ltf

Hello intelligent folks, I m 27, self employed with only 2 lac ITR. I never had any credit cards or any CIBIL score (Since kept all funds in SBI from 10 years 😭😥). I can manage 4-7 lac FD , 30k savings account balance. This amount will decrease in future, after I get my CC , since, I will buy...

Hi I have paid Axis Airtel. Wanted to convert to unconditional LTF, sent a mail to PNO but was rejected. Anyone else was successful?

Thread 'LTF Offer of HDFC bank' https://www.technofino.in/community/threads/ltf-offer-of-hdfc-bank.31689/ This is my previous thread Now I'm getting call from a system generated call, In call she said you are getting Life Time Free HDFC Credit card for apply now press 1 What is this , what to...

Hi Team, got call from some lady telling herself as SBI CC team, and was saying that On C2C basis I have offer for LifeTime free SBI CC ( Pulse, SimplySave, SimplyClick ) any one of them. As far as I know and learn from this community SBI does not give any CC as LTF unless we trick them...

Hello , My wife currently has a Priority Savings account and I have a prestige Salary account. 1) If we enable family banking from the priority account, will my salary account be also converted to a Priority salary account (is axis allows)? (Or will it get converted into a savings account) . 2)...

It's Wiki Post, please feel free to Update and add your inputs Premium Cards :- - BOB Eterna - Radiance A/c or Masterstroke A/c - ICICI Rubyx - Salary 1L/Mo. - ICICI Saphiro - Salary 1.5L/Mo. - Axis Atlas - Burgundy A/c(10L MAB or 2.5L/Salary) - Axis Select + Burgundy a/c (2L salary)...

Hello, I recently got my first SBI Card which is SImplyClick and i want to know how can i get it LFT? is there anything can i do for this?

Hello, My salary in hand is around 50k. I have 5 cards now. Would like to expand my credit card portfolio. Suggest me some best ltf cards purely Also can holding multiple cards affect chance of getting home/auto/land loan in future ? Current CIBIL- 747 ( -20 points due to enquiry) Credit...

I was earlier rejected for every damn card offered by HDFC so I parked about 5L in their savings max account and started to receive offers like these post changing acc status to preferred. I was given millennia earlier two weeks back and I received it already and now this. Should I get it...

Pretty much the title, i already hold a paid atlas. Just got burgundy few months back

I am getting rio credit card ltf offer banner on WhatsApp. But i already have a yes bank credit card.Are existing customer eligible for the card? Cause I don't want any unnecessary cibil hits.

Hello Everyone, I have HDFC preferred account(net salary credit - 1.9L) and having Millenia card(LTF with 3L limit) & Tata neu infinity. Recently my RM asking for taking term insurance(HDFC Life Click 2 Protect Super) and ready for any new card/LE OR LTF conversion. I see there term insurance...

Hi TCFers, I have upcoming online spends on hotels and flights coming in a week for Bali trip of my friend. The quantum of spends that I may have to do for his trip is around 1-2 Lakhs or maybe more. Suggest me a premium/super premium credit card (with lucrative offers/benefits for the sake of...

Hi Team, are there any SBI credit cards offered No Joining, No Annual fees, except Unnati card which is FD based 4 Years free after that 499+gst

I am using ICICI bank as my main A/c maintaining 6-7lacs amb. They didn't offer me any good card. So I thought to shift to HDFC bank so I can get regalia gold. I contacted two RMs for it. Don't know who is the one telling the truth. 1. Father's RM (HDFC Preferred A/C holder) He asked me to open...

Hi everyone, I got following email today. Is this upgrade LTF? Currently , I hold LTF Plastic DBC.

Currently I hold millennia ltf and now I have been offered Regalia gold as LTF. I also hold SBI cashback card offering similar benefits of millennia. Would you suggest to upgrade this regalia gold card or wait for some better offer from Hdfc.? If I dont opt for this upgrade will they offer a...

I have a pre-approved offer for an Atlas card. I currently have a priority Salary Account with Axis, RM denied LTF Atlas saying that it is only for Burgundy customers. Now, I have a salary correction coming up, which should mostly put me in the Burgundy bucket, but I've heard that the Burgundy...

Hello guys. My card renewal is due next month (was FYF) and I would like to convert it to LTF or atleast downgrade the card to some other LTF card. I have Swiggy LTF and Tata Neu Infinity FYF also. I have minimal spends on these cards in past year. I am having a high NRV in form of saving bank...

Recently got an LTF upgrade from Regalia to Regalia Gold.... I have APay ICICI and Flipkart Axis cards that give 1% on offline spends. But was wondering if using the regalia gold would be better for offline spends from now with the rewards conversion. Kindly throw some light. Also got Priority...