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reward

  1. RewardsHelp

    Optimising credit card reward redemptions

    Hello All, Have been reading many articles of Technofino for the past few years and I recently joined the community to seek advice on optimizing credit card rewards for travel. My goal is to consolidate and redeem points across multiple cards for 1 or 2 valuable, travel-related redemptions...
  2. B

    Combined Reward Points of Swiggy and Millennia??

    Can someone confirm on the same... I have floater card... Millennia and Swiggy.... Will I get combined Reward Points on spend? Or it will be seperate for both the cards...?
  3. Sathishmani

    One more devaluation : Indie Bill Payment Gems Reward

    From November 1 onward, the maximum gems that can be earned through bill payments will be limited to 150 per category, instead of the earlier limit of 500 gems, with no category restrictions, even we are Mega Star 🌟 status. I have spoken with customer service regarding this issue and told that I...
  4. Finchamp!

    Feedback Pays Off: Grab 50 Reward Points with IndusInd!

    Attn: Newly Onboarded Indusind CC Holders: IndusInd Bank is giving out 50 Reward Points for a 2-min feedback survey on your Indusind Card (See Attached Screenshot). Check your registered mail for relevant link. Cheers!
  5. TechnoFino

    Credit Card Reward Points Currency

    With BRICS showcasing their upcoming currency notes, we should also launch our own credit card reward currency note. Here I am, channeling my inner Putin and presenting the reward currency! Currency One: Currency Two: Note: Consider this post for fun purposes only.
  6. P

    20% Bonus on Reward Transfer - SBI Air India Signature Card

    SBI has just sent out a mail announcing 20% bonus on transferring reward points to Air India Flying Returns points for its SBI Air India Signature card. This offer is valid until 14th November. Process: - call up the SBI credit card customer care and ask them to initiate transfer of the...
  7. A

    Devaluation No reward points on Digital Gaming Platforms/Merchants w.e.f. 1 Dec'24

    W.e.f. 1 Dec'24 - SBI Credit cards Devalued - AURUM, SimplyCLICK, Elite, PRIME, SimplySAVE etc: List of SBI Credit Cards where Reward Points will not be applicable on Digital Gaming Platforms/Merchants w.e.f. 1 Dec'24: • AURUM • SBI Card ELITE • SBI Card ELITE Advantage • SBI Card Pulse •...
  8. globethrotter

    DCB downgrade to Regalia - What happens to the Reward Points

    Hi, First post on the forum 😊 I am an HDFC Imperia customer and had a DCB plastic cc which was FYF. Then in second year I met the 5L spend criteria and got the fee waived off. But in the third year I could not meet the 5L criteria and had only spend about 3L. So, I sent an email to “hdfc cc...
  9. vaibhav111

    Inquiry Regarding SCB Reward Credit Card for Self-Employed Individuals: Call from Agent and C2C Application Process

    I received a call from an agent saying he was from SCB (Standard Chartered Bank). I told him that I thought I couldn't get a credit card because I'm self-employed, but he said I could. I was surprised and said I’d apply online instead. He insisted that using his code would help get the approval...
  10. N

    Infinia & DCB metal have same reward rate for a particular kind of spend

    So I was just calculating the reward rate of Infinia vs DCB Metal. Infinia does not have quarterly milestone of 4L - present in DCBM. Most of the other things are same across both cards - except may be Infinia has higher SmartBuy limits. This is based on the kind of spends I myself do.
  11. M

    Does BOB Premier Credit Card Offer 2 Reward Points on UPI Spends?

    does the BOB Premier Credit Card give 2 reward points for every ₹150 spent on UPI payments as well?
  12. Chitra007

    BoB Snapdeal CC Reward Points Not Credited

    My BoB Snapdeal CC statement was generated today, and I observed that reward points were earned for this month. They are all showing as redeemed, but there is no reward point redemption from my side. Also, there is one UPI transaction for which reward points are not credited. Reward points...
  13. vaibhav111

    Amex Bill Payment via Amazon Wallet or PayZapp: Have You Received Reward Points?

    Feel free to share your experiences! I'm curious if anyone has received reward points (RP) for paying their Amex bill using Amazon wallet (loading via debit card) or PayZapp. I used IDFC, but no points so far. Planning to check the MCC—anyone else had luck with this?
  14. rajk22

    Query: Reward Points if Google/Samung NFC used

    I have been using multiple CCs but I planning to use Google nfc on my new phone(or samsung because I heard google wallet has bugs). Does my credit cards reward structure remain same because I heard that my card info doesn't get shared because of security and merchant doesn't get my real card...
  15. M

    Infinia Reward points for BookNowPayLater MMT holiday package

    Hi folks, Infinia gives 5x reward points of booking MMT holiday package on Smartbuy. The package I'm interested in has BookNowPayLater option where it can be booked by paying just Rs1 now and paying the remaining amount later (1 week before the tour). If I choose the pay later option and...
  16. M

    Redeem your Yes Bank reward points at Rs 0.20 value in Bank account

    There is a booster offer going on for Yes Bank reward points where you will get Rs. 0.20 for every 1 reward point (Usually it is 0.10) in Pay with rewards. App: Snapay Payment option: Pay with Rewards Utility payments--> Add beneficiary account number -->Enter Amount --> Select any...
  17. vaibhavjain288204

    selling reward

    I have got cinepolis ticket voucher from cred, but not willing to use it. Is there any way to sell it?(discounted price)
  18. Rajeevbro

    HDFC millennia reward not credited.

    Hi Team , I changed my billing cycle of millennia credit card from 17th to 2nd of every month to make calculation easy.... So whatever transaction I do during the month, it's gets credited in the next month 2nd date. But this time on 26th Sep. I did a transaction of 30k on Flipkart during the...
  19. P

    Millennia CC users do you see any reward points earned in Oct'24 statement?

    I received my Millennia CC statement just now. I did 2 spends mainly. 1 offline where I always got 1% cashpoints and other online for Amazon GC purchase. As both merchants eligible for their 1% and 5% category rewards, I should have got them in this statement. (transaction dates 6th Sept and...
  20. beast_boy

    Credit Cards With Lowest Reward Rates / Dumbest Ever Reward Structure

    In my opinion Indusind Amex Epay is worst. What is your opinion on Credit Cards from other banks, which offer lesser RP than this or have a trickier reward structure, please do comment. About Indusind Amex Epay here it goes. Yesterday I got Indusind Amex Epay Card on LTF basis via Split...
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