💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card.

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[adjjoshi]

Just texted

Please DM me as well

 

[kapilahir]

Just texted

Share the trick bro 😂 just got sbi Simply Click

 

[aj38584]

Just texted

Kindly share or DM ME as well

 

[chaitanyamella]

Just followed a simple trick , which is only applicable on SBI 😂 , and i never got any pre-approved offer LE and i never gave any income doc. For limit increase.

How does one do this?

 

[Vish]

Here are my cards:

1. Axis Magnus (Paid card but will hit monthly 1L milestone mostly every month)
2. Axis Ace (2L spends for fee waiver - will acheive)
3. Amex Plat Travel (Will pay partially with reward points)
4. Amex MRCC (1.5L for waiver - but mostly waived off even without 1.5L spends)
5. BOB Eterna (2/2.5L spends for fee waiver - will acheive)
6. Citi IndianOil (30k spends for waiver - will acheive)
7. RBL Edition by Zomato (LTF - Better card than I thought)
8. SBI Elite (10L for fee waiver - can't acheive so will downgrade on renewal to SimplyClick)
9. HDFC Regalia (LTF)
10. ICICI Amazon Pay (LTF)
11. IDFC Select (LTF)
12. INDUSIND Legend (LTF)
13. Yes Premia (LTF)
14. Slice (LTF - Don't want to keep based on negative reviews but so many good offers)
15. Axis Airtel - Paid card Application raised

Also managing my Wife's cards:

1. Amex Gold Charge (Fee waiver will acheive or pay partially with points based on support offer)
2. Amex MRCC (LTF based on Gold charge)
3. Citi Rewards (30k for waiver - will acheive)
4. Axis Neo (LTF)
5. HDFC Regalia (LTF)
6. IDFC Millenia (LTF)
7. Slice (LTF - Don't want to keep based on negative reviews but so many good offers)
8. Axis Flipkart - LTF Application raised

 

[Vish]

Thanks Anirban. I actually didn't have high hopes from RBL. But after I got the card, flat 5% on any and all restaurants was handy a couple of times. Also I liked their smooth integration of card details in the Zomato app right from card application and approval. It shows all cashback amount and status details for each transaction. So easy to track all that.

All other online spends outside Zomato and restaurants are giving me 1.5% cashback apart from 1% on offline spends. And once we reach 2L spends in a year they also provide an additional cashback of Rs. 2000/-. This is an additional 1%.

10% cashback on all transactions on birthday is a super bonus. I liked all this for a LTF card. But maybe that's just me as I use Zomato more nowadays compared to Swiggy after their Swiggy super is changed to Swiggy one!

 

[prc1990]

Here is the small list of my card.

• HDFC DCB (LTF)
• HDFC Infinia (LTF)
• Amex MRCC (LTF)
• Yes Bank First Exclusive (LTF)
• ICICI Platinum (Secured / LTF)
• ICICI Amazon Pay (LTF)
• IDFC Wealth (LTF)
• BOB Eterna (LTF)
• Kotak League (LTF)
• IndusInd Legend (LTF)
• HSBC Visa Platinum (LTF)
• AU Bank Zenith (LTF, On the way)
• Citi Paytm First (500/yr)
• Axis Flipkart (500/yr)
• SBI Simply Click (500/yr)

Happy to help.

For the very first time I'm hearing Amex Cards can be LTF as well. Kindly share insights 🥲.

 

[Aman Aggarwal]

My Card List:
1. ICICI Coral - 5.3 Lacs (LTF)
2. ICICI Amazon Pay - 5.7 Lacs (LTF)
3. HDFC Millenia - 2.52 Lacs (LTF)
4. Citi Paytm First - 80k (Chargeable)
5. Citi Rewards - 80k (Chargeable)
6. Axis Ace - 1.9 Lacs (Chargeable)
7. Axis Freecharge - 1.9 Lacs (Chargeable)
8. Axis Flipkart - 60k (LTF)
9. IDFC Select - 2.51 Lacs (LTF)
10. BOB Eterna - 2 Lacs (Chargeable)
11. One Card - 2.69 Lacs (LTF)
12. AU Zenith - 5.3 Lacs (LTF)
13. FBB SBI - 2.4 Lacs (Chargeable)
14. SCB Ultimate - 3.54 Lacs (Chargeable)

 

[chacks18]

Just followed a simple trick , which is only applicable on SBI 😂 , and i never got any pre-approved offer LE and i never gave any income doc. For limit increase.

Please share it bro or DM

 

[virv]

Let me share my latest portfolio.

