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ltf

  1. C

    LTF Card for Bank Offers

    Hi All, I am holding HDFC Infinia for regular use, Biz Black for Income Tax and GST and Neu Card for UPI. Please suggest LTF Cards that I should have for Bank Offers.
  2. pranav__agr

    Got a first year free regalia gold offer, how to convert it to LTF offer or should i take FYF?

    Have a limit of 5.2 lakhs and have a paid millinea card just got an offer for an upgrade. already mailed customer service they denied it. have raised it with Grievance.Redressalcc@hdfcbank.com, but no luck talking to RM is useless. shall i take FYF or keep on escalating and wait till LTF is...
  3. A

    What is the advantage of SBI CASHBACK card compared to Swiggy HDFC card if we can get Swiggy LTF

    What is the advantage of SBI CASHBACK card compared to Swiggy HDFC card if we can get Swiggy LTF as many people are saying SBI card is best. Both cards show 5% cashback of online payments and 1% for offline. And Swiggy card has 10% for swiggy orders.
  4. N

    Yes bank LTF advertisement

    I recently came across an ad in Amazon saying I am eligible for LTF Ace credit card however after applying it asked me to choose between marquee, byoc and another paid card, but they were all paid. Is this common? I have already written them an email but unsure if they will provide now...
  5. shu_sha_

    HDFC Credit Cards HDFC Offering Rs 5000 Voucher with a LTF Credit Card

    Received an offer today from HDFC where they are offering a voucher of Rs 5000/- and a Lifetime Free Credit Card. Account Status Update! Your account now comes with New Offer: Rs5000 Voucher+FREE Credit Card https://hdfcbk.io/HDFCBK/s/edww0w4R - HDFC Bank Upon checking the offer link they are...
  6. Ayan37

    HDFC Tata Neu Infinity LTF

    Recently I get HDFC Tata Neu Infinity credit card 1st year free. so when i applied for this card hdfc can offered lifetime free. so when i get the card and i contact costumer care as mail he told its for only 1st year free and 2nd year pay the fee. then i request this convert lifetime free but...
  7. DeadFella

    Regalia Gold Regalia LTF to Regalia Gold LTF - Bank's mistake of words in MyCards app.

    I was getting spammed with Regalia LTF to Regalia Gold FYF upgrade offer since almost an year. In hdfc net banking it is clearly showing FYF upgrade, but today checked HDFC my cards. And this upgrade offer is very confusing one. It says "Annual fees are not applicable if your current card is...
  8. Ekavya

    5th Request to Convert Tata NeuPlus LTF declined.

    As I written in the Title. They rejected my 5th Request to Covert Tata Neu Plus LTF. May be I have to cancel it in the future.
  9. beast_boy

    Get Axis Magnus or Axis Atlas LTF via Policy

    A sales agent told me that he can provide Axis Magnus or Axis Atlas on LTF basis , If I buy an Insurance plan from him. Is it really possible ? He mentioned that the premium is required to be paid only once and gives me a cover of 15 Lakh for 1 Year. at present I hold Axis Select , Flipkart...
  10. S

    ICICI LTF Coral Rupay Credit Card Rejected

    I have applied for ICICI Bank Visa Platinum Card via their campaign link on Instagram, after submitting the form one ICICI Bank Executive called me and helped me to fill the complete application, she told me that your company is on our tie-up list so you'll get better card at LTF so I've applied...
  11. D

    Infinia Anyone received Infinia or DCB as LTF after recent income criteria revision after 01 Oct 2024?

    I’ve been pushing my HDFC BM in Hyderabad to take income deviation for paid Infinia or atleast DCB LTF. He says LTF for super premium cards such as DCB and Infinia have been stopped all across the bank by senior management after recent income criteria revision. BM also connected me to his next...
  12. cardio_guy

    Need Suggestion for Regalia Gold or DCB

    Hello friends, I am moving my salary account from ICICI to HDFC. (Because ICICI silently downgraded my account from Wealth Management to Privilege. Even my ICICI debit card will become chargeable. There is no point in continuing in ICICI with no other benefits and least rewarding cards.) Now...
  13. cowcoconut

    LTF Neo Rejected, cool down for reapply?

    Hey My Axis Neo application got reject instantly. I'm guessing the issue is because SBI is wrongly reporting my current outstanding balance. How long should I wait till I reapply?
  14. Sanskar

    HDFC Diner Club Privilege card vs Swiggy

    Recently, I got preapproved LTF offer from HDFC on my mother account so i m bit confuse, which which car should I choose, Diner club privilege Or HDFC Swiggy. Personally, I hold HDFC Millennia And SBI cashback Card
  15. helloworld

    The End of 'Lifetime Free'? ICICI's Big Change to Credit Cards 😲

    The statement means: Credit card companies are slowly making changes that could impact how we look at "Lifetime Free" (LTF) cards. Over the past few years, we've seen a number of trends that are quietly squeezing more out of cardholders. Surcharges on Various Categories: Banks are now adding...
  16. pankaj_ji

    Devaluation Kotak Increased fee / waiver limit for LTF cards

    Yesterday (9th Oct), received a sms from Kotak for change in LTF cards and fee, waiver conditions. So will this apply to existing LTF cards too? If yes, will it be wise decision to close cards which are rarely used. Document link: https://1.kmbl.in/k/?t=gGgy6v4Vk23
  17. CodeCrusher

    Got DCB metal lifetime free

    Hello, I received DCB Metal LTF with 7.27 lakhs limit. Is it possible to upgrade it to Infinia metal LTF?
  18. ereh

    Should I apply for the swiggy ltf card now or wait ?

    I just received the ltf Swiggy offer in the app. I have been holding hdfc Shoppers Stop LTF card for a year and recently requested an upgrade to the Millennia card, which they agreed but only for the fyf, the upgrade is still pending as they’ve been delaying the process. Also a month ago, I...
  19. C

    BoB Masterstroke Savings account | LTF VISA Opulence Debit card (Metal) | LTF Eterna Credit card (On any Network - RuPay, Visa, Mastercard)

    bob Masterstroke Saving Bank Account targeted for HNIs https://www.bankofbaroda.in/persona...accounts/bob-masterstroke-saving-bank-account. Criteria: 10L QAB or 5L QAB + 10L TD required. From BoB website: SrQABTDCharges Applicable (Y/N)Amount 1.>= Rs 10.00 lacsNot RequiredNNA 2.>=Rs...
  20. sumans_cred

    LTF Indusind Pinnacle credit card Upgrade offer missed

    A few days ago, I received a call from an Indusind agent offering to upgrade my Legend card to a Pinnacle card. At that time, I rejected the offer because I was not aware of the 0 MAB exclusive account benefit. I am from Durgapur, West Bengal. I have a few doubts: 1. Can anyone share any...
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