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icici

  1. Sobirvs

    Adding wife in ICICI Elevate health insurance, experience?

    Hello, I bought icici elevate insurance last year around in October. I paid for 3 years. I recently got married. I would like to add my wife in same policy. What's the experience if someone has done it? (either in icici elevate or some other retail insurance) What is the cost, benefits...
  2. A

    IS ICICI cc payment stopped via upi?

    IS ICICI cc payment stopped via upi? ccpay.<card>@icici. not working from a while. Is there any other upi format if anyone aware?
  3. NikhilG

    Icici sapphiro has lounge access without minimum spend criteria?

    I just got issued with icici sapphiro dual with pp in kit. I can't find for sure if international and domestic lounge access without any spend criteria?
  4. Hackmebro

    RBI Complaint against ICICI for EPM — Branch asks to withdraw complaint?

    Hi, I applied for a ₹2 Cr home loan with ICICI and was assured by my Loan RM that after disbursement, my existing Emeralde card would be upgraded to the EPM variant. This was one of the key factors in choosing ICICI for my home loan. However, post disbursement, the RM started ignoring my...
  5. NikhilG

    I got icici sapphiro as ltf with 5 lac limit

    I just received dual version of icici sapphiro as ltf but with just 5 lac limit. My other icici Amazon pay card has limit of 8 lac. Why did they offer me sapphiro with less limit? Also can I expect they someday upgrade me to emerald pvc as ltf?
  6. Hell_Kitty

    My Journey: ICICI Sapphiro to Emerald Private Metal Upgrade

    Just wanted to share my recent experience upgrading from ICICI Sapphiro (dual variant, LTF, ₹15L limit) to the Emerald Private Metal card. I’ve had the Sapphiro for over a year now, and for the past 6 months or so, the Emerald PVC was showing up as an upgrade option on iMobile – but only as a...
  7. kiran_kishore

    Advice needed for Personal loan

    Hello, I am planning to take a personal loan of 175K IR. I am having an offer from HDFC at RoI of 13.2 % p.a. (1.1% pm) provided ZERO processing fee and other charges. Also, I do have CCs from Axis, ICICI and HSBC. Is there any public / private bank which offers lower interest rate. My CIBIL...
  8. V

    ICICI Pru Standing Instruction Credit Card Charge 1.25%

    Hi, Received a message from ICICI Pru that from next month my Payment through Credit Card will attract 1.25% even on Auto-debit facility, it ask me to convert Auto Debit to UPI or Net-banking. What are alternatives?
  9. paras.bhalodia

    Regarding Chargeback, Dispute etc. for ALL Banks (Indus, SBI, ICICI, Kotak, HDFC, IDFC, SC, SBM, HSBC, DBS, RBL, BoB, Union, CBI etc.)

    I will post the response I recieved regarding this query at numerous banks in discussion below 😎
  10. souravsamal

    Need advice ICICI Emeralde PVC Upgrade offer.?"

    I am getting ICICI Emralde Credit Card for upgrade with a joining feed for 12000. Is worth it. ??. I am also getting Axis Atlas Pre approved too. ? What i should do. ?
  11. K

    ICICI credit card bill payment QR code/UPI not working

    Since this month the QR code that is on every ICICI credit card bill is not working. Apps give an error saying invalid QR code (benefeciary UPI id incorrect) . The upi address for the QR code is in the format of ccpay.16digit_credit_card_number@icici Anyone else facing same issue?
  12. Quantum

    Does ICICI update credit bureaus about the enhanced credit limit?

    Does ICICI update credit bureaus about the enhanced credit limit? Or it does not? Got a credit limit enhancement on Sapphiro 15 days back, but the latest CIBIL report shows the initial credit limit only.
  13. I

    Need Expert Advice: ICICI Credit Card Not Reported to CIBIL for over 6 Months

    Hello everyone, I'm seeking advice regarding a prolonged and unresolved issue with ICICI Bank involving the non-reporting of my credit card account to CIBIL for over 6 months, despite it being correctly reported to other bureaus like Experian and CRIF. Key Timeline: Credit Card Issued: 10...
  14. Keshavgowda

    ICICI Credit card application rejected

    Hi, I was unable to apply for ICICI credit card through website and I left midway. Then next day I got call from credit card team and By their guidance, I applied for a ICICI Coral Credit card by uploading documents. Today I got a message and mails saying My application is rejected as I have...
  15. S

    Need Help: ICICI Sapphiro LTF with 1.4L Salary, Listed Company & 8+ Years ICICI Relationship

    Hi everyone, I’m seeking advice on securing the ICICI Sapphiro Credit Card as Lifetime Free (LTF) based on my profile. This community’s insights are invaluable, and I’d appreciate your guidance! My Profile: - Salary: ₹1.4 lakh/month (net) - ICICI Relationship (8+ years): - Salaried account -...
  16. neeraj19a

    Digital Nomad: Considering UAE Freelance Visa While Working from Southeast Asia — Need Advice

    Hi Everyone, I’m a digital nomad currently working remotely for a European company. Previously, I was based in Singapore and Dubai, and now I’ve transitioned into a fully remote role. I’m exploring the feasibility of a setup to maintain my NRI status and fulfill upcoming RE-KYC requirements...
  17. Houseteam

    Icici credit card reward error

    Hie please help icici credit card reward points pe redeem now pw click krte hi aa raha you may not be able to access this site error please help is anyone facing this issue and how did you guys solve please reply
  18. mail_amity

    ICICI emerald pvt supplementary add on card

    Received EPM today. The welcome kit mentioned that add ons can be requested for family members above 12 years of age. Has anyone applied and received?
  19. K

    icici emerald travel cover

    The complimentary travel cancellation thing has anyone experienced via emerald? Whats the process i need to do it for one booking ... if anyone can help me for the same
  20. ashish835210

    ICICI MMT Dual (Mastercard + RuPay) Credit Card - Reward Points Issue

    Hey everyone, Has anyone else with the ICICI MMT Dual (Mastercard + RuPay) credit card noticed that the reward points (My Cash) aren't being credited to their MakeMyTrip (MMT) wallet as expected? I've observed that the reward points earned on my card spends are showing up in the ICICI Bank...
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