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ltf

  1. CreditCardFino

    superCard pro RuPay partnered with Axis bank LTF

    Can we apply for this card if we already have three cards from Axis?
  2. S

    Need Help: ICICI Sapphiro LTF with 1.4L Salary, Listed Company & 8+ Years ICICI Relationship

    Hi everyone, I’m seeking advice on securing the ICICI Sapphiro Credit Card as Lifetime Free (LTF) based on my profile. This community’s insights are invaluable, and I’d appreciate your guidance! My Profile: - Salary: ₹1.4 lakh/month (net) - ICICI Relationship (8+ years): - Salaried account -...
  3. H

    Any way to secure M4B LTF?

    Friends, After exploring SPC cards from other major CC issuers, I am now after Axis and thinking of starting with M4B. After last two year's major magnus devaluation saga it doesn't make any sense to pay 30k + gst for this card and I am sure axis knows that too. So there must be ways to get it...
  4. m9j

    Suggestion for Upgrading to HDFC Infinia LTF from Regalia LTF

    I’m an HDFC Imperia customer with 12+ years of banking, excellent credit history, high spends (₹7.71+ lakhs in 6 months), and dual LTF cards (Regalia & TATA NEU Infinity) with a combined limit of 15 lakhs. Despite meeting Infinia LTF benchmarks, my upgrade was declined citing “invitation-only.”...
  5. RS1910

    Indusind Pinnacle card as LTF to new users & Exclusive Saving account offer restarted..!!

    Hi All Community Members, Well after reviewing last month feedback on this, Again for New customer as NTB can take pinnacle card as conditionally LTF by spending just 50k in 3 months and later on they can open exclusive account with no minimum avg balance required linking with the pinnacle...
  6. RS1910

    Indusind Exclusive Saving account & Pinnacle card as LTF to new users restarted...

    Hi All Community Members, Well after reviewing last month feedback on this, Again for New customer as NTB can take pinnacle card as conditionally LTF by spending just 50k in 3 months and later on they can open exclusive account with no minimum avg balance required linking with the pinnacle...
  7. bhavyakjain

    HDFC Credit Card LTF Upgrade

    Hello I currently have HDFC Freedom LTF credit card since dec 2024. Limit is 1.5 lakh My current net salary is 2.22 lakh. HDFC premium salary account Cibil is 778 I am looking to get better HDFC credit card as LTF, preferably Regalia Gold or atleast Millennia Can someone guide me through...
  8. R

    Have anyone got LTF ICICI emerald in imobile after getting Sapphiro LTF through Alumni offer

    I got the ICICI Sapphiro lifetime free through an alumni offer. Now, it's been 6 months, and I see that a paid Emerald card is appearing. Has anyone here received the Emerald lifetime free through this route? I don't spend much on this card.
  9. Sreedev080

    Airtel Axis credit card - LTF

    I am using Airtel Axis credit card from last 3 years also maintaining Axis as salary account. Any option to make Airtel Axis credit card LTF .?
  10. Z

    Should I have this RBL Shoprite Card LTF? RBL bank is really shady.

    So, I have applied for this RBL Shoprite Credit Card as LTF via one agent. I got a limit of 75000 with documents of 95000 monthly income. But I haven't activated the card yet. It's almost like 1 month. But I have been really pissed off by RBL bank executives calling for different offers and...
  11. L

    SBI Card SBI Prime Credit Card Ltf

    Hello Community! I am being offered SBI Prime rupay credit card as Ltf by the bank. Should I go for it? I currently have Onecard, SBI SimplyClick and HDFC Freedom rupay (ltf). I plan to change my hdfc freedom to swiggy hdfc in near future and close my onecard. Reading about the benefits of...
  12. kanhaiyabsy

    HOW TO GET ICICI RUBYX LTF IF ALLREADY HOLDING SHAPPIRO

    I currently have the Shappiro Visa Credit Card (LTF) and I'm looking to upgrade to Emerald PVC (LTF) version or rubyx LTF, In immobile app they are showing emerald pvc visa and amex {both paid} hpcl FYF only
  13. mrworldwide

    34 Enquiries in CIBIL for 6 cards.Does it impact my Credit profile ?

    31 CIBIL Hits | 6 LTF Cards | CIBIL Score: 780 Hey Fam! Sharing my CC journey so far... 2023: - 6 CIBIL hits from HDFC (checking offers for LTF & non-salaried, not aware hits were being made) 2024: - 2 more hits from HDFC for same reason - 1st credit card approved: Regalia Gold (after 6 months...
  14. R

    Millennia Getting Tata Neu LTF offer but I am Doubtful.

    Hi, Received a call today at 6:50 pm from a lady called Priya "claiming" to be calling from HDFC Pune!! She said there is a pre-approved credit cards offer for me but to generate the offer on her computer she will last 4 digits of my existing HDFC millennia card and my current work details...
  15. CreditCardFino

    List of banks with LTF cards (w/o savings account and non FD cards only)

    I see the below list of banks that offer LTF cards. Can you add any other banks that provide LTF. HDFC Axis ICICI Kotak Yes IDFC BOB Indus HSBC SC Federal RBL AU PNB Indian/SIB/CSB/SBM (One card)
  16. yashm

    Should I consider upgrading from my DCB Lifetime Free credit card to the Infinia First Year Free metal variant?

    Hi, I had requested HDFC to upgrade my (LTF) DCB card to a (LTF) Infinia, based on eligibility. However, they've offered an upgrade to the Infinia (FYF) variant instead. Considering I already hold the Axis Atlas and SBI Cashback as (paid) credit cards, and my annual spending is around ₹8–10...
  17. S

    How to convert EazyDiner Signature paid to LTF

    Is it possible to convert EazyDiner Signature paid to LTF ? I have Legend CC but as everyone knows it is useless right now, my limit is shared between these two cards and so not being able to convert Legend to Pinnacle despite getting offer for it. I would like to try closing EazyDiner...
  18. K

    Has anyone ever got HSBC Live+ as LTF?

    Searched acrossed all threads but didn't find a single person who managed to get Live+ as LTF. If you hold HSBC Live+ as LTF, please enlighten us how you got. Does HSBC Premier banking make you eligible for Live+ as LTF?
  19. hedgehog2122

    How to apply Kotak White Reserve as LTF after Privy league black?

    Hi, I recently got my account variant upgraded to privy league black from neon based on salary. I would like to know the procedure for applying LTF kotak white reserve. 1- I already have kotak white, will this be upgraded to while reserve or I have to apply seperately. Can I keep existing...
  20. kanhaiyabsy

    Any Trick to Emerald PVC LTF , holding shappiro visa LTF

    Need help/trick, I currently have the Shappiro Visa Credit Card (LTF) and I'm looking to upgrade to Emerald PVC (LTF) version or rubyx LTF, In immobile app they are showing emerald pvc visa and amex {both paid} hpcl FYF Has anyone here successfully done this?
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