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ltf

  1. ydvsum

    Can we get DCB credit card as LTF?

    I have a LTF HDFC Regalia Gold credit card with limit of 10L+ and I also qualify for the salary criteria for DCB card and have a salary account in HDFC. Is it possible to get it as LTF since my eligible spends are usually not more than 8L+ so the renewal fees will not be reversed for me if I go...
  2. vamsikrishna1997

    Upgrade to Myzone Ltf

    I have axis neo ltf card, can I convert it to myzone ltf? If it's possible let me know how to do that.
  3. jyothisthaliath

    Tata Neu Infinity : Tips for FYF to LTF Conversion

    Just got HDFC Tata Neu Infinity (TNI) credit card on FYF basis. For context, I hold an HDFC Savings Advantage Account since one year and got both DCP and Swiggy credit cards as Lifetime Free, being used moderately. I'm looking for quick insights and personal experiences on the following: Any...
  4. rounakr94

    Is there any yearly charges on the Rupay LTF Coral card

    I have an ICICI AmzPay Card since 2023 and recently ICICI offered me Coral Rupay via call. I agreed to the card. They never mentioned any charges on call and said that the card will be free of any joining or annual charges. They even said that the card will be an upgrade to my existing card. I...
  5. S

    Kotak Bank Froze My Account Without Notice & Forcing Me to Close It – Need Advice!

    I’m facing an extremely frustrating issue with Kotak Mahindra Bank, and I need advice from the community. My savings account has been completely frozen under the reason "TXN PATTERN ANOMALY." But despite multiple attempts, Kotak has refused to provide any clear explanation or a fair resolution...
  6. vrp.vijayot

    Does LTF credit cards have any condition for Mandatory usage atleast Once in a Year ?

    HI TF Community, Wish to know if there are any specific Mandatory Usage for all LTF card (any bank) atleast once a year(like once atleast in 365days) ? or Any specific conditions for swiping, to stop LTF cards getting Deactivated or closed etc ? Kindly share your valuable thoughts. Thanks !
  7. ydvsum

    Magnus for Burgundy LTF

    Wanted to check if it’s possible to get Magnus for Burgundy as LTF if I open a Burgundy salary account in Axis bank. I am eligible for a burgundy salary account if I move my salary to Axis. Currently my salary account is HDFC Imperia
  8. Nandha

    [Help & Suggestions] ICICI Promised Rubyx RuPay LTF, Later Denied – What Are My Options?

    Hi TF Members, I wanted to share an ongoing issue with ICICI Bank regarding a mis-selling experience and request your inputs on how to proceed further. --- 🔹 Background: Earlier this month, I was offered an ICICI Rubyx Credit Card as Lifetime Free (LTF) by a bank representative...
  9. abhicc

    Amex Privilege LTF + 750 cashback

    Just found out that we can apply for Axis Amex Privilege Credit Card using Cashkaro.com and. Get the card LTF (usually its 1500+ gst + get 750rs cashback upon card activation. Link : https://cashkaro.com/stores/axis-privilege-amex-credit-card?r=21947547 Benefits
  10. amitagl27

    Does AMEX Trifecta make sense if I hold HDFC Diners Black (LTF) & ICICI Emerald Private Metal

    I recently acquired ICICI Emerald Private Metal, and I already had Diners Black PVC (LTF). After the introduction of ISHOP and along with SMARTBUY, I was wondering does it even make sense to continue with AMEX Trifecta (Gold, MRCC, Platinum Travel) anymore. These 3 cards take so much of time...
  11. kishandev

    Again did not get ICICI Amazon Pay LTF Credit card, trying for more than 1 year now.

    I am a student and i file income at 7 lakhs from agricultural activities in my ITR as well, I applied for this card 2nd time and still did not get it, what tricks/shortcuts are there for getting this card? my friend who is a student tried for this card when he had only one onecard 2k fd based CC...
  12. apxd

    SBI CREDIT CARD LTF SCAM

    I had applied for SBI SIMPLYCLICK CARD since i was told that this card is lifetime free by sbi official Here are the details of them contact number and names as per truecaller 085889 10170 - Khanysi 085120 98737 - Rahul Aggarwal 089296 87602 - Manoj Kumar These people had communicated that...
  13. Ram1

    Axis AMEX PRIVILEGE Card is being offered LTF!!!

    Axis Amex privilege card with fees 1500 is being offered ltf. For both Fresh and Upgrade applications. Process for Upgrade Open App Click on 3lines at top left Apply Credit card Check and apply axis amex privilege if fees shown 0 I applied and approved instantly. Its good ltf card to keep...
  14. S

    Received DCB LTF after Tagda Kalesh

    Had been in touch with HDFC since last year for DCB LTF, they were delaying by seeking time again and again. After Kalesh for more than 6 months, they issued DCB LTF. Full story: Had a limit of 5 lakh on Regalia Gold, bank had been seeking time again and again since Nov 24 till Feb 25 to...
  15. E

    Pioneer Heritage Metal ( 4 cards LTF ) & a new Card - Recent Activities

    Hello Everyone, Firstly thank you so much for your contributions and knowledge sharing on the forum. Last time I posted about infinia metal LTFs quite some time ago and this time again somehow I feel the same excitement while sharing my recent activities. Long story short , we recently got 4...
  16. V

    Need help for converting HDFC DB metal & SBI prime as LTF

    I am holding HDFC Dinners Black Metal & SBI Prime credit cards. Is there any possiblity make it LTF. If so please suggest the plan.
  17. SSV

    Swiggy LTF Offer now ON (again) - June 2025.. Check yours

    For those waiting for HDFC Swiggy LTF offer. They are rolling out now again.. Check your Swiggy app..
  18. CreditCardOP

    I have HDFC Diners Club METAL LTF -- should I even try for Infinia ?

    So I have DCB metal LTF. With Quarterly bonus of 10k points, it's really good ROI. Infinia doesn't have such milestone benefits and sadly no free meet&greet. I don't see any good reason to switch apart from VISA vs DINERS acceptability - If someone could please point out something I am missing ...
  19. kuchbhi

    How to get HDFC Core Card LTF even after a co branded one?

    Go to a nearby HDFC Branch And ask them to give SPECIAL PRICING form (there is also a regular one) Fill the form with required details. But remember the application will based on REGULAR PROCESS (so choose a card for which you fulfill the eligibility.) I am attaching the form pic too. Enjoy...
  20. CyberPsych

    Suggest LTF cards from these banks

    Asking for a friend who has 790 CIBIL score and 55k monthly income, he wants LTF cards from 1) PNB 2) Federal 3) HSBC 4) IDFC 5) AU 6) RBL 7) Kotak Please mention card names that can be approved easily for the above score and income qualification. He is New to Bank customer for all the 6 banks...
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