rbi

Hi all members of technofino, I've some doubts reg home loan if you could help with them please. Primary goal: to understand the expected current prevalent & future ROI on hdfc home loan I've been looking at technofino & reddit threads for the same topic, but even the latest thread I see is...

As Per RBI Circular: https://www.rbi.org.in/commonman/English/Scripts/Notification.aspx?Id=1500 Banks Can Charge MAB But It should be ensured that the balance in the savings account does not turn into negative balance solely on account of levy of charges for non-maintenance of minimum balance...

Effective from next year, RBI is making some major changes in the way banks handle the KYC process. And, freezing of accounts on account of lack of KYC. Read/See this...

Need Expert Advise... Axis block my rewad portal in DEC 2023. Transection on Bankit & Runpaisa.. On Magnus card. Feb 2024 they close my Magnus card. April 2024 Aply Atlas card and received but edge portal is blocked. AS they said its block for customer ID. Complain to RBI not got any help...

Hi everyone, I’m looking for advice on an ongoing dispute with SBI Card about the annual fee for my SBI Aurum card. Here’s the situation: Background: Card Upgrade: I upgraded from SBI Simply Save to SBI Aurum in May 2025. Annual Fee Charged: On May 17, 2025, SBI charged me Rs. 9,999 + GST...

This is a story of wrong transaction made by me on 17Feb2025 on kotak app(IMPS). I accidentally sent inr 800 to someone else account and immediately lodge a complaint on kotak app then after few days i received a mail that kotak tried reaching beneficiary bank of baroda but as the transaction...

RBI Cracks Down on Fintechs for Merchant Misclassification: The Reserve Bank of India is intensifying its crackdown on fintechs misclassifying retail merchants as utility merchants to exploit lower credit card interchange fees. This loophole impacts over ₹5,000 crore in transactions every month...

So story begins wherein I suddenly got notification email from CIBIL about lenders enquiry in Nov 2024. I logged into my Cibil and there was enquiry from Kotak Prime for Vehicle Loan. Now i contacted Kotak and demanded to remove enquiry as I never applied for Vehicle loan. Kotak Prime never...

Hi all! I am seeking your assistance regarding a deadlock I have encountered. I had lodged a complaint against IndusInd Bank with RBI, through the portal - https://cms.rbi.org.in/ on 09.03.2025. However, the complaint remains open to date, with no resolution or meaningful response from the...

I got a credit from 'trf from sundry accounts oab' in my indusind account. Is it something related to my RBI Ombudsman complaint compensation ?

Hi, I applied for a ₹2 Cr home loan with ICICI and was assured by my Loan RM that after disbursement, my existing Emeralde card would be upgraded to the EPM variant. This was one of the key factors in choosing ICICI for my home loan. However, post disbursement, the RM started ignoring my...

Hello everyone, I had submitted a request to close my NSDL Payments Bank account about a month ago by emailing all relevant documents (account closure form, PAN card with signature, alternate bank account passbook, etc.) to their official support emails: care@nsdlbank.co.in...

Hi everyone, I’m seeking some help and guidance from anyone who has dealt with a similar situation. I had applied for a credit card which was declined without any clear reason. I contacted the bank’s nodal officer via email but received no response. Eventually, I filed a complaint with the...

Hey Everyone, I wanted to share a rather frustrating saga I went through with IndusInd Bank regarding my IndusInd Select debit cards. For a whopping 20 days straight, starting in early November 2024, my cards were completely useless for any online transactions. Talk about inconvenience! I tried...

Actually, I need to know this because of the BOB bank's misbehavior and harassment thing. I have already raised this issue with RBIO, but somebody advised me to file an RTI for the CCTV footage too, but it's been around 2 months, and I am wondering if I can get those or at least demand that they...

Long Story Short, Hdfc has mentioned in its MITC that cashback received against redemption of points will be adjusted in the following billing cycle (not the current) HOWEVER As per The RBI Master Direction Circular What Hdfc is doing is in complete contradiction to the Guidelines set by...

On 29 March 2025 I added Rs. 11,000 via 'add money' on Indie app (by Indusind) via selecting Navi UPI app as UPI intermediar. Money was debited from my other IDFC bank and shown successful by Navi but not credited to Indie. After waiting for few hours I went to X and complained tagging all...

Hey TFians , need your help in this situation to see if it's possible to escalate to RBI for this for compensation. Both my parents are Central Govt employees. So any financial asset purchase usually goes through a hoop of NOC and other stuff so it doesn't affect their career or anything else...

How do I file a complaint against BOB One Card with the Banking Ombudsman? Since the card is issued by BOB Financial Solutions, should I select 'Bank of Baroda' ? Tia

2000 rupees compensation recieved from Federal Bank for not sharing scapia card rejection reason. On 3rd March i recieved an email, which was an invitation to apply for the scapia credit card. but when i tried to apply for the card, app told me that existing federal bank credit card holders are...