home loan

I have existing home loan with ICICI Bank with 8.9% ROI. Current outstanding amount is 25.5 lakh rupees. Axis bank is offering me 8.4% ROI with zero processing fee (But MOD and other charges are there around ₹7k). No foreclosure charges from ICICI Bank. Should I take the headache to transfer the...

I have a home loan with HDFC. It started at 7.5% ROI, but gradually increased to 9.15% now. When I visit HDFC website, I see their HL starts from 8.5%. I have a CIBIL score of 799. Can I request them to decrease my ROI to 8.5% based on my CIBIL score? Is this possible? If so, who do I mail?

Has anyone availed home loan transfer through my money mantra? Are they legit and safe? How to be safe from any mis-selling or scam? Any pointers on same will be helpful. More details: I have a home loan with SBI at 8.85% and my money mantra is offering transfer to HDFC at 8.4%. And quoting...

The following incident occurred with one of my close friends at Anand, Gujarat branch. My friend intended to apply for a loan to purchase land for building a house. Since a home loan couldn't be obtained for land purchase, HDFC presented him with the following options: 1. 35% of the loan amount...

I am taking a home loan from icici where they are attaching a home loan insurance cover from icici prudential along with loan, though it was not compulsory. Now here, instead of buying insurance and paying a monthly premium they have added a loan for this too with the same tenure and interest as...

I have a question, if I have a house worth 23 lakhs, can I take a loan on this house without salary slip and ITR, if yes, how much and what will be the interest rate?