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icici

  1. Dr.Anand456

    🆕 ICICI Times Black Credit Card – New Benefits Alert (Effective Sept 1, 2025) 🔥

    If you already hold this card or are planning to apply, here's what’s coming your way 👇 🪪 Welcome / Annual Benefit (on paying applicable fees): 🎁 Choose between: ▪️ ₹12,000 Lohono luxury stay voucher OR ▪️ ₹10,000 EaseMyTrip travel voucher 🛍️ Lifestyle Management Services by CribLife ▪️ 6...
  2. ashwinikumar900

    New/Revised Annual/Joining Benefits from ICICI TIMES BLACK

    Just got this email.
  3. rounakr94

    What is the meaning of this?

    What is the meaning of this? I had already activated PIN on the card and even gave missed call as per the letter inside card envelope but I still got this email. Customer care also said that generating PIN activates the card. Right now I am doing a ₹10 recharge. Might this be because of server...
  4. rv124

    ICICI Adani Signature Card Mis-sold as Lifetime Free – Need Guidance & Compensation Advice

    Hi everyone, I'm posting here to seek help and guidance regarding a serious mis-selling issue I faced with ICICI Bank related to their Adani One Signature Credit Card. Here’s what happened: On 20th Feb 2025, I received a call from ICICI (from number 022 6904 1078) offering me an upgrade...
  5. keshavab

    ICICI family banking

    can i apply for ipo asba of family member under their respective pan/dmat(not third party , money get blocked in their account) with my netbanikng under icici family banking
  6. cardio_guy

    ICICI Bank new refreshed net banking interface

    Following the steps of HDFC, ICICI refreshed all pages inside after login. Infinity NXT I didn't see any announcement anywhere, I just logged in as usual today using the old login page link (https://www.icicibank.com/personal-banking/insta-banking/internet-banking). When I clicked Login >...
  7. K

    ICICI Rewards Redemption - Emeralde PVC

    Hi, If I have earned 1,000 reward points through a normal retail transaction in my Emeralde PVC, will the INR value be 250/- (considering INR 0.25 value) or can I use it at INR 1.00 value through iShop? Thanks in advance.
  8. OutOfOffice

    Got my ICICI EPM (Emeralde Private Metal) Credit Card Approved — Sharing My Timeline & Experience

    Hey everyone! Just wanted to share my recent experience of getting the ICICI EPM (Emeralde Private Metal) credit card approved and delivered. Might help others who are considering it or are in the process. --- ## 🗓️ My Timeline & Process ### Background I had been asking my RM to help me...
  9. Nandha

    [Help & Suggestions] ICICI Promised Rubyx RuPay LTF, Later Denied – What Are My Options?

    Hi TF Members, I wanted to share an ongoing issue with ICICI Bank regarding a mis-selling experience and request your inputs on how to proceed further. --- 🔹 Background: Earlier this month, I was offered an ICICI Rubyx Credit Card as Lifetime Free (LTF) by a bank representative...
  10. amitagl27

    Does AMEX Trifecta make sense if I hold HDFC Diners Black (LTF) & ICICI Emerald Private Metal

    I recently acquired ICICI Emerald Private Metal, and I already had Diners Black PVC (LTF). After the introduction of ISHOP and along with SMARTBUY, I was wondering does it even make sense to continue with AMEX Trifecta (Gold, MRCC, Platinum Travel) anymore. These 3 cards take so much of time...
  11. A

    Can't Add ICICI Rubyx Amex Card on Gpay or Samsung wallet

    I recently acquired both ICICI Rubyx Mastercard and American Express variants. While the Mastercard version seamlessly integrates with digital wallets such as Samsung Wallet, Google Pay, and PhonePe, I am encountering difficulties adding the American Express variant to any digital wallet. Has...
  12. keshavab

    ICICI Wealth Account with 5Lakh IP & visa infinite Debit card

    ICICI semi uban branch employee told me for 5L initial deposit for wealth account , he said it's 0 balance , but he said system may downgrade in feature My question 1.Will it get downgraded in future? 2.Can I get visa infinite Debit card with that account?(Very much Required for BMS offer )...
  13. C

    My ICICI Emeralde Private Metal Card EPM Journey — Approved with < 2L net salary!

    Hey everyone! Just wanted to share my experience which might help others who have a similar profile. Background: My in-hand (net) salary is less than ₹2 lakhs per month. Because of this, none of the ICICI agents or bank officers were interested in processing my request for the ICICI Emeralde...
  14. I

    Any CC Bill Pay offers on UPI Apps, I can leverage via PZ or other ways?

    Always Paid ICICI CC via Payzapp using Axis Burg DC. Disallow today, asking for another DC. Any current UPI CC bill pay offers? Any CC Bill Pay offers on UPI Apps, I can leverage via PZ or other ways?
  15. Marshallgv2

    ICICI CC suggestion for father (retired)

    Hello good folks of TF, My father (retired) reached out to me for suggestions on ICICI credit cards, as his current LTF ICICI Coral card is expiring soon. He maintains a decent relationship with ICICI (~8–10L balance) but doesn’t hold a pension account with them. We already have an Amazon Pay...
  16. Paul

    In hand Salary 80,000 per month. Thinking of getting ICICI sapphiro. Any body who can help getting offer ?

    In hand Salary 80,000 per month credited in yes bank. Thinking of getting ICICI sapphiro card can also take any other premium card. Any body who can help getting offer from ICICI
  17. Abhiksaha66

    Icici Hp super saver credit card

    I want to apply for hp icici super saver card.I have a few questions:- a) if i add money to my hp pay wallet using the visa icici super saver card will i get 4% cashback ? b) how much will i be charged for loading money in my hp wallet using this card? c) will i receive happy coins? if yes how...
  18. A

    NPCI posts Rs 3,270 crore revenue and Rs 1,552 crore profits in FY25

    NPCI posts Rs 3,270 crore revenue and Rs 1,552 crore profits in FY25: NPCI, which is registered as a not-for-profit organisation, mentions net profit as surplus in its FY 25 annual financial statement The National Payments Corporation of India, which runs the popular UPI payments, has seen a...
  19. A

    Issue Resolved Icici reward points disappeared (Points reinstated after complaint)

    Hi, 912 reward points from my coral rupay credit card have disappeared suddenly for no reason. In my redemption history there is no update (I had made only one redemption in December 2024) however total reward points accumulated since the card activation has been reduced by 912 points as well...
  20. Vas2398

    Tried for ICICI emerald private metal but only eligible for Times black ... What to do?

    Hi, Tried for ICICI EPM but not eligible. However Timesblack is offered with 20k fees+GST. RM is saying use timesblack and then i can try for EPM. Please suggest if I can go ahead with Timesblack. P.S.: Already holding HDFC DCB metal, Axis atlas, ICICI Sapphiro, Amex plat travel.
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