🙌

HOW DID YOU GET USA CREDIT CARDS? are you ssn holder? or having business over there from india?
kuchh tips hamein bhi dedo sir!

 

[TechnoFino]

HOW DID YOU GET USA CREDIT CARDS? are you ssn holder? or having business over there from india?
kuchh tips hamein bhi dedo sir!

I don't have ssn, but I have itin and registered business in the USA

 

[virv]

I don't have ssn, but I have itin and registered business in the USA

i'm into exports business and planning for register my company in usa! can you help me out?

 

[TechnoFino]

i'm into exports business and planning for register my company in usa! can you help me out?

Yes you can post your queries

 

[CardWale_Baba]

For the very first time I'm hearing Amex Cards can be LTF as well. Kindly share insights 🥲.

During 2019, they used to issue MRCC as LTF as offline promotion, and few other cards at first year discounted rates.

 

[vaibhav111]

Let me tell you about my credit cards
In current financial year my age is just 20,
Cards currently using i.e,
ICICI platinum(LTF)
One Card Lite Secure (LTF)
Open Money Founder One Card (LTF)
Paisa bazar Step Up card Secure (LTF)
The list will continue upcoming months 😄

i haven't heard of these last 2 card

 

[prc1990]

During 2019, they used to issue MRCC as LTF as offline promotion, and few other cards at first year discounted rates.

I see. Although currently AMEX is not onboarding new customers, kindly let this group know if any LTF card is offered by them in the future. TIA!

 

[shreyansh]

Just followed a simple trick , which is only applicable on SBI 😂 , and i never got any pre-approved offer LE and i never gave any income doc. For limit increase.

Whats the trick brother 🤭

 

[Avishek]

AU offers LTF to Govt & few MNC employees. Call on their customer care, share your company name and they can confirm on LTF.

Maruti Suzuki India limited

 

[eravindhar]

IN
AMEX Platinum Charge
AMEX Platinum Travel
AMEX MRCC
AMEX Gold Charge
CITI Prestige
CITI Premier Miles
CITI Rewards
HDFC Infinia
AXIS Vistara Infinite
AXIS Privilege
AXIS Magnus
SBI Etihad Premier
SCB Ultimate
SCB Digismart
IDFC Select
OneCard
Kotak Royale
Indusind Pinnacle
SBI SimplyClick
RBL Platinum Supercard

US
AMEX Hilton Surpass
AMEX Gold (Personal variant)
AMEX Marriott Business variant
AMEX Blue Business Cash
AMEX Blue Cash Everyday
AMEX Delta Skymiles Gold
CITI AA Platinum Select Non-business variant
CITI Costco
BOA Alaska Personal Non-business variant
Chase Sapphire Preferred
Chase Freedom Flex
Chase Rewards Amazon
Apple Card
HSBC Cash Rewards
US Bank Cash+
US Bank Altitude Go
Capital One Quicksilver
Amazon Synchrony
Paypal Mastercard
FNBO Platinum Edition Visa
Wells Fargo Platinum
Wells Fargo AMEX
Wells Fargo Active Cash
Discover IT cash
Petal Visa

CA
AMEX Aeroplan Reserve non-business variant
AMEX Platinum (Business variant)
AMEX Cobalt
AMEX Marriott non-business variant
TD Aeroplan Visa Infinite
CIBC Aeroplan Visa Infinite Privilege
RBC Avion Visa Infinite
RBC Avion Visa Infinite Privilege
RBC Avion Visa Platinum
RBC British Airways Visa Infinite
RBC Cathay Visa Platinum
MBNA Alaska
CIBC Aventura Visa Infinite
BMO Air Miles World Elite
BMO Eclipse Visa Infinite Privilege
BMO Cashback World Elite
BMO Rewards World Elite
Scotiabank Momentum Visa Infinite
Rogers Bank World Elite
Canadian Tire World Elite
PC Financial World Elite

Awesome bro...you are great...how to manage all these cards?

 

[Akash25]

I am new to cc , got my first card in Dec 2020 and second in July 2021 , after that i started collecting cards.

My portfolio is like -

SBI simplyclick click - 12lac (starting limit 18k
SBI BPCL - 5 lac (starting limit 135k
HDFC business mb - 1 lac
Kotak royale - 3 lac
Kotak urbane gold - 25k
Icici platinum+hpcl - 60k
Icici Manchester - 30k
Amazon pay icici - 210k (starting limit 60k
Icici mmt - 40k
Axis FK+neo+myzone - 50k
Lazypay card. - 1lac
Postpe card. - 80k
And the Last slice card - 5k 😂

My SBI starting limit also same. please share how to Increase