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icici

  1. R

    Have anyone got LTF ICICI emerald in imobile after getting Sapphiro LTF through Alumni offer

    I got the ICICI Sapphiro lifetime free through an alumni offer. Now, it's been 6 months, and I see that a paid Emerald card is appearing. Has anyone here received the Emerald lifetime free through this route? I don't spend much on this card.
  2. K

    icici emerald approval

    I do not have a high itr but i have a decent trv...not in single acc but family banking of 1cr and above. We are under private banking program.. But my rm and bm was able to get me icici emerald approval so if u have a good rm or bm they can do it. I had got approvals earlier last yr but i was...
  3. rohit_

    [Help Needed] ICICI Mine Account Auto Closed – Now KYC Issue Affecting Credit Card Offers

    Hi everyone, I had opened an ICICI Mine account in January 2021, but due to some personal issues, I couldn't complete Full KYC or VKYC. As a result, the account was automatically closed in January 2022. During the one-year period when the account was active: I took a FD-based credit card in...
  4. F

    ICICI committing financial fraud on credit card repayment

    My ICICI CC bill date is 2nd, due date is 20th. I had 50k due, around 22k minimum. Lately I been paying minimum since the full bill is bit too high. I'm in between move, career shift etc. I'm not a salaried employee, I'm a freelancer. I don't have a lot of liquidity, so even though I prefer to...
  5. G

    How to check rewards per transaction on ICICI Emerald Provate Metal card

    Hi Friends I am unable to find where i can check the rewards pre transaction for my ICICI Emerald Private Metal card. Can anyone share the path if we have one
  6. kanhaiyabsy

    HOW TO GET ICICI RUBYX LTF IF ALLREADY HOLDING SHAPPIRO

    I currently have the Shappiro Visa Credit Card (LTF) and I'm looking to upgrade to Emerald PVC (LTF) version or rubyx LTF, In immobile app they are showing emerald pvc visa and amex {both paid} hpcl FYF only
  7. _deb_

    How to Track Spend-Based Annual Fee Waiver on ICICI Credit Cards

    If you’re an ICICI Bank credit cardholder, you’ve probably noticed that the iMobile app is one of the most user-friendly platforms out there for managing both bank accounts and credit cards. One of its useful features is the ability to check your annual fee waiver progress based on your spending...
  8. kuchrm

    ICICI account not found or not active yet ?

    I have successfully opened my icici savings account of 10k MAB on 15th April with giving 10k cheque also I recieved email that my account is opened but I have issue that whenever I try to add account on any upi app i get no account found with this number and WhatsApp banking is not working...
  9. cardex

    icici card bill pay , max cashback?

    An upcoming bill of around 2 lacs, which platform to use for max cash back, safe and secure?
  10. kuchrm

    Finally ICICI regular savings account Opened

    Finally ICICI Opened my regular 10k MAB savings account after so much complaints. But they Opened in 3 in 1 variant. You can see my earlier posts for more details:- https://www.technofino.in/community/threads/icici-bank-worst-bank-ever.39873/
  11. E

    ICICI Ishop portal - Avoid !!

    I purchased Ajio GV worth 20K, transaction went through, amount has been charged on ICICI Emeralde Metal card, but GV still shows processing. Its been 7 days and everytime i call their CC they say it has been escalated and I will received reply in 48 hours, but nothing happens. CC email is...
  12. Collector_sahab

    Does ICICI bank Credit cards allows refunds to be credited with no outstanding dues.

    I had purchased a product using my Apay ICICI card last month, and soon after, the bill got generated and I paid on the first day itself. The current outstanding is now 0.33 CR. Now that product is being returned and refund has been initiated, but I haven't received refund in my account. I don't...
  13. Ekavya

    Service Gesture Refund from ICICI.

    Today I opened my ICICI Savings accound and found that I was given 2k as a service gesture refund. They made a cibil inquery as personal loan while opening this account. Later they promised to remove it after mailing them. Am I getting refund for the same? Any thoughts?
  14. kuchrm

    ICICI savings account approval process?

    I applied for icici 3 in 1 account in which savings account will open of 10k MAB with initial funding cheque of 10k. Will they approve or there is a chance of rejection ? Anyone faced this similar?
  15. TechnoFino

    ICICI Bank Adani Credit Card Scam: Joining Fee Charged Despite FYF Offer

    Just like last year, ICICI Bank is once again engaging in what many consider an unethical practice—and for me, it’s nothing short of a scam—with certain credit card customers. ICICI Bank recently promoted the ICICI Bank Adani Signature Credit Card as First Year Free (FYF) under a limited-time...
  16. SomeRandomName

    ICICI Bank Home Loan Interest Rate Change

    1. Hi, How and when is the home loan interest changes for ICICI bank? RBI has decreased the repo rate twice however the loan interest has not changed yet for me for the last repo changes. 2. Does it reduce the tenure or it reduces the EMI amount?
  17. Rkr

    Discontinuation of PayLater Facility by ICICI Bank Limited

    ICICI Bank has decided to discontinue the PayLater Facility effective May 08, 2025 11:59 P.M. IST. It was a good Facility for beginners in Credit records.
  18. G

    Devaluation ICICI ISHOP PORTAL ALSO APPLIED 2.5% + GST ON AMAZON VOUCHERS

    ISHOP portal have also introduced 2.5% plus GST charges on amazon pay voucher. Once more devaluation from them
  19. TechnoFino

    Devaluation ICICI Bank iShop Portal Devalued Further – 2.5% Processing Fee Introduced

    ICICI Bank has once again devalued its iShop portal—this time by introducing a 2.5% processing fee on the purchase of Amazon Pay vouchers and a few other gift cards. This marks the second devaluation in just two months, and unfortunately, it reflects the growing reputation of ICICI Bank for...
  20. kuchrm

    ICICI bank worst bank ever ?

    I have made many post in technofino so far regarding my issue. So now I am telling all the issues in this post. On 25th March 2025 i submitted all the documents to open regular savings account with 10K monthly average balance. My all verifications including home address, pan , aadhar ...
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