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ltf

  1. nikhil_118

    How to get Emirates Emeralde or plain vanilla variant LTF with salary account

    Hi Everyone, I have recently opted for a salary account with Icici and they are telling me that I can only get LTF Saphhiro card along with my salary account. But I don't want that and only interested in either Emirates Emeralde or plain vanilla variant because of lounge access without any spend...
  2. V

    Kotak Zen Signature & IOCL Credit Card as LTF

    Today I received a call from Kotak Credit card department & informed me that i am eligible for Zen Signature & IOCL Credit cards as LTF without any documentation but in my net banking it is showing i am eligible for these 2 cards but mentioned about LTF. Does anyone applied & received under LTF...
  3. tuhin

    Private bank with Zero Balance Account & LTF DC

    Is there any private bank available in India which is offering similar benefits like Kotak 811. Even I know there is no PSBs available which is offering similar benefit like KOTAK 811 : 1. Zero balance SB 2. Free VDC 3. Free basic sms alerts Please share your review...
  4. RS1910

    Indusind Pinnacle card & Exclusive Saving account as LTF to new users restarted...

    Hi All Community Members, Well after reviewing last month feedback on this, Again for New customer as NTB can take pinnacle card as conditionally LTF by spending just 50k in 3 months and later on they can open exclusive account with no minimum avg balance required linking with the pinnacle card...
  5. RS1910

    Indusind Pinnacle card & Exclusive Saving account as LTF to new users restarted...

    Hi All Community Members, Well after reviewing last month feedback on this, Again for New customer as NTB can take pinnacle card as conditionally LTF by spending just 50k in 3 months and later on they can open exclusive account with no minimum avg balance required linking with the pinnacle card...
  6. yb24

    Hdfc showing paid cards despite of LTF offers

    I am getting ltf offers from hdfc on NetBanking offers section from past one month but when I apply on their portal with that banner they hit my cibil and show me paid cards. What to do?
  7. GTSaketh

    HDFC pre approved offer LTF or not?? Confusion

    Few months ago I used to get DCP LTF pre-approved offer emails and when I actually enter my phone number and check them HDFC website it used to show as Lifetime Free Card. But I was waiting for Millennia LTF offer, so i ignored it. I got an email my offers has been refreshed recently and on...
  8. psmangat5

    Regalia Gold Upgrade from LTF Millennia to FYF Regalia Gold

    I am having LTF millenia and getting offer to Upgrade it to FYF Regalia Gold. Should I consider the offer? I don't use Lounge Access which is given by Regalia Gold . Please help me choosing.
  9. N

    Is there a way to get ICICI ltf upgrade in app given I have a strong relation with bank already?

    Hey! I have been using ICICI for 3+ years and me & father combined have over 50L+ in FD+ saving accounts with icici. There are other relation with bank as well in terms of house loan (~15L left) and current account, business OD etc. I want to get Sapphiro or emerald LTF. My spends are little to...
  10. C

    All Lifetime Free Credit Cards LTF Listed 2025

    Category: By Default Lifetime Free 1. Axis Bank Neo Credit Card 2. ICICI Bank Platinum Chip Credit Card 3. RBL Bank BankBazaar SaveMax Credit Card 4. FinBooster:YES BANK-BankBazaar Co-branded Credit Card 5. Yes Bank Pop Credit Card 6. PNB Rupay Platinum (If used once in a Qtr.) 7. Kotak 811 Card...
  11. financewizard

    Should I opt in for Infinia paid from REgalia Gold LTF

    I’m an HDFC Imperia customer and dual LTF cards (Regalia & TATA NEU Infinity) with a shared limit of 15 lakhs. Currently my RM is saying that they can offer Infinia for me via offline processing from bank (upgrade offer is not shown online). If will be a paid Infinia metal card. While I insisted...
  12. G

    Regalia gold ltf offer... Worth it?

    Hi techno fino members, I am getting a ltf offer for regalia gold. Is it worth taking this card as upgrade from regalia? Requesting team members' opinions
  13. manansolanki334

    Should I Upgrade to HDFC Regalia Gold LTF from HDFC millenia

    I’m currently using the HDFC Millennia Credit Card and recently got an email from HDFC offering a free upgrade to the HDFC Regalia Gold (Lifetime Free). I’m not sure if it’s worth upgrading. Has anyone here used the Regalia Gold LTF? Is it better than Millennia in terms of rewards and...
  14. V

    Clarification Regarding ICICI Rubyx Credit Card Upgrade Offer

    Hi All, I have received an offer to upgrade my ICICI credit card to the Rubyx Mastercard (Dual Card), and I have a few queries regarding the same: The offer mentions that the joining and annual fees are NIL — does this mean it is a Life-Time Free (LTF) card? I currently hold two ICICI credit...
  15. NikhilG

    I got icici sapphiro as ltf with 5 lac limit

    I just received dual version of icici sapphiro as ltf but with just 5 lac limit. My other icici Amazon pay card has limit of 8 lac. Why did they offer me sapphiro with less limit? Also can I expect they someday upgrade me to emerald pvc as ltf?
  16. Ekavya

    Misleading LTF Offer and an Unprofessional Sales Pitch from HDFC

    In Brief: I received an email from HDFC offering a lifetime free credit card, but during the application, only paid cards were shown, so I didn’t proceed. Later, a rep called and tried to convince me that the paid card would become LTF after a year, which I knew wasn’t true. He vaguely mentioned...
  17. PapaSierra

    Closed Magnus, was given LTF Select & LTF Neo Rupay as a replacement.

    So after keeping magnus for 2 years, have closed it due to virtually no benefits and hence no usage. Doesn't make sense paying 10000 annual fees if it cant be recovered. The customer care offered a LTF Neo Rupay card to keep my account and credit limit as it is. Later they also "upgraded" the...
  18. NikhilG

    Axis atlas being offered as ltf with a 30 lac fd as trv and burgundy account.

    I'm being offered Axis atlas credit card as ltf with a 30 lac fd as trv and burgundy savings account. I still don't have an axis savings account and they offered me this. Is it a good deal or I should negotiate more? Also is it really possible or a fake commitment?
  19. tbk

    Millennia Dinners privilege ltf upgrade from lft millennia

    I currently have LTF millennia card which is due for renewal this month, HDFC mycards showing upgrade to Paid Dinners Privilege card, is there any possibility to get the upgrade as LTF, Credit limit 195k, other hdfc cards i have swiggy & neu ltf, marriot paid Or I'm better off Just renewing...
  20. K

    Can AU Zenith+ obtained as LTF with IVY Account?

    A branch manager in a Tier 1 city offered me a lifetime free (LTF) AU Zenith+ credit card if I open an IVY account with a 25L IP. I've asked for confirmation that the LTF status isn't conditional and applies even if I downgrade from the IVY account in later stage. I am awaiting for the...
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