₹4,50,000 purchase on Amazon/Flipkart

[Dfinance]

5% Max, some can get even more. Yes, a full KYC account can add up to 9.99L

Ohh so for the 4.5L purchase I can only use max 22,500₹ worth of ASV?

 

[Anindya98]

Okay, there's no issue for return as I know I won't be returning it. Also, there's no issue of ASV staying in my account even if I had to return it because I will spend the amount. The only fear I have is my CC/Amazon account getting flagged as misuse or fraud or whatever.

The only issue is you can't suddenly add ₹3L to your account. You’ll need to add it gradually.

 

[Anindya98]

Ohh so for the 4.5L purchase I can only use max 22,500₹ worth of ASV?

you can get ASV at 5% discount if you have the right card

 

[Dfinance]

ASV + credit card isn’t allowed on all order types. Try a small value ASV first to check if both can be used together. If it’s a single item, consider using someone else’s card to earn 5%, or split the order if there are multiple items. You can also place one order, pay the bill, and then place another. Just be careful—if you buy ASV worth ₹3L and need to return it later, your refund might get stuck for a while.

Return is not an issue, just want to know will this trigger some sort of fraudulent activity flag on their side? Both card and amazon? Also is it possible to add AGV worth of 350k? (10×35) To my amazon account? I have checked by adding 300 ASV and I can use both ASV + apay CC. Only fear is the 5% usage cap mentioned by @Anindya98
Can you shed some light on this?

5% Max, some can get even more

 

[ccdc]

Okay, there's no issue for return as I know I won't be returning it. Also, there's no issue of ASV staying in my account even if I had to return it because I will spend the amount. The only fear I have is my CC/Amazon account getting flagged as misuse or fraud or whatever.

do you have biz black etc....then use that to buy apay vouchers...good return %

 

[Dfinance]

The only issue is you can't suddenly add ₹3L to your account. You’ll need to add it gradually.

I can do it 35 times 10k each but will this trigger any fraudlent thing at their side?

 

[Dfinance]

you can get ASV at 5% discount if you have the right card

Which ones give good discount for it? I was thinking about using apay card on Amazon to purchase AGV and get 2% cashback.

 

[Dfinance]

do you have biz black etc....then use that to buy apay vouchers...good return %

Unfortunately only basic cards (I closed almost 40 DC's last year). Any suggestions about which cc/dc to use to get most value by purchasing AGV? From apay itself or with any other third party site.

 

[Anindya98]

Which ones give good discount for it? I was thinking about using apay card on Amazon to purchase AGV and get 2% cashback.

Unfortunately only basic cards (I closed almost 40 DC's last year). Any suggestions about which cc/dc to use to get most value by purchasing AGV? From apay itself or with any other third party site.

List the cards you currently hold with Limit and any high variant DC

 

[RadTheCrab]

I can do it 35 times 10k each but will this trigger any fraudlent thing at their side?

It shouldn't, but to be on the safe side, add the GVs gradually, say, about 10 per day. If you add more than 3 or 4 GVs in quick succession, Amazon triggers a CAPTCHA check to prevent abuse before allowing you to add more.

 

[RadTheCrab]

Return is not an issue, just want to know will this trigger some sort of fraudulent activity flag on their side? Both card and amazon? Also is it possible to add AGV worth of 350k? (10×35) To my amazon account? I have checked by adding 300 ASV and I can use both ASV + apay CC. Only fear is the 5% usage cap mentioned by @Anindya98
Can you shed some light on this?

That’s not what he meant. There’s no cap on the usage of ASVs. He said that if you use the right card to buy ASVs, you can get up to 5% cashback on the purchase.

 

[Dfinance]

List the cards you currently hold with Limit and any high variant DC

HDFC Business
Icici Mine
Jupiter Federal
IDFC Classic
Niyo Global DCB

I don't think they have any reward structure.

 

[Dfinance]

It shouldn't, but to be on the safe side, add the GVs gradually, say, about 10 per day. If you add more than 3 or 4 GVs in quick succession, Amazon triggers a CAPTCHA check to prevent abuse before allowing you to add more.

Alright, thanks for this. I will do the same. I still have a few days left so I can do this.

 

[Dfinance]

That’s not what he meant. There’s no cap on the usage of ASVs. He said that if you use the right card to buy ASVs, you can get up to 5% cashback on the purchase.

Ohh, thank you for the clarification. I wonder what those cards/platforms could be? Can you suggest me something within my scope to get anything better than 2% apay cashback?

 

[Dfinance]

Hey guys, it says with CC I can purchase max 30k worth of gift vouchers. Is is correct?

 

[raghumahajan]

Don't get trapped with vouchers. Find a friend, friend of friend, friend of friend of friend ..........
Almost every second person has this card.

 

[Half Human]

Okay, there's no issue for return as I know I won't be returning it. Also, there's no issue of ASV staying in my account even if I had to return it because I will spend the amount. The only fear I have is my CC/Amazon account getting flagged as misuse or fraud or whatever.

You will get a verification call/mail. Just confirm it was a genuine transaction .Nothing will be flagged

 

[Dfinance]

You will get a verification call/mail. Just confirm it was a genuine transaction .Nothing will be flagged

Okay thanks for this 😁.

 

[RadTheCrab]

Ohh, thank you for the clarification. I wonder what those cards/platforms could be? Can you suggest me something within my scope to get anything better than 2% apay cashback?

Cards like SBI Cashback or HDFC Millennia give 5% cashback on purchase of ASV via Amazon.

 

[gg123]

Hey guys, I am about to make an electronic item purchase of 4,50,000 rupees on Amazon/flipkart (will decide the platform soon but 99% it's gonna be amazon). So I wanted to know which debit card is going to be the best?

Ihave both apay and fkrt credit cards but the limit isn't sufficient for it so can't get the 5% cashback sadly. I have savings accounts in almost all banks so please tell me by which method I could get the most amount of cashback? (Could be anything like reward points etf.) HDFC business DC? Icici?.

Also I have 11 credit cards and none of them can solo purchase it. Also, is there any way to split payment if I could? Between my dad's apay cc and mine? I tried both apay and fkrt but can't see any way. Your suggestions would be helpful. (And in case someone wants to know what is it, then please don't ask it cuz I know people are gonna think it's weird).

Also this is my first ever post so mods feel free to move it to the relevant thread 🙂

What's your limit ?

Why don't you over pay the credit card card via cred or something and use it in single swipe. I have done it before for purchasing iPhone from 25k Limit Brother's FK Axis card.