ltf

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Hey Folks, I have recently converted my chargeable tata neu plus credit card to hdfc millennia visa credit card (FYF), for reference here is the thread link - https://www.technofino.in/community/threads/finally-converted-hdfc-tata-neu-plus-to-millennia.39029/ Now after, not stopping here, i...

With advice from @SSV & @Anupama_Jha, I reopened my HDFC journey after closing my Tata Neu Plus CC (74K limit) since they refused to upgrade it to Infinity or a core card. Got the 2nd-year fee waived with 87K spends but finally closed it in Jan 2025. Opened a Max Savings Account on 24th March...

Hello all, Do you know of any self-employed individual who has been able to procure an HSBC Premier credit card LTF - without having to pay any joining or annual fees? At the time of issuance, they may have been an HSBC Premier client but after issuance, as the card is LTF there may not be any...

High issuance rate for business owners Online KYC , instant issuance * referal link can be considered.

I would like to share my experience of getting Axis Rewards MasterCard Credit Card Lifetime Free. I was previously holding 3 Axis Cards (Flipkart, Neo & MyZone Visa). As MyZone Swiggy offer got devalued, I was searching for alternative to get Swiggy offer and came accross Rewards Card. Also got...

Hi, I had procured my Tata Neu Infinity CC last year in April during the "Tata Neu IPL Rewards League" time. However, last year (as compared to 2023) there wasnt any offer given to convert infinity cc to LTF based on eligible spends. That time I felt missed out and may be should have procured...

Hi everyone, I currently have a DCB Plastic LTF, and I'm in discussions with HDFC regarding an Infinia Metal. The options on the table are: FYF (First Year Free) Regular First Year (with fee waiver conditions) Paid variant I would prefer not to upgrade my existing DCB LTF but instead get...

Hi! I just got an offer in Swiggy to apply for the card with Lifetime free offer Wondering if it's beneficial as I already hold Infinia and Biz Black.

I recently received a call from a guy claiming to be from IDFC Bank. Based on my research, I believe he was actually from the bank. He told me that I was pre-qualified for a lifetime free (LTF) RuPay credit card from IDFC and asked if I wanted to apply. Thinking that an LTF card was a good...

Hey Fam! Can you suggest some LTF cards which is issue just with one time fees. Like earlier icici mmt was like that.

I see the following when i applied for bob card. Does that mean its conditionally free or not?

Had opened a savings account for mom few months back in hope of getting her a LTF credit card. Got an offer few days back with the following cards. I wanted the Millenia CC for her since base reward rate is 1% which is not there in any of the above cards. Should I just get any card here in LTF...

I am student. No income proof. More than 1.5 year cc journey. Holding ICICI Apay , ICICI Coral Rupay: all 1L limit LTF (got 1L LE few days ago) Need good cc (preferably LTF or can convert to LTF later) for bank discounts & cashbacks. Which cc should I apply next for easy approval without...

Dear All, Due to March ending new offer comes only for new customers. Anyone is new to indusind bank cards can apply now for Pioneer Legacy Credit card visa or master variant as LTF with spend criteria one time only 50000 need to be spend in 90 days. Reply me for applying this. Thanks

I am recently migrated to Axis Bank Indian Oil Premium Credit card from Citi Bank. At the time of pre migration the Citi Bank offered me an option to convert as Lifetime free through mail. Unfortunately I contacted them during migration (within 1 week post mailed date) they refused to...

Hi , Is anyone aware of the criteria in terms of Net Salary , MAB , CIBIL , current card spend etc based on which Atals may be offered LTF by Axis ? I understand that probably such an offer runs during some period annually , any idea what period could that be .. Regard,

Hey everyone, I just got an upgrade offer for the Axis Bank Privilege Credit Card (Visa) with Lifetime Free (LTF) benefits. I'm wondering if it's worth taking. Currently, I hold: Airtel Axis Bank Mastercard MyZone Axis Bank Visa Combined limit: ₹1.3L A few questions: Is this card...

I want a bob card as ltf for instant discounts on Flipkart and Amazon. In website there is no where mentioned the cards are ltf but so many people tell bob select, easy, premier are ltf but when checked on website nothing like that. Is there any way possible that before completing the bob card...

Swiggy is showing me today that the HDFC Swiggy card is LTF for me. But the thing is I closed my only HDFC card i.e. business moneyback card in January 2025. So, it has not been 6 months. I just want an HDFC card for sale offers. Should I take a chance and apply for the card. Is it...