💳 Share & brag your cards portfolio here! 🤑

[jatinkrmalik]

Update: Here's my updated cc portfolio ‼️

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We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card.

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

 

[onlinetushar]

 

[Nocash]

Here is mine

Two AU cards ? Why ?

 

[TechnoFino]

Two AU cards ? Why ?

Railway lounge access 😄 aur ltf hoga too lene mai kya problem 😄

 

[rahulmr]

Why closed the three cards ?

 

[onlinetushar]

Why closed the three cards ?

Please check : https://www.creditcardz.in/slice-postpe-uni-1-3-card-fine-print-comparison-with-credit-cards/

 

[Vivek]

How do you get 2 idfc are they allowing

 

[maverick]

Even my first unsecured CC is HDFC business moneyback credit card with 75K limit. I got the card in Jan 2022. I have a preferred account with HDFC.

I have also preferred account, they said you will get direct regalia cc when update come

 

[jatinkrmalik]

Please check : https://www.creditcardz.in/slice-postpe-uni-1-3-card-fine-print-comparison-with-credit-cards/

Why closed the three cards ?

I have already closed my PostPe account. Good riddance.

I am also contemplating closing my Slice card, but I really like their offers, though Onecard is slowly picking up nicely.
BNPL card's recent practice of adding microloans on my CIBIL report is not cool. Also, I hate that Slice only provided a 5-day buffer to pay once the statement is generated which feels like a purposeful debt trap!

 

[rahulmr]

How do you get 2 idfc are they allowing

They don’t but because of system glitch I got it . I am cancelling the select because they said they may close any card at any time if during audit they come to see two cards and also the wealth addon I couldn’t do. So I closed the select today

 

[ichiranjeeb]

We can't really have a forum without allowing members to share their credit card portfolios and talk about their favourite credit card.

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I will go first, here's my collection, from least used to most used.

Slice Pay card

Amazon Pay ICICI bank card

Citi Cashback card

IDFC First Select card

AMEX Membership Rewards card

HDFC Diners Club Black card

Onecard Metal card

Axis Magnus card

Slice is not a credit card but many people believe it is. We should clear this misconception right now.
It is a Card that comes with a credit line. in CIBIL it will show up as a Personal Loan.

These are some of the CREDIT LINE CARDS that I know of:
1. Slice
2. UNI
3. PostPe
4. LazyPay

 

[ichiranjeeb]

I have already closed my PostPe account. Good riddance.

I am also contemplating closing my Slice card, but I really like their offers, though Onecard is slowly picking up nicely.
BNPL card's recent practice of adding microloans on my CIBIL report is not cool. Also, I hate that Slice only provided a 5-day buffer to pay once the statement is generated which feels like a purposeful debt trap!

Unlike Slice, OneCard is a proper credit card. and nowadays we are getting a lot of spend-based offers which I like.

 

[jatinkrmalik]

Slice is not a credit card but many people believe it is. We should clear this misconception right now.
It is a Card that comes with a credit line. in CIBIL it will show up as a Personal Loan.

+💯

OneCard is a proper credit card. and nowadays we are getting a lot of spend-based offers which I like.

Yep, surprisingly, I am using it much more than I used to.

 

[ichiranjeeb]

+💯


Yep, surprisingly, I am using it much more than I used to.

Same here 😁
It was sitting idle from the day I got it. But, I am using it more and more for the last few months.

 

[Vivek]

 

[Parveshgarg]

Let me share my latest portfolio.

🙌

How did you get so many card LTF ......

 

[Parveshgarg]

Here is the small list of my card.

• HDFC DCB (LTF)
• HDFC Infinia (LTF)
• Amex MRCC (LTF)
• Yes Bank First Exclusive (LTF)
• ICICI Platinum (Secured / LTF)
• ICICI Amazon Pay (LTF)
• IDFC Wealth (LTF)
• BOB Premier (LTF)
• Kotak League (LTF)
• IndusInd Legend (LTF)
• HSBC Visa Platinum (LTF)
• AU Bank Zenith (LTF, On the way)
• Citi Paytm First (500/yr)
• Axis Flipkart (500/yr)
• SBI Simply Click (500/yr)

Happy to help.

how you got INFINIA LTF please reply......

 

[TechnoFino]

How did you get so many card LTF ......

Getting premium card ltf is an art... and I love doing that 😂

 

[smartraguln]

I faced some similar issues with Paytm postpaid. Very high charges, even if we pay timely dues, 'service' charges.

I didn't know how to get credit cards, otherwise I would have never used it. I only used it for building a Cibil score, though my score actually went low because of using it.

Thanks just now closed PAYTM POSTPAID (kept these days for postpaid toll), Lazypay and Ola money

 

[smartraguln]

Cc is best than finline cards

 

[ichiranjeeb]

I faced some similar issues with Paytm postpaid. Very high charges, even if we pay timely dues, 'service' charges.

I didn't know how to get credit cards, otherwise I would have never used it. I only used it for building a Cibil score, though my score actually went low because of using it.

Okay, I am using Paytm postpaid only for Toll.
Can you tell me what extra charges you are getting even after paying the bill before the due date? because I never faced such an issue.
But if the issue is there, I will consider closing it as well.