₹4,50,000 purchase on Amazon/Flipkart

[Dfinance]

Hey guys, I am about to make an electronic item purchase of 4,50,000 rupees on Amazon/flipkart (will decide the platform soon but 99% it's gonna be amazon). So I wanted to know which debit card is going to be the best?

Ihave both apay and fkrt credit cards but the limit isn't sufficient for it so can't get the 5% cashback sadly. I have savings accounts in almost all banks so please tell me by which method I could get the most amount of cashback? (Could be anything like reward points etf.) HDFC business DC? Icici?.

Also I have 11 credit cards and none of them can solo purchase it. Also, is there any way to split payment if I could? Between my dad's apay cc and mine? I tried both apay and fkrt but can't see any way. Your suggestions would be helpful. (And in case someone wants to know what is it, then please don't ask it cuz I know people are gonna think it's weird).

Also this is my first ever post so mods feel free to move it to the relevant thread 🙂

 

[aniketkr.sharma]

Hey guys, I am about to make an electronic item purchase of 4,50,000 rupees on Amazon/flipkart (will decide the platform soon but 99% it's gonna be amazon). So I wanted to know which debit card is going to be the best?

Ihave both apay and fkrt credit cards but the limit isn't sufficient for it so can't get the 5% cashback sadly. I have savings accounts in almost all banks so please tell me by which method I could get the most amount of cashback? (Could be anything like reward points etf.) HDFC business DC? Icici?.

Also I have 11 credit cards and none of them can solo purchase it. Also, is there any way to split payment if I could? Between my dad's apay cc and mine? I tried both apay and fkrt but can't see any way. Your suggestions would be helpful. (And in case someone wants to know what is it, then please don't ask it cuz I know people are gonna think it's weird).

Also this is my first ever post so mods feel free to move it to the relevant thread 🙂

What is the limit of apay card?

 

[s1t2y3a3m6]

Hey guys, I am about to make an electronic item purchase of 4,50,000 rupees on Amazon/flipkart (will decide the platform soon but 99% it's gonna be amazon). So I wanted to know which debit card is going to be the best?

Ihave both apay and fkrt credit cards but the limit isn't sufficient for it so can't get the 5% cashback sadly. I have savings accounts in almost all banks so please tell me by which method I could get the most amount of cashback? (Could be anything like reward points etf.) HDFC business DC? Icici?.

Also I have 11 credit cards and none of them can solo purchase it. Also, is there any way to split payment if I could? Between my dad's apay cc and mine? I tried both apay and fkrt but can't see any way. Your suggestions would be helpful. (And in case someone wants to know what is it, then please don't ask it cuz I know people are gonna think it's weird).

Also this is my first ever post so mods feel free to move it to the relevant thread 🙂

ASV+cc or dc if possible

 

[techstrom007]

ASV+cc or dc if possible

i think amazon don't allow to club vouchers with cc payments.

 

[Half Human]

If possible give the description of the product with final price or their link

Also give the list of all CC with their limits

 

[s1t2y3a3m6]

i think amazon don't allow to club vouchers with cc payments.

Apay + other payment options are not allowed

But you can try with 10rs ASV

Also I am' t sure about this may be changed now.
When I tried in past worked successfully.

 

[brightknight]

Apay + other payment options are not allowed

But you can try with 10rs ASV

Also I am' t sure about this may be changed now.
When I tried in past worked successfully.

not allowed now.

 

[ashwinikumar900]

Hey guys, I am about to make an electronic item purchase of 4,50,000 rupees on Amazon/flipkart (will decide the platform soon but 99% it's gonna be amazon). So I wanted to know which debit card is going to be the best?

Ihave both apay and fkrt credit cards but the limit isn't sufficient for it so can't get the 5% cashback sadly. I have savings accounts in almost all banks so please tell me by which method I could get the most amount of cashback? (Could be anything like reward points etf.) HDFC business DC? Icici?.

Also I have 11 credit cards and none of them can solo purchase it. Also, is there any way to split payment if I could? Between my dad's apay cc and mine? I tried both apay and fkrt but can't see any way. Your suggestions would be helpful. (And in case someone wants to know what is it, then please don't ask it cuz I know people are gonna think it's weird).

Also this is my first ever post so mods feel free to move it to the relevant thread 🙂

IDFC DC (wealth account), almost 2.5% value back.

 

[s1t2y3a3m6]

not allowed now.

Just now, it's showing both to select

 

[brightknight]

Strange I just ordered something yesterday and it wasn't possible

 

[Half Human]

Strange I just ordered something yesterday and it wasn't possible

Just tried now, it's showing both to select
View attachment 96261

Recently amazon shopping vouchers are being shown eligible.

Apay vouchers not showing as eligible.

 

[s1t2y3a3m6]

Strange I just ordered something yesterday and it wasn't possible

Also tried on other 2 accounts, asv+others allowing

 

[Dfinance]

What is the limit of apay card?

1 lakh 50 thousand.

 

[Dfinance]

ASV+cc or dc if possible

If ASV works, I'll use apay CC with it. It's the best option.

 

[Dfinance]

If possible give the description of the product with final price or their link

Also give the list of all CC with their limits

Actually it hasn't been released yet, going to launch in 2 weeks.

My highest limit CC is apay itself with 120k
Then Icici coral with 120k
SBI simply click 100k
Rest all are under 100k
Including Fkrt axis, RBL shoprite, RBL duet, idfc millennia, federal imperio, federal wave, indusind platinum, axis Neo, hdfc Swiggy

 

[Dfinance]

IDFC DC (wealth account), almost 2.5% value back.

I have the regular 10k account, is it possible to upgrade? I will close some of my other accounts for this as my experience with IDFC till now has been awesome.

 

[Dfinance]

Just now, it's showing both to select
View attachment 96261

Thanks for sharing this, I'll try it as well

 

[aniketkr.sharma]

1 lakh 50 thousand.

If you have time for a week, you can request on Twitter for increasing limit with income docs, if they will increase it that will be best, otherwise apay vouchers +apay card

 

[Slayer]

Strange I just ordered something yesterday and it wasn't possible

Depends on the item
Ordered ifon using 30k asv but couldn't order kindle with even 1k asv

 

[Dfinance]

Guys will it be counted as fraud? Like suppose I buy Amazon shopping vouchers (10k each) 40 times with mine + dad's apay card and as soon as the limit gets over, pay the amount so that I get the limit again? This way I'll get 2% cashback from vouchers as well + the remaining amount I pay from apay cc will give me 5% cashback?

Will it result in some sort of fraudulent activity and get my card/account closed? Also I wanna know is there any limit to how many amazon shopping vouchers one could purchase and add to his account in a month? A clarification to this would be very helpful 😊.