rbi

Hi, I applied for a ₹2 Cr home loan with ICICI and was assured by my Loan RM that after disbursement, my existing Emeralde card would be upgraded to the EPM variant. This was one of the key factors in choosing ICICI for my home loan. However, post disbursement, the RM started ignoring my...

Hello everyone, I had submitted a request to close my NSDL Payments Bank account about a month ago by emailing all relevant documents (account closure form, PAN card with signature, alternate bank account passbook, etc.) to their official support emails: care@nsdlbank.co.in...

Hi everyone, I’m seeking some help and guidance from anyone who has dealt with a similar situation. I had applied for a credit card which was declined without any clear reason. I contacted the bank’s nodal officer via email but received no response. Eventually, I filed a complaint with the...

Hey Everyone, I wanted to share a rather frustrating saga I went through with IndusInd Bank regarding my IndusInd Select debit cards. For a whopping 20 days straight, starting in early November 2024, my cards were completely useless for any online transactions. Talk about inconvenience! I tried...

Actually, I need to know this because of the BOB bank's misbehavior and harassment thing. I have already raised this issue with RBIO, but somebody advised me to file an RTI for the CCTV footage too, but it's been around 2 months, and I am wondering if I can get those or at least demand that they...

Long Story Short, Hdfc has mentioned in its MITC that cashback received against redemption of points will be adjusted in the following billing cycle (not the current) HOWEVER As per The RBI Master Direction Circular What Hdfc is doing is in complete contradiction to the Guidelines set by...

On 29 March 2025 I added Rs. 11,000 via 'add money' on Indie app (by Indusind) via selecting Navi UPI app as UPI intermediar. Money was debited from my other IDFC bank and shown successful by Navi but not credited to Indie. After waiting for few hours I went to X and complained tagging all...

Hey TFians , need your help in this situation to see if it's possible to escalate to RBI for this for compensation. Both my parents are Central Govt employees. So any financial asset purchase usually goes through a hoop of NOC and other stuff so it doesn't affect their career or anything else...

How do I file a complaint against BOB One Card with the Banking Ombudsman? Since the card is issued by BOB Financial Solutions, should I select 'Bank of Baroda' ? Tia

2000 rupees compensation recieved from Federal Bank for not sharing scapia card rejection reason. On 3rd March i recieved an email, which was an invitation to apply for the scapia credit card. but when i tried to apply for the card, app told me that existing federal bank credit card holders are...

Hello TF Family, I received a message from Invest BharatPe (previously 12% Club), that part of deposits made into P2P lending is being credited back to account with interest. Anyone aware of this guidelines as I'm not able to find any such guidelines. Message: *Important update: Your returns...

*Hello TF Community,* I'm sharing my frustrating experience with raising a chargeback through Axis Bank (source bank) for a transaction with AeronPay. Despite multiple escalations to the Nodal Officer and Principal Nodal Officer, Axis Bank denied my chargeback request. I eventually filed a...

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In the month of November I had reported an issue to Amex stating the milestone rewards progress bar of my Amex platinum travel credit card is stuck, and does not show any progress. I was under the impression that it is just a display issue, and won't impact the rewards getting credited to the...

My AU Ixigo credit card application was rejected without any clear reason provided initially. After several follow-ups over a few weeks, I was told that the rejection was due to the high number of active credit cards I currently hold. questioned why this criterion was not mentioned during the...

Hi TechnoFino Members, I need guidance on raising a strong complaint with the RBI Ombudsman regarding an issue with HDFC Bank mishandling my credit card activation. Here’s what happened: Issue Summary: Unable to Activate HDFC Pixel Card on PayZapp Due to App Issue During activation, PayZapp...

does any one know RBI classification ON Bank Branches like B1 B2 AA1 AA2 AA C1 C2 C3 E.T.C AS shown in the picture below If anyone knew please share what is this classification @SSV @Vasuki @Wealth is my birth right! @Abhishek012 @VISHESH_BANSAL

I am facing serious billing issues with American Express India, where they wrongfully deducted Credit Card EMIs for a refunded transaction and imposed unjustified charges. 🔴 Wrongful EMI Deductions on ₹28,498 Transaction Date: September 30, 2024 – Flipkart purchase of ₹28,498. Refund Date...

Hello everyone. I have taken a credit card from hdfc bank around 18 months back and I was supposed to get a amazon voucher worth 1500 rupees which I forgot about it completely but the the other day I realised that I was supposed to get a voucher and also thought even If I got the voucher it...

RBi bans new india cooperative bank for 6 month. customer cant withdraw money, wtf is going on how can customer be treated like this? RBI ke baap ka paisa hai kya.. logo ki khoon pasine ki kamai ka paisa hai... people should be able take out their money. videos are disturbing people are...