBI BPCL	1,17,000
SBI BPCL OCTANE	1,50,000
BOB ETERNA	3,00,000
BOB SELECT	1,00,000

INDUSIND AURA EDGE	60,000
CITI SHOPPER STOP	1,65,000
LAZYCARD	5,00,000
POSTPE	49,000

IDFC FIRST WEALTH

1,80,000

 

[jatinkrmalik]

Update, 22 days and 3 reminders later 📢

It seems like BoB has finally agreed to upgrade my Premier LTF to Eterna LTF. Will keep you folks updated.

Update 📢



I dropped an email as promised, but haven't really heard back in 4 days. Planning to drop a "humble reminder" tomorrow morning to bump my mail on top of their stack. 🤷‍♂️

 

[Gautham]

I will close Ultimate once I receive DCB. A combo of Eterna and DCB will be fine for me. First-year they give 6000 reward points so only taking a small hit.

Don't close Ultimate. It is practically 900/year only card. You never know when devaluation will hit other cards.

 

[AsB]

I will close Ultimate once I receive DCB. A combo of Eterna and DCB will be fine for me. First-year they give 6000 reward points so only taking a small hit.

I also recommend not to close Ultimate. If your expense is high, using Credit Cards, then you may be able to get MacBook free of cost (using Coupons and all)

 

[fatehbajwa]

Okkk....this is what I have so far.
A couple of them are add on's since I exceeded the bank's max cards limit per customer.

 

[fatehbajwa]

Okkk....this is what I have so far.
A couple of them are add on's since I exceeded the bank's max cards limit per customer.

Hmmm....seems I missed a few....can't see my Citi Premier Miles for starters.🤔

 

[jatinkrmalik]

Okkk....this is what I have so far.
A couple of them are add on's since I exceeded the bank's max cards limit per customer.

This is beautiful! Can you share link for this leather holder?

 

[fatehbajwa]

This is beautiful! Can you share link for this leather holder?

Thanks Jatin. I'm afraid that's not really possible as this was custom made by a friend who does leather work as a hobby in his spare time.

 

[souvikdey2002]

New & updated Portfolio:-

1. IDFC First Wealth-->LTF-->9,28,000
2. ICICI Sapphiro-->LTF-->8,00,000
3. HDFC DCB-->LTF-->8,00,000
4. AU Zenith-->LTF-->8,00,000
5. Indusind Pinnacle-->LTF-->5,00,000
6. OneCard(BOB)-->LTF-->4,65,000
7. Yes First Exclusive-->LTF-->4,64,000
8. Citi Indian Oil-->LTF-->3,18,000
9. Kotak White-->LTF-->2,00,000
10. Axis Select--->LTF-->2,00,000
11. BoB Eterna-->LTF-->2,00,000
12. HSBC Cashback-->FYF-->1,21,000

 

[mgforce]

Update, 22 days and 3 reminders later 📢

It seems like BoB has finally agreed to upgrade my Premier LTF to Eterna LTF. Will keep you folks updated.

Keep us posted. All the best