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sbi

  1. friends2b11

    SBI Cashback Card – What are the real income/balance requirements after F54 decline ?

    One of my friends recently applied for the SBI Cashback Card (I think this applies to other SBI credit cards too). After the penny drop KYC verification, SBI asked for income proof either through the income aggregator or by uploading the last 6 months’ bank statements via NetBanking. In his...
  2. NikhilG

    Is cashback on sbi cashback credit is considered as bill payment?

    I received 1400 this month as cashback on my sbi cashback card. Should I deduct that amount from bill amount and pay balance or I have to pay full amount and it gets adjusted next month?
  3. G

    SBI PhonePe Select (Black) Card Application - Stuck After Split Limit Call, What's Next?

    Applied for SBI Phonepe Select (Black)card. ✅️Did vkyc. ✅️Got 2~3 verification calls. ✅️Got tentative limit. ⏸️No update for 2 days. ✅️Got split limit call. (Already have SBI CB and BPCL) ⏸️No update since then. 🤔How long does it take? In my earlier experience with application for CB card it...
  4. AlooDum

    Another new card from SBI?🧐

    In BHIM UPI app found this new SBI Rupay CC. SPLITO Anyone having any insight about this?
  5. J

    Would like a second opinion to decide on which bank account to move over to from SBI

    Hey all. I and my dad are fed up with SBI services, and we are considering moving my SBI account income to another bank account. The thing is, he seems fixated on Kotak because it's a bank that he thinks is improving and has more room for growth, while I'm the opposite because I think HDFC and...
  6. J

    HDFC Phonepe Ultimo vs SBI Phonepe Select Black

    I want a second opinion on which variant to go for. HDFC Phonepe Ultimo 10% CB for bills and recharges upto 1000 5% CB for online spends upto 500 1% CB for other spends upto 500 SBI Phonepe Select Black(note that all are combined at 2000 and not for each) 10% CB for bills and recharges...
  7. S

    SBI Air India signature card renewal

    Hello guys, Any one having idea about sbi air india cards renewals. I know they stopped cards but regarding renewal I don't have any idea. My card is due for renewal next month need to plan spends
  8. HumorSimpson

    Offer Fulfilled! SBI Launched TechnoFino Co-branded card

    Eligibility Age: Applicants must be between 21 and 70 years old. Employment: Both salaried and self-employed individuals can apply. Credit Score: A good credit score is essential, with 750 or above being preferable. Income: A stable and verifiable income source is required. Occupation: The...
  9. Ankush32

    Unable to upload bank statement via netbanking for SBI credit card application

    I had applied for a SBI credit card yesterday and today I got an call from the SBI agent asking me to upload 6 months bank statement via netbanking from the link they send via sms (I verified the call and the link/website were genuine). But when I tried to put my net banking credentials into the...
  10. R

    SBI CB showing negative Cashback amount after spending 1L+

    I have made total spend of 1L+ in the last biling month, but instead of giving me cashback, they declared -1698 as cashback and debited the same from ny credit card. I mailed them for the same. They gave a general reply. What to do? Please help me, TIA
  11. O

    Sbi Simply click vs sbi tata infinity credit card

    I am using simply click credit card and 5 days back I applied the sbi tata infinity credit card and application is approved and credit limit is split on the infinity credit card from simply click credit card, 1. Will i get offers as like as simply click card for this tata neu infinity credit...
  12. J

    SBIs reasoning is suggesting that I can never get a card from SBI...how can I get even simplyclick or save from SBI?!?

    Based on their wording this is what the grievance team said. So what...for a card I did late payment like 10 years ago is something that they will consider rejecting over and over again despite my cibil score at 794( which they never did an enquiry on sprint) and even paying my bills on time...
  13. A

    SBI Flipkart Credit Card Launched - Updated: 26th August 2025

    FIrst HDFC now AXIS.. Some of benifits Details : https://www.sbicard.com/en/personal/credit-cards/rewards/flipkart-sbi-card.page Apply : https://www.sbicard.com/sprint/Flipkart Rest all TNC i will post here as i edit Full TNC and features : Charges Joining Fee: ₹500 + GST Annual Fee...
  14. Ankush32

    What is the minimum age criteria for self employed individual for SBI Cards

    I was thinking of applying for the SBI PhonePe Card SELECT BLACK credit card but I have read from here that the minimum age for self employed is 25 years old for SBI Cards, but when I asked the SBI cards customer care via email they replied saying it's 21. Which is true? Also, I have read some...
  15. Keshavgowda

    SBI Card Suggestion on SBI Credit Cards

    Hi All, I am planning to appy for SBI cobranded credit card but I have couple of queries, 1. This is my first SBI CC that I am going to apply, Can I apply for Core SBI cards after getting cobranded card? Does SBI allow? 2. Are Cobranded Cards not eligible for Amazon and Flipkart offers? 3...
  16. Fintellect

    Unauthorized CKYCRR Enquiry by SBI Cards & Payment Services Ltd. – Alert for All Users.

    Issue Summary: On 04 August 2025, I received a CKYCR SMS alert from CERSAI stating that SBI Cards and Payment Services Ltd. had fetched my CKYCR (Central KYC Registry) Record bearing reference number 5****************1. However, I want to clarify upfront: This appears to be unauthorized access...
  17. Ninad97

    Sbi cashback card application issue

    On 24 July I applied for sbi cashback card through the sbi portal Next day a representative from bank came and did my kyc verification Few days later got a call from sbi where they confirmed all my details and sent me my application details on mail Since then there has been no contact. I tried...
  18. E

    SBI card added new loan account in CIBIL instantly after submitting application.

    Hello folks. Yesterday I applied SBI simplyclick card from sbi bank website. As I have closed my sbi card recently so wasn't able to apply on sprint. On SBI website I filled all the details and lastly clicked on get instant decision. I got msg "thank you for applying. Our representatives will...
  19. J

    How to close an SBI card that is inactive?

    Ok so I have this problem that 10 years ago I missed a payment of the SBI card and my father went to court and closed the card after paying even the interest fine. So the card now shows in the app that its blocked and I'm trying to close it from my end because I'm suspecting that this card is...
  20. Ayan37

    HDFC Tata Neu Infinity vs SBI Phonepe Black

    I have HDFC Bank's Tata Neu Infinity FYF Credit Card, so I want to know if it is okay to apply for the new credit card launched by SBI Phonepe Black? Because I am not able to use the full benefits of HDFC Tata Neu Infinity Card because there is no Tata brand service available here and therefore...
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