This is my first post in the Technofino community.
I recently got the IDFC First Select Credit Card, and my first statement was generated yesterday. But I’m completely confused by the way reward points have been calculated by IDFC for the spends I made in this month.
Here’s what I’ve done...
This is the First time since IDFC First Launched it's Credit card in January of 2021 , that they are offering Pre-Approved Limit Increase Offers ! Until now , you had to email them your Income Documents to get the limit increase .
NOTES before Going with this Trick :
This trick is only for...
i hold many credit card . also
IDFC FIRST Power+ Credit Card
i could not spend 1.5 lakhs per annum . what should i do further?
benifit of the card equal to iocl xtra card. any chance to waive off?
I applied for idfc first power plus card but stopped with completing the process when asked to pay the joining fee upfront. Now I've received a bank statement asking to pay the dues but I've told customer care many times that I'm not interested. Can I just ignore it? I have a feeling I can based...
I tried opening IDFC First WOW credit card. The card gives credit limit equal to FD amount that you open with them. The default FD limit is capped to a maximum of 100000. Is there any way to get higher credit limit by booking a higher amount in FD?
Here goes my full story of the RBIO grievance and compensation.
1. I have been trying to get an IDFC First Credit Card since the end of 2023. Everytime, after filling details like emloyment details and C2C details (tried both with and without), the application displayed an error message 'Sorry...
Hey folks,
I recently received a confirmation from HDFC Life that they've successfully deactivated the auto-debit facility (NACH mandate) for my policy (screenshot attached).
However, I want to double-check on the IDFC Bank side to ensure the standing instruction is also canceled at their end...
If one applies for a New IDFC Credit Card like Mayura or Wealth (not sure if Wealth Card can applied directly online?), No existing Account or Card relationship with IDFC, how is the Application Process?
Is it CIBIL based & Instant?
Or usual Docs and Physical Verification?
What's the...
Old Story so far:
This was sometime in late 2023 and early 2024.
I had been trying to get IDFC First Wealth through their website directly - but whenever I enter my details, the site was only showing FD based WOW card.
It went on for a year and then I got a call from one RM who told if I apply...
Total 4 offer combined RuPay Credit Card on Amazon shopping - 5% Cashback + RuPay scan and score + CC bill pay Offer:
Amazon Pay has launched Amazon Pay - Rewards Gold program.
Offer 1 - You can link your RuPay Credit Card to AmazonPay UPI and get 5% Cashback (prime) or 3% (non-prime) +
Offer...
Had a recent car accident and had to get the car towed. I previously had the IDFC Mayura credit card but closed it a few months back. However, I had another IDFC credit card in my sister’s name primarily for the Roadside Assistance. This card has seen hardly any transactions in the past 12...
Hello folks,
I'm planning for an international trip next month, have booked one of the hotels with my IDFC wealth card. As it was above 20k, my lounge access would be unlocked for the next month.
I might go for some other hotels if I get more affordable rate. If I cancel my booking on next...
Disclaimer: Took help from ChatGPT to frame this message, But this is my personal experience.
As we all received email from IDFC FIRST BANK on 17 Jan 2025.
Regarding the fees for Add on cards, The bank had initially stated:
1. For all Add-On Cards created on or after 20th February 2025, a...
Hey guys,
I need your expert guidance about the IDFC FIRST BANK SMARTMONEY OR you can say FIRST MONEY which allows us to foreclose at 0% , withdraw unlimited time
Please give me some information about it and
Question :- I already have a personal loan from IDFC so can I activate smartmoney...
How to get Rewards on Amex & SCB Credit Card bill payment using IDFC DC ?
Amex - https://www.billdesk.com/pgidsk/pgmerc/amexcard/amex_card.jsp
SCB - https://pgi.billdesk.com/pgidsk/pgmerc/standardchartered/scb_card.jsp
Many people told they got reward on Amex and SCB Bank CC bill payment...
I’m planning to get an IDFC RuPay debit card. I already hold an IDFC FIRST Wealth credit card. If I apply for the debit card through IDFC’s NetBanking portal, will there be any charges involved?
The main reason I’m looking for this is to use it for credit card bill payments, especially since...