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  1. the12thhman

    Lifetime Free kotak league platinum Credit Card: Unexplained Annual Fee Deduction Issue

    I have a Kotak League Platinum Credit Card, which I have been using since March 2022. When I applied for this card, it was clearly mentioned in the application form that it would be lifetime free. However, after three years, on 25th April, an annual fee of ₹499 was deducted from my account+ gst...
  2. _deb_

    How to Track Spend-Based Annual Fee Waiver on ICICI Credit Cards

    If you’re an ICICI Bank credit cardholder, you’ve probably noticed that the iMobile app is one of the most user-friendly platforms out there for managing both bank accounts and credit cards. One of its useful features is the ability to check your annual fee waiver progress based on your spending...
  3. wolfdalalstreet

    Double Whammy! PNB Rupay CC & SBI SimplySave both charged annual fee despite criterias met for fee waiver

    Have used PNB Rupay CC quite a few times last quarter and have already spends of more than 1L in SBI SimplySave. Yet both have charged 499+gst. What a bloody coincidence, both happened on the same day. 😂 Emailed PNB and waiting for their response. Chatted with SBI executive who asked me to pay...
  4. Ra.One

    BoBCARD closure after renewal fee charged. Can it be reversed?

    I have a paid BoB SD and was charged the renewal fee on the 16th. Can I pay the outstanding and close the card and request for renewal fee reversal? Axis does reverse annual fee and closes cards, but does BoB
  5. Y

    Amex Platinum Charge Card - Joining Fee not posted

    I opted for the Amex Charge Card on Mar'24. Got the requisite joining bonus in Apr'24 after 50000 spends. However, I was not charged any joining fee then. A whole year has passed without any posting of joining fees throughout the year. Today, upon speaking to the customer care for a renewal...
  6. A

    Waive off Amex Gold card renewal fee

    My AMEX Gold charge card is due for renewal, any way to get the renewal fee waived off?
  7. TechnoFino

    ICICI Bank Adani Credit Card Scam: Joining Fee Charged Despite FYF Offer

    Just like last year, ICICI Bank is once again engaging in what many consider an unethical practice—and for me, it’s nothing short of a scam—with certain credit card customers. ICICI Bank recently promoted the ICICI Bank Adani Signature Credit Card as First Year Free (FYF) under a limited-time...
  8. D

    Need Info - When ICICIBANK charge annual fee ?

    I applied ICICI BANK sapphiro credit card first year free through call I received few days ago. After that I mailed CC for confirmation on first year free. They replied joining fee 0, annual fee 3500 + GST. When I changed for annual fee, after one year or in next bill ? I haven't activated...
  9. itzmycard

    Devaluation Airtel app levying usage fee on utility payments on Airtel Axis credit card

    Airtel started levying usage fees on electricity bill payments while using Airtel Axis credit card on its app. Might add the same for other bill payments also.
  10. H

    Standard Chartered Smart Credit Card - Online School Fees Payment: +1.18% Fee / 2% CB

    I paid my son's online school fees using the Standard Chartered Smart Credit Card. Lets say it has shown a fee of X in the payment link. In CC Transaction details, now it is showing (X+1.18%) as the amount. No help from customer care also. As I got 2% CB on the whole (X+1.18%) amount, it is...
  11. Sriim

    Paytm CC bill payment convenience fee increased from flat 32 to 0.5% + GST for Visa cards

    From Aug 2024, Paytm started charging flat convenience fee of Rs 32 on using VISA debit card to pay CC bill. Today when I tried to pay, it shows convenience fee of 0.5% + GST for using VISA DC to pay CC bill. Mastercard charges are even higher at 1% + GST Rupay is free as of now
  12. darthvader1

    Amazon introduces non-refundable ₹49 processing fee

    Amazon has implemented a ₹49 processing fee for customers availing Instant Bank Discounts (IBD) of ₹500 or more, effectively reducing the net savings from these banking offers. The fee, which came into effect on Friday, applies to all users, including Prime members, and remains non-refundable...
  13. Rajx99

    HDFC Regalia Forex Plus: 5X Offer & $1000 Fee Waiver Together?

    Regalia forex plus card - can we get both offers? 5x and waiver of 1000 fee if loaded with $1000
  14. V

    How to pay insurance payment of 2.5L on my Amex Plat Travel without Convenience Fee?

    I have only 30 days remaining to make the payment. Kindly let me know if there is any portal to avoid the Convc. Fee? Otherwise - Can I buy the APay Vouchers on Amazon? 10K is the purchase limit but how much is the Total limit per day or month? Pls consider that - Gftyr is not an option...
  15. S

    Please suggest a credit card for 50k school fee

    Hi All, I have to pay my daughter school fee 50k rupees. I have Amex MRCC., Regalia gold, Neu card, Axis Indian oil, one card, Scapia, Axis indian oil and amazon pay credit cards. Can you please suggest which credit card is good for payment?
  16. E

    Card for international education fee payment (~4.5 lac)

    Hi, I am looking for card that can give best rewards on educational spends (except AMEX). I have to pay to university directly in USD. I was thinking to get Atlas as I am eligible as per app. Please guide. I have following cards. Also, if I apply to Axis Atlas through Earnkaro (or any other...
  17. itsme.sumit

    Unjust Late Fee & Incorrect Charges on My Indian Bank Credit Card – Need immediet help

    Despite paying my Indian Bank credit card bill in full on Feb 7th, within the grace period (the due date was February 4th), they imposed over 100 rupees in interest plus GST. This interest was billed in February, and I ignored it and the emails. I reviewed my account on March 10th, discovering...
  18. b4bhar

    Hsbc live+ card 50% annual fee waive off criteria

    Hi guys, I understand that the annual fee would be waived off if we cross 2L annual spends. But, is there any other criteria like 50% fee waiver off in case we cross 1.5L or more something like that? Also, can we negotiate with the bank on the annual fee based on our spends? Did any successfully...
  19. thisisjaymehta

    Will I be charged annual fee for first year if joining fee is nill?

    I have a offer from ICICI which gives me rubyx card with nill joining fee but 2000 + GST as annual fee which will be waived off if I spend 3 lakh. I want to know if I will be charge this annual fee in first year itself? Because I am planning to getting this card and close it before first year...
  20. mohitkamboj007

    Axis Bank ACE CC Renewal Fee Charged – Any Way to Reverse It?

    My Axis Bank ACE Credit Card had its renewal month in February, and I had planned to close it before the fee was charged. However, I forgot to close the card, and now Axis Bank has levied the renewal fee. I haven’t used the card at all in February. Is there any way to close the card now and get...
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