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icici

  1. Ekavya

    Service Gesture Refund from ICICI.

    Today I opened my ICICI Savings accound and found that I was given 2k as a service gesture refund. They made a cibil inquery as personal loan while opening this account. Later they promised to remove it after mailing them. Am I getting refund for the same? Any thoughts?
  2. kuchrm

    ICICI savings account approval process?

    I applied for icici 3 in 1 account in which savings account will open of 10k MAB with initial funding cheque of 10k. Will they approve or there is a chance of rejection ? Anyone faced this similar?
  3. TechnoFino

    ICICI Bank Adani Credit Card Scam: Joining Fee Charged Despite FYF Offer

    Just like last year, ICICI Bank is once again engaging in what many consider an unethical practice—and for me, it’s nothing short of a scam—with certain credit card customers. ICICI Bank recently promoted the ICICI Bank Adani Signature Credit Card as First Year Free (FYF) under a limited-time...
  4. SomeRandomName

    ICICI Bank Home Loan Interest Rate Change

    1. Hi, How and when is the home loan interest changes for ICICI bank? RBI has decreased the repo rate twice however the loan interest has not changed yet for me for the last repo changes. 2. Does it reduce the tenure or it reduces the EMI amount?
  5. Rkr

    Discontinuation of PayLater Facility by ICICI Bank Limited

    ICICI Bank has decided to discontinue the PayLater Facility effective May 08, 2025 11:59 P.M. IST. It was a good Facility for beginners in Credit records.
  6. G

    Devaluation ICICI ISHOP PORTAL ALSO APPLIED 2.5% + GST ON AMAZON VOUCHERS

    ISHOP portal have also introduced 2.5% plus GST charges on amazon pay voucher. Once more devaluation from them
  7. TechnoFino

    Devaluation ICICI Bank iShop Portal Devalued Further – 2.5% Processing Fee Introduced

    ICICI Bank has once again devalued its iShop portal—this time by introducing a 2.5% processing fee on the purchase of Amazon Pay vouchers and a few other gift cards. This marks the second devaluation in just two months, and unfortunately, it reflects the growing reputation of ICICI Bank for...
  8. kuchrm

    ICICI bank worst bank ever ?

    I have made many post in technofino so far regarding my issue. So now I am telling all the issues in this post. On 25th March 2025 i submitted all the documents to open regular savings account with 10K monthly average balance. My all verifications including home address, pan , aadhar ...
  9. indianets

    Issue Resolved Beware of SMS from ICICI stating reduced Bill Amount

    Hello all, This is my first post, so please be considerate. My Amazon Pay ICICI CC statement date is 25th and Due Date falls generally on 12th of the next month. A bill of 3526.40 was generated on March 25 recently with a due date of April 12. All good until now!! I made a few amazon...
  10. kuchrm

    Icici savings account opening. Approval required?

    I submitted an application for a savings account with a minimum average balance of ₹10,000. Initial funding cheque and verification is done and the geo-tagging process has also been completed. I was informed on April 2nd that the application was sent for approval. I wanted to inquire if it is...
  11. Momo_Scooby

    Best Credit Card for Frequent Travel with Family? Need Advice!

    Hello everyone, I recently upgraded my DCB LTF to Infinia, and I truly appreciate all the insights this community has shared. It has been a great help! I have been using the Amex trifecta for myself and Amex Travel & Gold for my wife, but I am realizing that managing the renewal fees and...
  12. thisisjaymehta

    ICICI Rubyx AMEX card not working on Pine Labs / IDFC terminal

    I recently noticed that my Rubyx AMEX card isn’t working on Pine Labs terminals or IDFC terminals. However, I’m certain the card worked at these specific shops on these exact terminals in the past. I called customer care, but they said they couldn’t find any declined or failed transactions and...
  13. Rajx99

    ICICI Times Black Priority Pass: Digital or Physical?

    Guys for ICICI times black, anyone has used priority pass? Is it digital or physical only?
  14. maynigam

    What cashback does apay icici card give for amazon pay merchant QR code?

    I used Amazon pay qr code to pay a merchant. Got option to use credit card. Used Atlas and confirmed the MCC as electronics/radio/etc. Now If I pay the remaining amount to the merchant using apay icici card by scanning his qr code, I get 5% cashback right?
  15. Atul580

    ICICI Bank Mis-Sold Me a Credit Card – Beware!

    ICICI Bank called me, offering a lifetime free upgrade to their Sapphiro Credit Card. But after getting the card, I found out: ❌ It wasn’t lifetime free—they misled me about fees. ❌ They issued a new card instead of an upgrade, risking my CIBIL score. ❌ The ₹1,000 Tata Cliq voucher they promised...
  16. Chitra007

    ICICI Coral credit card reward points

    Can anyone tell me process to check which reward points expired in the last few weeks, as well as which points are set to expire in upcoming months? My coral credit card reward points are keep on decreasing. In last week it was showing 2884 and now it is showing 1632
  17. Adityavikramsingh

    Does ICICI Bank Issue Credit Cards to 18-Year-Olds If Applied Offline?

    Hey everyone, I’ve heard somewhere that ICICI Bank might issue credit cards to 18-year-olds if applied for offline at a branch. However, I’m not sure about the exact requirements. Does anyone have experience with this? Would they issue a credit card based on income, an existing relationship...
  18. I

    How to get ICICI Emeralde Private metal credit card

    Hello, I have ICICI bank's coral, amazon pay and sapphiro credit cards with each card having 18L limit. I have my salary account in ICICI bank. In card upgrade option, i see emeralde credit card but not the private metal. when i checked with my RM, she says minimum salary requirement is...
  19. ✪ D&C Cards Connoisseur 💳

    Devaluation Silent Devaluation of BookMyShow Movie Benefit for ICICI Emaralde Plastic / PVC Card

    With the launch of their new website, ICICI Bank has reduced their BookMyShow movie benefit offer from INR 750 to INR 700. However, the maximum number of times remained unchanged to 4. Earlier: Now:
  20. usha rani

    Icici amazon card fuel transaction.

    Hello everyone, I made a fuel transaction of Rs50/-on 22-3-25 using icici amazon pay card but when i see my statement today it is showing Rs61.80/- debit. Is fuel payment using credit card attract this much extra charges
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