Devaluation HDFC SmartBuy New Charges on Amazon & Flipkart Voucher Purchase

[msankadi]

Infinia ~12% DCBM ~6%

Also account for charges during redemption. Even when redeeming for flights you can assume 10%-15% loss in value as the opportunity cost of foregoing other flight offers if you directly booked through flight portals

 

[aniketkr.sharma]

How are you guys getting 1035? I am seeing 990 only with Biz Black (same as DCBM).

10413/150= 69×15 =1035

 

[Panthera_Tigris]

10413/150= 69×15 =1035

Oh, so you get accelerated reward points on the processing charges of 413 as well? Didn't know that.

 

[aniketkr.sharma]

Oh, so you get accelerated reward points on the processing charges of 413 as well? Didn't know that.

Yeah as expenditure is in terms of amount deducted

 

[SmartyAadi]

How are you guys getting 1035? I am seeing 990 only with Biz Black (same as DCBM).

How are you guys getting 1035? I am seeing 990 only with Biz Black (same as DCBM).

You get points on the extra fee as well. Gyftr does not show that.


So, 10350 / 150 x 5 = 345 base RP.

345 x 3 = 1035 in total.